Are you initiating or revamping your Fair Lending risk and compliance process? Learn how Predict360's applications and collaborative content can simplify the management of regulatory risk and compliance. Begin your journey with us by requesting a demo: https://bit.ly/3Pgu62i

2. Are you initiating or revamping your Fair Lending risk and compliance process? Learn how Predict360's
applications and collaborative content can simplify the management of regulatory risk and compliance. Begin
your journey with us!
Identify and Assess Impact
Quantify Applicable Risks & Controls
Connect Policies and Procedures
Conduct Testing and Monitor Issues & Complaints
Predict Emerging Risks
Identify and Assess Impact
Understanding new or updated Fair Lending regulations is crucial for success. It impacts financial organizations in
terms of risk and compliance. Learn how banks, credit unions, fintechs, and insurers manage regulatory changes
seamlessly with fair lending risk management software such as Predict360 Regulatory Change Management.
Optional Content Plugins include Reg-Room and Compliance.ai.

3. Quantify Applicable Risks and Controls
Identifying new regulations or changes, evaluating their impact, and assessing risks continually are essential for
building a robust Fair Lending risk management framework. Streamline gap analysis by comparing your risk library
with industry standards like Crowe, ABA, and 360factors Community-based Libraries. Standardizing evaluations
enables a robust view of risks. Components include Predict360 Risk & Control and optional plugins such as
360factors Community Risk Library, Crowe Risk Curator, and ABA Risk Library.
Connect Policies and Procedures
Risk assessments help identify and map policies,
procedures, and potential updates. Predict360 fair lending
compliance software further enables control mapping,
questionnaires, training documents, and activity/task
management for updates. Predict360 Policy & Procedure
Management and Optional Services from Temenos
Compliance Advisory Services are major components.

4. Conduct Testing and Monitor Issues & Complaints
Control testing enhances Fair Lending risk assessments and control performance. Regular monitoring of
complaints identifies emerging risks from internal operations and third-party partners. Tools like Predict360
Complaints Management and Predict360 Compliance Monitoring and Testing make this possible. Other optional
components include Crowe Risks and Controls, which help identify and manage these risks before they become
issues.
Predict Emerging Risks
Predict360 Risk Insights uses AI to identify risks outside
KRI tolerance levels and predicts emerging risks based on
trends. By mapping optional external data to risks, such as
enforcement actions, your team gains a forward-looking
view of potential risks and can proactively mitigate them.
Tools include Predict360 Risk Insights, and optional
components include Compliance.ai enforcement actions.

5. Conclusion
No matter where you are in your Fair Lending risk and compliance management journey, our team and partners
are here to empower your team with solutions built by banking and financial industry experts for financial
organizations. Schedule a demo today!