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Rules
The New
To Getting Ahead
Pssst… Having a 9-5 job isn’t one of them.
Everywhere you turn you hear the
words “new economy”… but what does
that really mean? For your generation,
you probably think it means a
shrinking job market and limited
career opportunities.
But more and more Millennials
are redefining what a traditional
career means to them.
think they will switch jobs
in five years
are completely satisfied at work,
half the level of boomers
want to work for
themselves one day
Money, December 2012
 
Rethink your career.
Don’t restrict your life by a 9-5 job with a
limited salary. Imagine a career where you can
set your own hours, work as much or as little
as you like and have the potential to earn an
unlimited income… all without a boss, a manager
or someone else putting limits on your time or
earnings potential!
Think it’s too good to be true?
Think again!
A new kind of
opportunity.
60%
25%
75%
Primerica is a different kind of career
opportunity with a 37-year track
record of proven success. Take a
closer look at a career with one of the
most innovative and exciting financial
services companies in North America.
Primerica’s mission:
To help families earn more income and
become properly protected, debt free and
financially independent.
Primerica at a glance:
•	 More than 4 million lives insured
through our life companies*
•	 Greater than 2 million client
investment accounts*
•	 More than $675 billion of life insurance
placed in force through our life companies
•	 An average of $3 million in benefit
claims paid every day
•	 Investment clients have more than
$45 billion of asset values in their Primerica
investment accounts*
	 (Primerica Inc. refers to Primerica and its affiliated companies.)
And we do all of this without national advertising!
Primerica relies on earning the trust of our clients
and word-of-mouth referrals.
*As of December 31, 2013
With Primerica, you:
•	 Sell a product that everyone needs. Nearly
everyone needs financial education and the
products that could help them have a better
financial future. Trends come and go, but
financial solutions are always needed.
•	 Have unrestricted territory. Move and
live where you want. (Subject to licensing
restrictions.)
•	 Work with your Partner.* Keep a healthy work-
life balance and social connections by working
with your spouse, parent, sibling or good friend.
•	 Have freedom with your time. You set your
own hours and keep your own schedule. When
you work is up to you!
•	 Have the opportunity to earn as much as you
want. You earn commissions by selling products
and there are no caps on what you can make!
* The Partnership Empowerment Program (PEP) is a recognition
program for Primerica Partnerships. It is not a business or legal
partnership. PEP cannot affect, combine or alter contractual
compensation, hierarchical agreements or ownership.
“The more an individual is worth, the higher the
likelihood that entrepreneurship was the primary
source of that wealth.”
— “Wealth Creation: Entrepreneurship vs. Inheritance,”
Entreprenuership.org, viewed May 21, 2014
Why be normal?
What is the new normal these days? Buying
“stuff” and having a lot of debt? Is it working in a
boring 9-5 job and living paycheck-to-paycheck?
And what about learning the financial concepts
no one taught you in school? What you do with
the money you earn is just as important as how
much you earn. Primerica is dedicated to teaching
people how money works – and you can make a
great career out of teaching others how to get on
the right financial path!
Think outside the box.
These entrepreneurs decided to do something
different with their lives and started a business
with Primerica. They’re breaking the mold,
pursuing a non-traditional career path and
building the life of their dreams. With Primerica,
you can, too!
Mario & Franny Arrizon
Riverside, CA
Started with Primerica at age 19
Age now: 28
Primerica income: $525,371
See important earnings disclaimer on last page.
See important earnings disclaimer on last page.
