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®
Payment Optimization™
Optimize, modernize and energize your portfolio .™
CREDIT CARDS
• Reduce risk in the dynamic regulatory environment.
• Optimize fee revenue without added scrutiny.
• Generate new revenue with best-fit products.
• Increase activation and usage with new promotions.
• Improve revenue with waiver strategies.
• Optimize credit limit and utilization.
• Improve retention using effective contact management.
ACQUIRERS
• Improve “merchant best-fit” product penetration.
• Increase revenue through portfolio and pricing alignment.
• Enhance the “new merchant experience”.
• Lower merchant operating costs with new technology.
• Optimize revenue streams through detail fee control.
• Reduce service calls and point-of-sale maintenance.
• Improve experience with consumer-centric tactics.
DEBIT CARDS
• Generate new growth with market specific tactics.
• Grow usage and top-of-wallet position with incentives.
• Reduce overall program operating costs.
• Improve performance using market-best practices.
• Drive incremental revenue through interchange analysis.
• Reduce risks by navigating through new regulations.
• Identify opportunities using creative portfolio insight.
Improve your payment performance.
Customized strategies developed by PROFIT INSIGHT®
touch every aspect of your payment program.
Revenue Assurance - the cure for leakage
Leakage exists in many areas and typically results from legacy products, older processes, and procedures, aging
systems, complex operating environments with multiple points of delivery and decentralized control structures (i.e.
local decision and pricing authority). Often the greatest opportunities for revenue growth are in correctly charging
and collecting revenue currently disclosed. PROFIT INSIGHT®
ensures fees and charges from payment schemes
are aligned to the appropriate business activity line.
Payment portfolios and options are changing fast.
Card Issuers and Acquirers are continually faced with
new technology, stiff competition and changing regulations all leading to
rising costs and lower returns. PROFIT INSIGHT®
helps you:
• OPTIMIZE• OPTIMIZE
• MODERNIZE• MODERNIZE
• ENERGIZE• ENERGIZE
your card and merchant portfolios
by keeping you in front of new technologies,
new regulations and your competition.
PROFIT INSIGHT®
has a 40-year history of helping financial institutions optimize
their card portfolios. We help customers on 6 continents (50+ countries) realize
over USD 40 billion of incremental financial opportunity!
We can find opportunity in your portfolio in 30 days or less.
What concerns you most?
We can develop a plan to
address those concerns and
act on it immediately.
PROFIT INSIGHT®
provides tactical solutions to the
global banking and payments industry. Our specialists
solve problems for executives frustrated by declining
revenues and rising costs. Through client collaboration,
PROFIT INSIGHT®
creates revenue enhancement,
revenue assurance and cost reduction strategies to deliver
substantial financial rewards.
®
249 Williamson Road • Suite 200 • Mooresville • North Carolina • USA • 28117
866.261.6226 • +1.704.746.3789 • www.profitinsight.com
© 2015 by PROFIT INSIGHT®
All rights reserved.Payments April 20, 2015 4:26 PM
Our customized solutions are yours
We develop a broad array of solutions to address your
specific needs and customize them to your specific business
climate. We work with you to implement these ideas and
instill them as best practices into your organization’s culture.
Our customized solutions are highly transparent
We are sensitive to your current customers and prospects.
Our revenue enhancement, revenue assurance and cost
saving programs help you better understand not only your
operations, but your market and customer base.
Our engagements are quick, quiet & efficient
Our engagement teams are small and operate quickly
without disrupting your daily operations. They require little
of your internal resources and work as part of your team in a
collaborative approach.
BANKS • CREDIT UNIONS • OTHER FINANCIAL INSTITUTIONS
BANKING • EXPERIENCE • PAYMENTS
We deliver opportunities.™
PROFIT INSIGHT®
is the
CLEARCLEARCHOICE to help you achieve your financial goals.
