2. Presentation of Market Insurance

4. INTRODUCTION
Dental insurance is a type
of Health Insurance designed to
pay a portion of the costs
associated with dental care

5. SCOPE OF DENTAL INSURANCE
 your teeth and gums are the gateway to
good health.
 If you're unsure if you can afford dental
coverage, you're like many American
adults1—but get ready to smile.

6. SCOPE OF DENTAL INSURANCE
w.r.t children
In future
It is an estimated 3 million children will gain
dental benefits by 2018 through health insurance
exchanges, roughly a 5 percent increase over the
number of children with private benefits currently,

7. NEED OF DENTAL INSURANCE
unbearable toothache
lack of a good health plan
neglecting the teeth
Growing children need braces
orthodontic devices

8. IMPORTANCE
 The program is so flexible
 the client is free to choose his
doctor and he goes to him for
dental treatment,
 presents the bills to the insurer
and claims the expenses incurred.

9. WHAT IS AFFORDABLE DENTAL
INSURANCE????
 Affordable access to care
 Basic preventive care
 Major dental services
 Covers a variety of services
 Regular cleanings
 Fillings
 Root canals

10. SCENERIO OF DENTAL INSURANCE
 In fact, dental insurance was introduced
mainly for the rich section of the society,
 package covers a group,
 an individual
 a family

11. PREMIUM OF DENTAL INSURANCE
premiums are based on the age of the clients.

12. DENTAL INSURANCE PLAN
Everyone wants to be as healthy as possible,
right? Maintaining healthy teeth and gums is vital
to our dental health and wellbeing, yet many
people forgo the dental care they need due to the
high costs involved

13. BENEFITS OF DENTAL PLANS
dental plan is a gamble of sorts;
Providers of dental insurance are
numerous. They range wildly in cost
and available options;

14. Affordable Discount Dental Plans
for Individuals and Families
Save 20% to 70% at the dentist!
 everyone can’t afford an all-inclusive dental plan
 receive additional coverage for certain dental
operations,
 People of all ages are prone to dental problems.
 Discount dental plans starting at $5.95 a month
 Flexible payments: Monthly, Quarterly, and Annually
 Millions of satisfied members
 Discounts on specialists including orthodontists

15. FEATURES OF DENTAL
INSURANCE
Your teeth and mouth are so vastly important to your
overall well being, you have a doctor that specializes in
dealing only with issues of the mouth. Unexpected dentist
bills can leave your wallet lighter than a feather on the
moon, but a good dental plan will cut costs drastically and
leave you with a healthy smile

16. PROBLEMS WHICH CAUSES THE POLICY TO BE TRIGGER
 Bad breath
 Tooth Decay
 Tooth Sensitivity
 Toothache
 Broken Teeth Treatment
 Cracked Tooth
 Missing Teeth
 Dental Bridges
 Dental Implants
 Gums treatment

17. STANDARD OF DENTAL INSURANCE POLICY
 two claims typically cover each year.
 fluoride treatments and x-rays during twice-yearly are often
covered.
 Other services,
 The arrangement should be at least 50/50

18. CUSTOMERS OF DENTAL INSURANCE
 DENTISTS
 FAMILIES
 INDIVIDUALS
 YOUNG MALES & FEMALES
 CHILDREN INSUREDS
 OLD MALES & FEMALES

19. TYPES OF DENTAL INSURANCE
 Indemnity dental insurance;
 Preferred Provide Network dental plans
(PPO);
 Dental Health Managed Organizations
(DHMO)

20. PROCEDURES OF DENTAL INSURANCE
Basically two types of procedures are followed:
Major procedures
Basic procedures

21. ENROLLMENT PROCESS FOR DENTAL
INSURANCE
 members are assigned an identification or policy number.
 claim for services is filed with the dental insurance
company.
 some claims are purchased and processing is handled
directly by the dental office.

22. ADVANTAGES OF DENTAL INSURANCE
 a dental plan helps to ensure when you wont’ be financially
weak.
 Paying for dental services don’t neglect oral health.
 Indeed, purchasing dental insurance will one day have you
thanking yourself graciously and smiling a bright, healthy
smile because your wallet isn't as empty as it certainly could
have been and your teeth feel so good

23. FEE SCHEDULE
Generally dental offices have a fee schedule, or a list of
prices for the dental services or procedures they offer.
Dental insurance companies have similar fee schedules
which is generally based on Usual and Customary
dental services, an average of fees in your area.
The fee schedule is commonly used as the transactional
instrument between the insurance company, dental
office and/or dentist, and the consumer.

24. LIMITATIONS OF DENTAL INSURANCE
Presently dental insurance typically does not cover
 Elective or cosmetic oral surgery
 e.g.,
 Teeth lining
 Dental ampliance

25. Marketing of dental insurance
DENTAL INSURANCE
 Indemnity Plan
 D.H.M.O
 D.P.P.O
 D.P.O.S
 Dental Discount plan

26. Funding options
Fully funded
Self funded
 Indemnity 10 %
 DHMO 13%

27. DPPO 72%
DPOS 2%Free
Schedule 3%
Direct Reimbursement
less than 1%

28. Why we choose pakistaan dental
insurance
 Low monthly fee
 No pre –enrollment checks
 Marketing leading oral
cancer cover
 Claims settle quickly and
efficiently

29. Target market of dental insurance
 Employee
 Employer

30. Conclusion
By getting dental insurance you will
get rid off from the many harmful
diseases of the teeth
When you have shiny white glowing
teeth you will feel better and your
smile will looks very beautiful
You improve your teeth beauty in
affordable price

31. Selling of dental insurance

32. THANK YOU
 Thank you to make me smile by purchasing my
dental insurance