Whitney & Rob Cooper
Ft. Worth, TX
Started with Primerica at age 21
Age now: 27
Achieved $200,000 level in April 2013
Timothy & Lindsey Barley
York, PA
Started with Primerica at age 24
Age now: 28
Primerica income: $249,345
Byron and Jessica Chatfield
Saskatoon, Saskatchewan
Started with Primerica at age 21
Age now: 30
Primerica income: $335,864
Jeff & Kelcey Fieldstad
Las Vegas, NV
Started with Primerica at age 19
Age now: 29
Achieved $400,000 level in January 2010
Nikole and Leo Galanes
Toronto, Ontario
Started with Primerica at age 18
Age now: 29
Primerica income: $262,745
Jason and Kristin Gills
Dallas, TX
Started with Primerica at age 23
Age now: 33
Primerica income: $243,958
Kenneth Ripa
Tampa, FL
Started with Primerica at age 22
Age now: 27
Primerica income: $159,221
Jeff & Rachel Seagrave
Indianapolis, IN
Started with Primerica at age 20
Age now: 32
Primerica income: $161,042
Adrian & Audrea Sloan
Charlotte, NC
Started with Primerica at age 25
Age now: 29
Primerica income: $105,934
Arturo Nunez
Miami Lakes, FL
Started with Primerica at age 22
Age now: 33
Achieved $300,000 level in March 2014
Blake & Lindsey Whittle
Baton Rouge, LA
Started with Primerica at age 18
Age now: 29
Primerica income: $228,909
Luis Jean-Bart
Jamesburg, NJ
Started with Primerica at age 23
Age now: 32
Achieved $300,000 level in April 2013
Important Earnings Disclaimer
As of May 2014. From January 1 through December 31, 2013, Prim-
erica paid a total of $536,506,140 in compensation to its sales
force, at an average of $5,614 per life-licensed representative.
Actual gross cash flow is, among other factors, dependent upon
the size and scale of a representative’s organization, the number
of sales and the override spread on each sale, and the ability and
efforts of a representative and their downlines. Having said this,
Primerica provides an opportunity for individuals who work hard
to develop a business with unlimited income potential.
Primerica representatives are independent contractors and are
not employees of Primerica.
Primerica representatives market term life insurance underwrit-
ten by National Benefit Life Insurance Company (Home Office:
Long Island City, NY) in New York State, Primerica Life Insurance
Company (Executive Offices: Duluth, GA) in all other US jurisdic-
tions, and Primerica Life Insurance Company of Canada (Head
Office: Mississauga, Ontario) in Canada.
Securities: In the United States, securities are offered by PFS
Investments Inc., 1 Primerica Parkway, Duluth, GA 30099. In
Canada, representatives  may be sponsored for mutual funds by
PFSL Investments Canada Ltd., mutual fund dealer. Head  Office:
Mississauga, Ontario. Please see www.primerica.com for Import-
ant Disclosures.  
Primerica is an affiliate of PFS Investments Inc.
© 2013-2014 Primerica / A9223 / 48045 / 6.14 / 12PFS670-9
The New Rules to Getting Ahead
•	 Take control
•	 Go into business for yourself
•	 Get your financial house in order
•	 Understand financial concepts
•	 Define your own career path
 
Be different. Take control of your future today.
 

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48045_the-new-rules-of-getting-ahead

  • 1. Rules The New To Getting Ahead Pssst… Having a 9-5 job isn’t one of them.
  • 2. Everywhere you turn you hear the words “new economy”… but what does that really mean? For your generation, you probably think it means a shrinking job market and limited career opportunities. But more and more Millennials are redefining what a traditional career means to them. think they will switch jobs in five years are completely satisfied at work, half the level of boomers want to work for themselves one day Money, December 2012   Rethink your career. Don’t restrict your life by a 9-5 job with a limited salary. Imagine a career where you can set your own hours, work as much or as little as you like and have the potential to earn an unlimited income… all without a boss, a manager or someone else putting limits on your time or earnings potential! Think it’s too good to be true? Think again! A new kind of opportunity. 60% 25% 75%
  • 3. Primerica is a different kind of career opportunity with a 37-year track record of proven success. Take a closer look at a career with one of the most innovative and exciting financial services companies in North America. Primerica’s mission: To help families earn more income and become properly protected, debt free and financially independent. Primerica at a glance: • More than 4 million lives insured through our life companies* • Greater than 2 million client investment accounts* • More than $675 billion of life insurance placed in force through our life companies • An average of $3 million in benefit claims paid every day • Investment clients have more than $45 billion of asset values in their Primerica investment accounts* (Primerica Inc. refers to Primerica and its affiliated companies.) And we do all of this without national advertising! Primerica relies on earning the trust of our clients and word-of-mouth referrals. *As of December 31, 2013
  • 4. With Primerica, you: • Sell a product that everyone needs. Nearly everyone needs financial education and the products that could help them have a better financial future. Trends come and go, but financial solutions are always needed. • Have unrestricted territory. Move and live where you want. (Subject to licensing restrictions.) • Work with your Partner.* Keep a healthy work- life balance and social connections by working with your spouse, parent, sibling or good friend. • Have freedom with your time. You set your own hours and keep your own schedule. When you work is up to you! • Have the opportunity to earn as much as you want. You earn commissions by selling products and there are no caps on what you can make! * The Partnership Empowerment Program (PEP) is a recognition program for Primerica Partnerships. It is not a business or legal partnership. PEP cannot affect, combine or alter contractual compensation, hierarchical agreements or ownership. “The more an individual is worth, the higher the likelihood that entrepreneurship was the primary source of that wealth.” — “Wealth Creation: Entrepreneurship vs. Inheritance,” Entreprenuership.org, viewed May 21, 2014 Why be normal? What is the new normal these days? Buying “stuff” and having a lot of debt? Is it working in a boring 9-5 job and living paycheck-to-paycheck? And what about learning the financial concepts no one taught you in school? What you do with the money you earn is just as important as how much you earn. Primerica is dedicated to teaching people how money works – and you can make a great career out of teaching others how to get on the right financial path!
