Resource commercial unsecured loan presentation

Resource RealtyResource Realty
Commercial Loan DivisionCommercial Loan Division

Unsecured business loans,Unsecured business loans,
merchant credit card cashmerchant credit card cash
advances and lines of creditadvances and lines of credit
Bank on us – the smart choice inBank on us – the smart choice in
business financingbusiness financing
Commercial Loan Division

Resource Realty offersResource Realty offers
Commercial Loans in 42 statesCommercial Loans in 42 states
and is licensed in the states ofand is licensed in the states of
New Jersey, New York and theNew Jersey, New York and the
Commonwealth ofCommonwealth of
Pennsylvania.Pennsylvania.
Commercial LoanCommercial Loan
DivisionDivision

Our Founder: Elliot “EJ” PaulOur Founder: Elliot “EJ” Paul
25+ years experience advising bankers, commercial real estate25+ years experience advising bankers, commercial real estate
brokers and owners, business owners and professionalsbrokers and owners, business owners and professionals
Vice President: Resource Realty – Commercial Loan DivisionVice President: Resource Realty – Commercial Loan Division
President: Archon Advisory Corporation - A Registered InvestmentPresident: Archon Advisory Corporation - A Registered Investment
AdvisorAdvisor
Former President: Warton Archon Financial Advisors – a SECFormer President: Warton Archon Financial Advisors – a SEC
Registered Investment AdvisorRegistered Investment Advisor
Former VP and Branch Manager: Stifel Nicolaus, NY Stock ExchangeFormer VP and Branch Manager: Stifel Nicolaus, NY Stock Exchange
Former VP of Philadelphia Securities AssociationFormer VP of Philadelphia Securities Association
Past President Garden State Rotary of Cherry Hill, NJPast President Garden State Rotary of Cherry Hill, NJ
Haddonfield Memorial High School GraduateHaddonfield Memorial High School Graduate
University of Pennsylvania – BA EconomicsUniversity of Pennsylvania – BA Economics
Harvard Graduate Business School AlumnusHarvard Graduate Business School Alumnus
Commercial LoanCommercial Loan

Our lenders take more riskOur lenders take more risk
than your local bankthan your local bank
They approve many loansThey approve many loans
turned down by localturned down by local
banks.banks.

Non-bankable borrowersNon-bankable borrowers
with less than perfectwith less than perfect
credit are welcomecredit are welcome

One of our lenders has 17 years ofOne of our lenders has 17 years of
experience serving small business:experience serving small business:
• $5 Billion in transactions
• 150,000 businesses funded
• 650 industries served
• 3 out of 4 customers return

Another for has partnered with state-Another for has partnered with state-
chartered FDIC insured banks across thechartered FDIC insured banks across the
country for 13 years.country for 13 years.
It has helped over 5000 business ownersIt has helped over 5000 business owners
obtain approvals for over 11,000 loans withobtain approvals for over 11,000 loans with
proceeds in excess of $500 Million.proceeds in excess of $500 Million.

Our lenders fund up to 13.75% ofOur lenders fund up to 13.75% of
your annual sales volume (credityour annual sales volume (credit
card, checks and cash)card, checks and cash)
Unsecured commercial loansUnsecured commercial loans
from $15,000 to $1 Million perfrom $15,000 to $1 Million per
locationlocation

We help small businessesWe help small businesses
succeed by providing accesssucceed by providing access
to working capital.to working capital.

Maybe you’d like to:Maybe you’d like to:
(1) Expand(1) Expand
(2) Upgrade equipment(2) Upgrade equipment
(3) Add a new location(3) Add a new location
(4) Renovate business property(4) Renovate business property
(5) Pay off expensive credit card advances(5) Pay off expensive credit card advances
(6) Buy out a partner to increase(6) Buy out a partner to increase
profitabilityprofitability
(7) More working capital(7) More working capital
(8) Pay taxes(8) Pay taxes

Or set up an unsecured line of creditOr set up an unsecured line of credit
for the flexibility to act fast when youfor the flexibility to act fast when you
need funds fast.need funds fast.
Puts up to $725,000 at your disposal.Puts up to $725,000 at your disposal.

No upfront feesNo upfront fees

Fast 24 to 72 HourFast 24 to 72 Hour
ApprovalsApprovals

Fast, Easy Low-DocFast, Easy Low-Doc
Commercial LoansCommercial Loans

Common senseCommon sense
underwriting cuts throughunderwriting cuts through
red tapered tape

Underwriting Qualifications:
(1) In business one year
(2) $150,000 annual sales
(3) 551 Minimum credit score
(4) No open bankruptcies or discharged one year
ago
(5) Tax liens less than 20% of average monthly
sales or payment plan with 3 payments paid
(6) Current on mortgage and business rent
(7) Existing cash advances paid off from loan
proceeds (except Rewards Network advances)

No collateral requiredNo collateral required

Less than perfect credit OKLess than perfect credit OK

Terms up to 18 monthsTerms up to 18 months

No early payoff penaltiesNo early payoff penalties

Doesn’t interrupt, interfereDoesn’t interrupt, interfere
or delay credit cardor delay credit card
processingprocessing

CompetitiveCompetitive
Interest RatesInterest Rates

Tax-deductible interestTax-deductible interest

Keeps you in control ofKeeps you in control of
your businessyour business

Business ownersBusiness owners
and private practiceand private practice
professionals BANK onprofessionals BANK on
usus

Our Guarantee:Our Guarantee:
We only make money atWe only make money at
closing when your loan isclosing when your loan is
fundedfunded

Call, text or email NOW for a
fast approval.
We will help walk you through
the process from application,
approval to a successful
closing

Resource commercial unsecured loan presentation

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