2. Prior to placing a program, our Casualty Team utilizes a suite of analytical tools such as
loss analyses and forecasts, outstanding collateral analyses and net present value/cash
flow analyses to support all of your program options and decisions. After a program is
placed, we implement the ZOOM® process to focus on driving down your claim costs.
ZOOM® is Beecher Carlson’s patent pending business process that combines the science
of predictive analytics and data mining with hands-on claims consulting and loss control
engineering expertise. Risk management and claims professionals are often plagued
with reports, analytics, data sets, loss runs, actuarial reports, etc. from multiple sources.
ZOOM® cuts through the clutter and provides focused actions that will result in reducing
your loss costs every year.
What is the ZOOM®process?
Innovative companies don’t look
for trends. They create them.
2 3
Information to zoom
in on the 20% of
losses and claims
management processes
which produce 80% of
your TCOR
A comprehensive
business plan that
creates efficiencies,
provides additional
team resources and
measures improvement1
A process that
identifies and
diagnoses adverse
retained loss trends
and processes
Allow Beecher Carlson to develop a tailored solution based on your loss
profile and data analyses to reduce your Total Cost of Risk. Call us today at
1.800.657.0243 or email us at zoominfo@beechercarlson.com.
3. Beecher Carlson is recognized as the alternative to a traditional, transactional
brokerage firm. ZOOM® focuses on weekly, monthly and quarterly strategies to
attack and reduce your Total Cost of Risk. After a deep analysis of your business,
we provide statistically valid evidence to eliminate the “noise” and identify the most
meaningful opportunities for improvement. We create a framework and tailored
action plan to reduce your greatest cost of risk in each of the four categories below.
The ZOOM® process not only drives down your Total Cost of Risk, but also has
culminated in premium credits, accelerated collateral reduction and enhanced
marketing submissions. ZOOM® eradicates high dollar legacy claims and then
deploys process improvements to mitigate future generation claims. For example,
our clients have seen significant reductions in their loss rates ranging from 10% to
60%. Additionally, ZOOM® combats adverse market trends such as looming casualty
market corrections, medical cost inflation, increased claim severity and duration.
At Beecher Carlson, we strive to develop new and better technologies and approaches
that support your business requirements and drive operational excellence. We
identify the factors bearing on how each decision will affect your business. The result
is evidence-based information that helps you understand and address the causes of
risk within your organization.
Recent Claims Focus:
Claims over the
past 24 months
Historical Claims Focus:
Claims 24 months
and older
Prospective Claims Focus:
Providing data to drive loss
control efforts
Recognized.
New Claims Focus:
New claims as
they are reported