  • 5. Think outside the box. These entrepreneurs decided to do something different with their lives and started a business with Primerica. They’re breaking the mold, pursuing a non-traditional career path and building the life of their dreams. With Primerica, you can, too! Mario & Franny Arrizon Riverside, CA Started with Primerica at age 19 Age now: 28 Primerica income: $525,371 See important earnings disclaimer on last page.
  • 6. See important earnings disclaimer on last page. Whitney & Rob Cooper Ft. Worth, TX Started with Primerica at age 21 Age now: 27 Achieved $200,000 level in April 2013 Timothy & Lindsey Barley York, PA Started with Primerica at age 24 Age now: 28 Primerica income: $249,345 Byron and Jessica Chatfield Saskatoon, Saskatchewan Started with Primerica at age 21 Age now: 30 Primerica income: $335,864 Jeff & Kelcey Fieldstad Las Vegas, NV Started with Primerica at age 19 Age now: 29 Achieved $400,000 level in January 2010 Nikole and Leo Galanes Toronto, Ontario Started with Primerica at age 18 Age now: 29 Primerica income: $262,745 Jason and Kristin Gills Dallas, TX Started with Primerica at age 23 Age now: 33 Primerica income: $243,958
  • 7. Kenneth Ripa Tampa, FL Started with Primerica at age 22 Age now: 27 Primerica income: $159,221 Jeff & Rachel Seagrave Indianapolis, IN Started with Primerica at age 20 Age now: 32 Primerica income: $161,042 Adrian & Audrea Sloan Charlotte, NC Started with Primerica at age 25 Age now: 29 Primerica income: $105,934 Arturo Nunez Miami Lakes, FL Started with Primerica at age 22 Age now: 33 Achieved $300,000 level in March 2014 Blake & Lindsey Whittle Baton Rouge, LA Started with Primerica at age 18 Age now: 29 Primerica income: $228,909 Luis Jean-Bart Jamesburg, NJ Started with Primerica at age 23 Age now: 32 Achieved $300,000 level in April 2013
  • 8. Important Earnings Disclaimer As of May 2014. From January 1 through December 31, 2013, Prim- erica paid a total of $536,506,140 in compensation to its sales force, at an average of $5,614 per life-licensed representative. Actual gross cash flow is, among other factors, dependent upon the size and scale of a representative’s organization, the number of sales and the override spread on each sale, and the ability and efforts of a representative and their downlines. Having said this, Primerica provides an opportunity for individuals who work hard to develop a business with unlimited income potential. Primerica representatives are independent contractors and are not employees of Primerica. Primerica representatives market term life insurance underwrit- ten by National Benefit Life Insurance Company (Home Office: Long Island City, NY) in New York State, Primerica Life Insurance Company (Executive Offices: Duluth, GA) in all other US jurisdic- tions, and Primerica Life Insurance Company of Canada (Head Office: Mississauga, Ontario) in Canada. Securities: In the United States, securities are offered by PFS Investments Inc., 1 Primerica Parkway, Duluth, GA 30099. In Canada, representatives  may be sponsored for mutual funds by PFSL Investments Canada Ltd., mutual fund dealer. Head  Office: Mississauga, Ontario. Please see www.primerica.com for Import- ant Disclosures.   Primerica is an affiliate of PFS Investments Inc. © 2013-2014 Primerica / A9223 / 48045 / 6.14 / 12PFS670-9 The New Rules to Getting Ahead • Take control • Go into business for yourself • Get your financial house in order • Understand financial concepts • Define your own career path   Be different. Take control of your future today.