This document discusses a new savings app called Kalsa that allows people to save together in a social and group setting. It notes that saving with others can be messy with joint accounts, but Kalsa aims to solve this problem by building a platform specifically for social saving. The document highlights that Kalsa has a unique business model and founding team to pursue this large market opportunity of helping Gen Z and millennials inherit $2.4 trillion over the next decade through social savings experiences. It concludes by stating Kalsa is currently raising funds to further develop its platform and services.