1.
RBK
Money
Innova-on
in
payments
October
19,
2011
2. Why
RBK
Money?
2
We
have
a
truly
unique
proposi-on
on
the
market
• Everything
is
FREE
for
users
• 100%
protec-on
for
users
and
merchants
• 200+
payment
methods
integrated
in
one
solu-on
3. Quick
facts
3
1,200,000
e-‐Wallets
250,000
payment
points
FREE
for
users
23,000
merchants
200+
payment
methods
9
years
on
the
market
15,000
transac-ons
daily
1M
USD
in
transac-ons
daily
4. Best
product
on
the
payment
market
4
RBK
Money
Yandex.Money,
Qiwi
PSPs
PayPal,
Skrill
(MB)
Free
for
users
✔
-‐
✔
-‐
eWallet
✔
✔
-‐
✔
Card
payments
✔
-‐
✔
✔
Other
payment
methods
✔
-‐
-‐
Limited
Payments
without
user
registra-on
✔
-‐
✔
Limited
100%
fraud
protec-on
✔
-‐
-‐
✔
5. Products
and
services
5
eWallet
POS
Payments
Payment
Kiosks
Money
transfers
Merchant
Payment
Gateway
Card
Payments
Mobile
Payments
RBK
Money
Visa
Card
6. eWallet
6
First
100%
free
eWallet
in
the
world
• Free
top-‐up,
payments,
p2p
and
withdrawal
• Access
via
web,
mobile
and
apps
• Professional
eWallet
–
for
small
businesses
and
freelancers
• Instant
payments
and
transfers
• Instant
Virtual
MasterCard
7. Merchant
Payment
Gateway
7
All
payment
methods
in
one
interface
• No
registra-on
for
user
• Geo-‐loca-on
• Fully-‐customized
8. RBK
Money
Visa
Debit
Card
8
Your
money
online
and
offline
• Delivered
by
post
• Visa
Chip&PIN
Classic
card
• Connected
to
the
eWallet
• Free
ATM
cash
service
• Earning
7%
p/a
on
the
deposit
9. Payments
in
POS
9
Accep-ng
payment
cards
never
been
easier
• Virtual
POS
terminal
• Mobile
terminal
(like
Square)
• QR-‐payments
10. Coming
up…
10
RBK
Games
Social
Shopping
eWallet
payments
in
POS
Geo-‐
loca-on
deals
11. Security
and
an--‐fraud
systems
11
To
protect
our
customers,
we
combine
our
in-‐house
developments
with
the
best
3rd-‐party
solu-ons
• Our
own
an=-‐fraud
system
More
than
5
years
of
constant
improvement
based
on
our
experience.
Covering
eWallet
opera-ons,
card
payments,
MLR
etc.
• 3rd
party
solu=ons
Iova=on
–
break-‐through
device-‐reputa-on
system
MaxMind
–
Card
payments
fraud
detec-on
system
12. Compliance
and
regula-ons
12
Currently
we
operate
according
to
eMoney
regula-ons
in
the
following
areas
Russia
• New
Central
Bank
eMoney
issuer
license
is
due
in
Q3
2012
(new
law
is
being
implemented)
• RosFinMonitoring
MLR
compliance
UK
and
EU
• FSA-‐registered
limited
eMoney
issuer,
new
FSA
EMD2
license
is
due
in
Q1
2012
• HRMC
MLR
compliance
13. Expanding
globally
13
Our
offices
• London,
UK
-‐
Global
and
European
HQ
• Moscow,
Russia
-‐
Russian
and
CIS
HQ
• Krasnodar,
Russia
–
Back-‐office
for
Russia
• Kiev,
Ukraine
–
Back-‐office
for
Russia
• Sofia,
Bulgaria
–
Global
back-‐office
• San
Francisco,
US
-‐
US
HQ
coming
soon
• Toronto,
CA
–
coming
soon
Our
Global
HQ
in
London,
UK