Providing Cumulative financial benefits with solutions that
are Locally compliant focusing on
revenue Enhancement,
revenue Assurance and
cost Reduction

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Payments

  • 1. ® Payment Optimization™ Optimize, modernize and energize your portfolio .™
  • 2. CREDIT CARDS • Reduce risk in the dynamic regulatory environment. • Optimize fee revenue without added scrutiny. • Generate new revenue with best-fit products. • Increase activation and usage with new promotions. • Improve revenue with waiver strategies. • Optimize credit limit and utilization. • Improve retention using effective contact management. ACQUIRERS • Improve “merchant best-fit” product penetration. • Increase revenue through portfolio and pricing alignment. • Enhance the “new merchant experience”. • Lower merchant operating costs with new technology. • Optimize revenue streams through detail fee control. • Reduce service calls and point-of-sale maintenance. • Improve experience with consumer-centric tactics. DEBIT CARDS • Generate new growth with market specific tactics. • Grow usage and top-of-wallet position with incentives. • Reduce overall program operating costs. • Improve performance using market-best practices. • Drive incremental revenue through interchange analysis. • Reduce risks by navigating through new regulations. • Identify opportunities using creative portfolio insight. Improve your payment performance. Customized strategies developed by PROFIT INSIGHT® touch every aspect of your payment program. Revenue Assurance - the cure for leakage Leakage exists in many areas and typically results from legacy products, older processes, and procedures, aging systems, complex operating environments with multiple points of delivery and decentralized control structures (i.e. local decision and pricing authority). Often the greatest opportunities for revenue growth are in correctly charging and collecting revenue currently disclosed. PROFIT INSIGHT® ensures fees and charges from payment schemes are aligned to the appropriate business activity line.
  • 3. Payment portfolios and options are changing fast. Card Issuers and Acquirers are continually faced with new technology, stiff competition and changing regulations all leading to rising costs and lower returns. PROFIT INSIGHT® helps you: • OPTIMIZE• OPTIMIZE • MODERNIZE• MODERNIZE • ENERGIZE• ENERGIZE your card and merchant portfolios by keeping you in front of new technologies, new regulations and your competition. PROFIT INSIGHT® has a 40-year history of helping financial institutions optimize their card portfolios. We help customers on 6 continents (50+ countries) realize over USD 40 billion of incremental financial opportunity! We can find opportunity in your portfolio in 30 days or less. What concerns you most? We can develop a plan to address those concerns and act on it immediately.
  • 4. PROFIT INSIGHT® provides tactical solutions to the global banking and payments industry. Our specialists solve problems for executives frustrated by declining revenues and rising costs. Through client collaboration, PROFIT INSIGHT® creates revenue enhancement, revenue assurance and cost reduction strategies to deliver substantial financial rewards. ® 249 Williamson Road • Suite 200 • Mooresville • North Carolina • USA • 28117 866.261.6226 • +1.704.746.3789 • www.profitinsight.com © 2015 by PROFIT INSIGHT® All rights reserved.Payments April 20, 2015 4:26 PM Our customized solutions are yours We develop a broad array of solutions to address your specific needs and customize them to your specific business climate. We work with you to implement these ideas and instill them as best practices into your organization’s culture. Our customized solutions are highly transparent We are sensitive to your current customers and prospects. Our revenue enhancement, revenue assurance and cost saving programs help you better understand not only your operations, but your market and customer base. Our engagements are quick, quiet & efficient Our engagement teams are small and operate quickly without disrupting your daily operations. They require little of your internal resources and work as part of your team in a collaborative approach. BANKS • CREDIT UNIONS • OTHER FINANCIAL INSTITUTIONS BANKING • EXPERIENCE • PAYMENTS We deliver opportunities.™ PROFIT INSIGHT® is the CLEARCLEARCHOICE to help you achieve your financial goals. Providing Cumulative financial benefits with solutions that are Locally compliant focusing on revenue Enhancement, revenue Assurance and cost Reduction