Vest Deck - August 2017

1. VEST COMPANY PRESENTATION
The Financial Wellness Company

2. VEST is an end-to-end financial advice platform empowering people
with a digital experience and conversation to achieve financial wellness
2
SMART ADVISOR PLATFORM
ACCOUNT
AGGREGATION
BEST-IN-CLASS
TOOLKIT
REAL-TIME
CONVERSATION
DRIVEN BY AI
CONTENT LIBRARY
A single place to
engage digitally with
all bank accounts,
credit cards,
investment accounts,
loans, and insurance
policies
The VEST Financial
Fingerprint, a holistic and
behaviorally-focused
approach to finding
dollars and putting them
to work in the right
places
Our proprietary
technology does all the
work, identifying
opportunities and sending
messages with actionable
advice to improve each
person’s financial life
An unparalleled content
library for the entire
spectrum of personal
financial wellness with
videos, blogs, checklists,
and tutorials
PLATFORM CONVERSATION+

3. 3VEST is focused on delivering customized solutions in three channels
Financial
Institutions & Banks
Companies &
Organizations
Financial Advisors
& Agents
Q
Bring a market leading
digital offering to
customers and clients
Receive cross-product
leads generated for
suite of bank products
and services
Increase customer
engagement, loyalty,
and satisfaction
Engage and empower
employees through a
financial wellness
benefit
Solve employee
financial stress and
increase productivity
Prepare employees for
retirement and save on
healthcare costs
Stand out in the market
with a market leading
digital offering
Receive cross-product
leads generated for
suite of advisory
products and services
Deepen client
relationships through
digital engagement

4. The VEST leadership team is uniquely positioned to create a game-
changing financial wellness company
4
Chris is a seasoned entrepreneur with experience
building teams, bringing products to market, and
leading strategy execution. He has over 10 years of
experience across management consulting, private
equity, and startups. He has held leadership positions
at Nationwide Insurance, Citigroup, and KPMG. He has
an MBA from Fisher College of Business at The Ohio
State University and a BA from Otterbein University.
Chris Kessler
CEO
David Kleinhandler
Founder / President
David is a Founding Investor and President of Vest
Financial. He has been an entrepreneur and investor
for over 25 years. After graduating from Syracuse
University, David began his career on Wall Street and
then moved into the Insurance industry with a
mission to provide quality insurance solutions to
select professionals nationwide. David is an active
venture capital investor and philanthropist.
Robert Stuchiner
Founder / Advisor
Robert is the President of Synergy Life Brokerage
Group LLC. He has worked for some of the largest
Insurance companies in the world, most recently at
AIG as a SVP in charge of product development and
market strategy. He is a pioneer in life insurance and
annuity products as well as senior life settlements.
Robert has a BA from Sarah Lawrence College and a
MBA from the Stern School at New York University.
Greg Miller
CTO
Greg is an experienced software engineer with expertise
in machine learning, backend architecture, and building
scalable systems. He has built, led, and managed technical
teams in building iOS applications, e-commerce
platforms, and machine vision research. Greg studied
chemical engineering at Ohio State university, and won
numerous competitions as an undergrad for machine
learning, natural language processing, and data analytics.
Carl Lewis
CIO
Carl has spent his career developing a full set of tools and
creating powerful, customer-centered solutions. Carl has
developed numerous of web and hybrid mobile applications.
He has developed full stack solutions for the enterprise and
startups creating and integrating APIs, building remote
procedure frameworks and creating and managing
distributed systems. Carl is a graduate of Rensselaer
Polytechnic Institute and the Case Western School of Law.
Ian Hansborough
CMO
Ian is a lean marketer and product leader, specializing in
rapid marketing channel experimentation and engagement
driven product development. He has led projects ranging
from consumer mobile applications to enterprise-grade SaaS
platforms. He has deep experience leading the development
of automated marketing systems. Ian studied Electrical and
Computer engineering at Ohio State University and led a
company through a top-10 nationally ranked accelerator
program.

5. The VEST digital platform
empowers people to achieve
financial wellness
5
Proprietary algorithm
creates a VEST score for
each person based on
how he / she manages
their personal finances
Holistic and dynamic
view of the entire
personal financial picture
Customized
recommendations and tools
for score improvement within
each of the six modules

6. 6
Checking &
Savings
Credit
Cards
Investments
& Retirement
Student
Loans
Simple, fast, and
effortless setup
Financial Fitness
Assessment
Account
Authentication
(access to ~15k financial
institutions)
Tools that make
financial wellness easy
and engaging
Spend Streak
Subscription
Manager
Account
Aggregation
Life Insurance
Rceommendation
Engine
...and many others
Education on the
platform, and a
conversation
throughout the day
Customized
Education
On-going
Conversation
(email and SMS with
FB messenger in
development)
PLATFORM + CONVERSATION

7. 7
No other offering delivers an end-to-end financial wellness platform
and conversation like VEST
Budget
Other Tools
Actionable
Advice
Mobile
Capability
Version 2.0
AI and
Machine
Learning
User
Experience

8. www.wearevest.com
THE FINANCIAL WELLNESS COMPANY