I work with design agency, OTM, helping them write customer emails for Citi International Personal Bank

1. Citibank
Dear <Mr XXXX>
At Citi International Personal Bank you can earn 15*% gross p.a.
(16.08% AER†) on a one month Time Deposit with our innovative
Investment Bundle.
To receive this rate, all you have to do is open a Time Deposit
and invest at least the same amount into a Mutual Fund or
Structured Note.
For example if you took our Mutual Fund Investment Bundle
in US Dollars. Contact your Relationship
Manager today and find out
Time Deposit amount Investment amount 1 month rate for Time 3 month rate for more about this exclusive
Deposit Time Deposit
product. Call
$20,000 plus $20,000 15% gross (16.08% 7.5% gross
AER) (7.71%AER)
<RM Name variable field>
<RM 00 000 0000 variable>
Our dedicated Relationship Managers speak your language, share
your cultural background and will give you personalised investment
advice to help you make the most of your funds. You can either
invest in a choice of over 500 Mutual Funds, or take advantage of a
fixed term Structured Note which could provide protection of your
principle investment.
What’s more if your investment amount is greater than the amount
you place in the Time Deposit, we can offer even higher Time
Deposit rates. Speak to your Relationship Manager for details.
Yours sincerely,
Scott Fleming
Marketing Director
Citi International Personal Bank
*15% p.a. which equates to approximately 1.25% per month.
Investment products are not bank deposits and are neither obligations of, nor guaranteed by, Citigroup, or any of its affiliates. They are subject
to investment risks, including possible loss of the principle amount invested. Past performance, unless stated otherwise, is not indicative of
future results, investments can go down as well as up.
†AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
As every advertisement for a savings product which quotes an interest rate will contain AER, you are able to compare more easily what return
you can expect from your saving over time. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate
specified by law.
UK laws for the protection of retail investors including the Financial Services Compensation Scheme do not apply to the banking and
investment services provided by Citibank N.A. Jersey Branch. Rates correct as at 21 January 2009 but are subject to change. Interest is fixed
for the term of the Time Deposit, is accrued daily and paid at maturity. Minimum deposit for the Mutual Fund Investment Bundle is US$40,000
(or currency equivalent) and for the Structured Note Investment Bundle it is US$160,000 (or currency equivalent). We reserve the right to
change the terms or withdraw this product at any time.
© 2009 Citibank, N.A. Citibank and Arc Design is a service mark of Citibank, N.A. or Citicorp. Citibank, Citibank Online and Citi International
Personal Bank (Citibank) are registered service marks of Citibank, N.A. or Citicorp. Citibank International Personal Bank is a business division
of Citibank, N.A. Citibank, N.A. London Branch is registered as a branch in the UK at Citigroup Centre, Canada Square, Canary Wharf, London
E14 5LB. Registered number BR001018. Citibank, N.A. is authorised and regulated by the Financial Services Authority, FSA reference number
124704. Citibank, N.A. Jersey Branch, PO Box 561, 38 Esplanade, St Helier, Jersey JE4 5WQ, is registered with the Jersey Financial Services
Commission under the Financial Services (Jersey) Law 1998 for the conduct of investment business and under the Banking Business (Jersey)
Law 1991 for the conduct of deposit taking business. Registered number 21100. Citibank, N.A. is incorporated with limited liability in the USA.
Head office: 399 Park Avenue, New York, NY 10043, U.S.A.
http://www.approvalarea.com/Citibank_New_HTML_Email/Great_Opp_email5.html [09/03/2009 13:51:55]