3. 120 Days worth Bank statements
2 months bills
Last Quarterly investment statements
Last 2 Pay Periods
Create an Excel Budget
Assistance with ONLINE Enrollment
Review Spreadsheet
Online Money Management Servicing
5. i. Cash Flow Insurance
i. Credit Accounts Review Property & Auto Coverage
ii. Payroll
Health Insurance Plan Review
Life Insurance Strategy
iii. Business Expenses Unexpected Insurance
ii. Written Budget
a) Fixed expenses Savings
Short Term Wants
b) Variable spending
Decade Needs
c) Unexpected expenses Long Term planning
iii. Debt Management
a) Real Estate Holdings Investments
b) Mortgage Management Retirement plan
c) Business Loans Building wealth
d) Next Project Funding Creating Assets
iv. Annual Tax Planning
6. Cash Retirement Savings
Savings
Employer Retirement plan
Cash Value Life Insurance
Simplified Employee Pension
Simple IRA
Emergency Funds
Short Term 401(k)
Investment ROTH 401(k)
UNI (k)
3 year Fund Tax Sheltered Annuity
5 Year Fund
10 year Fund Profit Sharing Plan
Company Stock
Corporate Stock Options
Vacation Fund
Next Opportunity Fund
7. Annual Tax Review
Debt Negotiations
Address Corrections Debt Management
Business Legacy Planning
Power of Attorney
Simplified Online Money Power of HealthCare
Management Simple Will
Buy/Sell Agreement
Annual Review Spreadsheet
BUSINESS PLANNING
8. Maintain Cash flow Flexibility
Immediate access Cash assets include:
10% of Present Value Net Worth savings accounts
CD’s
Limit Tax consequences Life Insurance Cash Values
money market accounts
Shield market risk NQ Investment brokerage cash
Other Cash Assets
Silver and Gold Coins
Separate Cash Assets: Alternative Assets; Collectables etc…
Invested Cash
Assets
Spending Cash Cash Accounts
Emergency Cash
Business Income
Balance Assets Real Estate
Investments