1. Betz Taylor Williams Investment Group
Bruce P. Betz
Vice President
Financial Consultant
bbetz@nbcsecurities.com
(443) 353-4420
David B. Taylor, CRPC®
Vice President
Financial Consultant
dtaylor@nbcsecurities.com
(443) 353-4422
Pamela L. Williams, MBA
Vice President
Financial Consultant
pwilliams@nbcsecurities.com
(443) 353-4416
Anna S. Parrotta
Sales Assistant
aparrotta@nbcsecurities.com
(443) 353-4402
6 North Park Drive, Suite 106
Hunt Valley, MD 21030
nbcsecurities.com
VALUE STATEMENT
Our team of experienced professionals offers a
combination of forward-looking strategies within a
wealth management program. We provide our
clients with investment advice and solutions to help
them to navigate through an ever-changing financial
environment. With a commitment to building long-
term relationships and to understanding clients’
unique financial situations, we design and actively
manage customized investment portfolios. Each
portfolio is aligned to meet our clients’ goals. Our
portfolios are developed using a relative strength-
based strategy which attempts to identify asset
classes that are outperforming others and may
continue to outperform in current markets.
MISSION STATEMENT
Our goal is to manage and grow our clients’ assets to
meet their individual needs and objectives. These
goals may include simply protecting their present
wealth, building funds for retirement or providing a
fixed monthly income. We work closely with our
clients to understand their needs and concerns. We
also strive to educate our clients on our investment
approach and the methods we apply in response to
changing market and economic conditions.
Understanding that our role is to act as the manager
of our clients’ financial assets, we apply resources and
strategies that we believe will advance our clients’
objectives. Our team approach combines our
individual strengths to provide our clients with the
depth of resources and breadth of services required
in today’s uncertain and volatile investment
environment.
OUR GUIDING PRINCIPLES
PROTECT – Principal protection can be more important
than principal appreciation. For example, a 30% loss
of principal requires a 42.8% appreciation to recoup
the loss. At a 7% annual return, it would take five
years to be whole again.
PERFORM – Relative strength – measuring which asset
classes are expected to outperform on a relative basis
– is the investment discipline that drives our
investment decisions. Cash can out-perform at
various points in time. Risk management is our
guiding principal.
PROVIDE – Realistic income and portfolio expectations
make investing less uncertain and less stressful for
the long haul.
Typically, supply and demand is a major factor in all
markets. Point and Figure1 charting is a method we
use to attempt to measure and determine the risk of
the markets versus the reward. With relative
strength as our guide, we develop our investment
process. At times, doing nothing can be the most
appropriate investment decision.

2. Betz Taylor Williams Investment Group
Securities and investment advisory services offered through NBC Securities, Inc., member FINRA & SIPC.
Investment products are not FDIC insured, not guaranteed by any bank, and may lose value.
1Point and Figure charting cannot protect against a loss or guarantee a profit
WEALTH MANAGEMENT APPROACH
Our Wealth Management approach integrates our
clients’ objectives into a personalized plan that can be
updated as life changes occur. We combine investment
planning tools with professional resources to help
match our clients’ objectives with customized solutions.
Our process includes:
 Understanding Our Clients’ Financial Objectives – We
begin by listening to understand our clients and their
financial experiences, investment expectations,
comfort level and investment time horizon.
 Gathering Our Clients’ Current Financial Information
– Together, we gather specific information on our
clients’ financial picture.
 Developing Smart, Time-Tested Strategies – Next we
analyze our clients’ financial and personal
information to match their objectives with sound
strategies.
 Implementing Thoughtful and Creative Solutions – We
develop customized solutions tailored to our clients’
objectives, drawing from a wide selection of products
and services.
 Providing Timely, Ongoing Service – We regularly
review their situation to help ensure their financial
goals are being met. Educating them in the process,
we closely monitor the markets and manage their
portfolios on an advisory fee basis.
SOLUTIONS – FINDING THE RIGHT FIT
Our clients have access to a complete range of products
and services that can help them meet their specific
financial goals, such as:
 Annuities
 Closed End Funds
 Equity Securities
 Estate and Gifting Strategies
 Exchange-Traded Funds
 Fee-Based Accounts
 Fixed Income Securities
 Life and Long-Term Care Insurance
 Money Manager Programs
 Mutual Funds & Mutual Fund Wrap Programs
 Retirement Plans
 Trust Services Capabilities
 Unit Investment Trusts
THE TEAM
The Betz Taylor Williams Investment group has over 73
years of combined investment experience:
Bruce Betz became a Registered Representative in
1983. David Taylor is a Chartered Retirement Planning
Consultant® and joined the industry in 1987. Pam
Williams began her career in wealth management in
2002 and became a Registered Representative in 2006.
Bruce combines fundamental research with technical
analysis by providing a balanced investment approach
which compliments the team’s overall philosophy.
David brings his knowledge and passion of relative
strength investing and technical analysis to the team by
applying its benefits in today’s ever-changing
investment environment.
Pam adopts a holistic approach with regard to wealth
management strategies by providing clients with
comprehensive investment and financial advisory
services.
Anna, our Sales Assistant, has over 15 years of
professional administrative experience.
The phrase, “the whole is greater than the sum of its
parts,” definitely applies to this combination of
partners. Integrity and client service are the hallmarks
of this partnership of professionals.