A top-notch digital platform for insurance intermediaries. With rich front-end and back-end capabilities, best-in-class latest technology, portable accross countries.

1. CONFIDENTIAL 1
Virtual Broker B.V. - Netherlands

2. CONFIDENTIAL 2
Insurance intermediaries sell 70%
of all insurances in the world

3. CONFIDENTIAL 3

4. CONFIDENTIAL 4

5. CONFIDENTIAL 5

6. CONFIDENTIAL 6
Customers buying insurance are unhappy

7. 7CONFIDENTIAL
As a team of experienced C-level insurance executives former directors, country
CCO and CEO of Allianz and Generali, we have met hundreds of professionals and
asked about their vision and needs:
Lack of available solutions

8. CONFIDENTIAL 8

9. CONFIDENTIAL 9
Our top back-end + front-end digital platform enables:

10. CONFIDENTIAL 10
Core Admin System
Online Portal
Client centric platform
For intermediaries
 Higher admin productivity
 New online sales
 Customized mobile apps
Highly integrated solution
For end customers
 24/7 online access
 Compare prices
 Get best fit & price
Positive experience

11. CONFIDENTIAL 11

12. Competition
CONFIDENTIAL 12
In Europe
Competitors don’t match our
value proposition
- Lack integration
- Lack portability
- Lack focus or design for
intermediaries

13. Pilot traction – initial 30 months
CONFIDENTIAL 13
Processed
5’000
policies
Users in
21
offices
LOI from
10
brokers
100% of online clients from 2016
have bought again from us in 2017.
So – 0% churn rate!
We have a secured revenue of €150’000+ in 2018
(as of Jan)

14. 14CONFIDENTIAL
EIM are the low hanging fruit - fast growing markets with low
insurance penetration rates and low tech based sales – e.g. CEE
markets.
In EIM 3 retail products represent 75% of all property and
casualty policies - motor, household & travel insurances.
Our Initial Focus – Emerging Insurance
Markets
Non-Life Insurance *
(2015)
Market Size
(billion USD)
Penetration
(% of GDP)
Growth
Rate
Online
Sales
World 2020 6.2% 3.8%
Advanced Markets 1614 8.1% 2.5%
Emerging Markets 406 2.9% 9.8%
European Union 343 8.1% 2.1% up to 25%
CEE 54 1.9% -4.5% < 3%
* Data from McKinsey, Swiss Re, Morgan Stanley & BCG reports

15. Recognition
CONFIDENTIAL 15
Selected in accelerator programs
Amsterdam Lisbon
January to April 2017 May 2017
Presentations Media

16. CONFIDENTIAL 16