1. NAV I GATI O N
WEALTH MANAGE ME NT
PRIVATE FINANCIAL PLANNING
FOR RCGP MEMBERS

2. ollowing a comprehensive due diligence process in 2014 Navigation Wealth Management were
selected as the RCGP plusWealth Management Service provider.
RCGP members are now offered this exclusive and bespoke financial advisory service. Members seeking
financial advice are assured of a first class face to face service from a practice which has over 15 years of
experience of advising GPs on all matters including the NHS Pension Scheme.
NavigationWealth Management offers a tailored advice service to all RCGP Members.As your individual circumstances
change, we can help you with ongoing advice to achieve your financial goals. The comprehensive wealth management
advice service we offer broadly covers;
• NHS Pension Scheme
• Alternatives to Pensions
• Tax Efficient Investment Planning
• Investing for Capital Growth/Income
• Personal Pension Reviews
• Estate and InheritanceTax Planning
• Protecting your family and business in the
event of Death/LongTerm Illness
A Distinctive Approach to Investment Management – At St. James’s Place we recognise that no single investment
house has a monopoly on investment expertise. Hence, we provide access to a carefully selected group of external managers
of outstanding ability to manage our range of funds.The external fund managers are selected and closely monitored by our
Investment Committee on behalf of our clients. The Investment Committee is assisted by Stamford Associates, a leading
international investment consultancy that provides independent advice on the selection and monitoring of investment managers.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the
value can therefore go down as well as up. You may get back less than you invested.
Annual Confidential Review – Regular face-to-face reviews and telephone reviews are an important part of the
ongoing service.A full review of your finances can also be conducted at your convenience.
‘My Documents’ –This document is exclusively available for clients of St. James’s Place, designed to ensure that your key
professional contact details and summary information of your financial affairs are held in one place.
RCGP Member Dedicated Website – Visit www.navigationwm.co.uk/rcgp to obtain information, details and
current valuations of your St. James’s Place investment holdings at your convenience.To register for this service please
click on‘existing clients’ and register.
Annual Wealth Account – This is an annual statement sent detailing the value of all your St. James’s Place investments
and policies held.
“I have been very impressed by St.James’s Place professionalism and their attention to detail - they treat clients as individuals
and tailor advice meticulously to unique personal circumstances,which is crucial for GPs when seeking financial advice.”
DR HELEN J STOKES-LAMPARD PhD FRCGP,
Honorary Treasurer RCGP
F
INTRODUCING
YOUR PERSONAL WEALTH
MANAGEMENT SERVICE
efore we commit to working together it is important to outline what you can expect from us:
• Financial planning advice putting you at the heart of our practice
• We promise to do what we say we are going to do when we say we are going to do it
• We will provide a comprehensiveWealth Management service through our performance review program, which
includes the monitoring and reviewing of portfolios in relation to your changing needs, legislation and the effects
of tax changes and inflation on your capital and income
• A Commitment to ensure that you develop a thorough understanding of the principles of wealth management
• We will provide access to an exclusive and distinctive approach to investment management
• To provide our services to you with transparent costs, thereby helping provide best advice when
making recommendations
• A timely response to all correspondence
• Review meetings to suit you at your home, business or at our offices throughout the UK or remotely
via video conferencing
• Taking the time to truly understand your financial goals and life planning aspirations.
B
WHAT YOU CAN EXPECT
FROM THE WEALTH MANAGEMENT
SERVICE FOR RCGP MEMBERS
here is also a range of exclusive wealth management communications, briefings and client events for you to choose from,
to ensure you are kept up-to-date with all the latest economic information including any key changes in taxation.To register
to receive these communications automatically via email, please visit the website.
Weekly Monday Market E-Bulletin – a two page document that is emailed on a Monday that picks out some of the
key financial market and economic issues touched on in the press over recent days, and from time to time includes the
views of some of our independent fund managers.
Quarterly Investor Magazine – a quarterly publication that includes features and interviews with some of the fund
managers that are available through St. James’s Place.This provides an excellent insight into their views on the current
markets as well as their views for the future.
RegularTopical Briefings Client Events – helpful information and advice covering a wide variety of subjects including
key changes to financial markets, macro-economic environment and legislation.
Client Events –We aim to plan a series of exclusive RCGP member events throughout the UK covering topical subjects.
Please visit navigationwm.co.uk/rcgp/events for details.
T
EXCLUSIVE CLIENT
COMMUNICATIONS EVENTS

3. 06/14
The Partner Practice represents only St. James’s PlaceWealth Management plc (which is authorised and regulated
by the Financial ConductAuthority) for the purpose of advising solely on the Group’s wealth management products and services,
more details of which are set out on the Group’s website www.sjp.co.uk/products.The‘St. James’s Place Partnership’ and the titles
‘Partner’ and‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives.
St. James’s Place guarantees the suitability of the advice given by members
of the St. James’s Place Partnership when recommending any of the wealth
management products and services available from companies in the group.
This quite simply gives you reassurance and peace of mind when
planning your financial future.
YOUR PERSONAL GUARANTEE
16 Navigation Court, Calder Park,
Wakefield,WestYorkshire,WF2 7BJ
Tel: 01924 229210
Email: darren.wood@sjpp.co.uk
Web: www.navigationwm.co.uk/rcgp
Principal of NavigationWealth Management
Partner Practice of St.James’s Place Wealth Management
DARREN WOOD