NABARD ROLES AND FUNCTIONS

1. NABARD: ROLES AND FUNCTIONS
❖ Credit Functions
▪ Framing policy and guidelines for rural financial institutions Providing credit
facilities to issuing organizations
▪ Monitoring the flow of ground level rural credit
▪ Providing credit facilities to issuing organizations
❖ Development and Promotional Functions
▪ In order to reinforce the credit functions and to make credit more productive,
NABARD has been undertaking a number of developmental and promotional
activities

2. ❖Supervisory Functions
❖ Institutional and Capacity Building
▪ Undertakes inspection of RRBs and cooperative banks
▪ Undertakes inspection of SCARDBs and apex non-credit
cooperative societies on a voluntary basis
▪ Help cooperative banks and RRBs to prepare development actions plans for
themselves
▪ Provide financial assistance to cooperatives and RRBs
▪ Provide training for senior and middle level executives of commercial banks,
RRBs and cooperative banks

3. ROLE IN TRAINING
Section 38 of the NABARD Act provides that the Bank shall:
• Maintain expert staff to study all problems relating to agriculture and rural
development
• provide facilities for training, for dissemination of information and the
promotion of research
• provide technical, legal, financial, marketing and administrative assistance