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Commercial	
  Market	
  &	
  
Health	
  Insurance	
  
Exchanges	
  
2	
  
CHALLENGES	
  FACING	
  HEALTH	
  PLANS	
  
Challenges	
  Facing	
  Health	
  Plans	
  
! Impact	
  of	
  DocumentaCon,	
  Data	
  and	
  Risk	
  Scoring	
  on	
  Revenue	
  
! Concurrent	
  risk	
  model	
  and	
  payment	
  transfers	
  make	
  data	
  accuracy	
  (claims,	
  eligibility,	
  
subsidies)	
  impera:ve	
  
! ACA-­‐RADV	
  error	
  rate	
  applies	
  to	
  annual	
  funds	
  transfer	
  
! Outreach,	
  Enrollment	
  and	
  RetenCon	
  More	
  Complex	
  
! Marke:ng	
  and	
  customer	
  service	
  impacted	
  by	
  complex	
  choices,	
  lower	
  educated	
  consumers,	
  
high	
  churn,	
  confusion	
  
! Addressing	
  adjacent	
  products:	
  Medicaid,	
  CHIP,	
  grandfathered	
  commercial	
  
! Challenges	
  for	
  Provider	
  Networks	
  and	
  Provider	
  RelaCons	
  
! Office	
  burdens:	
  volume,	
  social	
  needs,	
  unaccustomed	
  to	
  risk	
  adjustment,	
  documenta:on	
  
requirements,	
  ICD-­‐10	
  
! Health	
  plan	
  compe::on	
  offering	
  incen:ves	
  and	
  support	
  services	
  as	
  differen:ators	
  
! Care	
  Management	
  Challenges	
  
! Large	
  numbers,	
  clinical	
  needle	
  in	
  the	
  haystack	
  
! Burdened	
  by	
  need	
  for	
  financial	
  and	
  social	
  program	
  support	
  (Exchange	
  
	
  
	
  
3	
  
Managing	
  the	
  Funds	
  Transfer	
  Formula	
  
! High	
  HCC	
  Scores	
  Create	
  Economic	
  Value	
  When	
  the	
  Cost	
  of	
  Care	
  is	
  
Managed	
  
! Data	
  Accuracy	
  Required:	
  Enrollment,	
  Claims,	
  Edge	
  Server	
  
! Enrollees	
  with	
  High	
  Costs	
  and	
  Missed	
  HCC’s	
  Cause	
  Economic	
  Loss	
  
! ACA-­‐RADV	
  has	
  Material	
  Impact	
  
! Provider	
  documenta:on	
  and	
  claims	
  processing	
  is	
  cri:cal	
  
! Expect	
  annual	
  adjustments	
  
! Increased	
  Reliance	
  on	
  the	
  Provider	
  
! Provider	
  claims	
  processing	
  –	
  for	
  risk	
  adjustment	
  and	
  audit	
  
! Provider	
  documenta:on	
  –	
  for	
  audit	
  purposes	
  
! Provider	
  coding	
  errors	
  –	
  affects	
  risk	
  adjustment	
  and	
  audits	
  
	
  
	
  
4	
  
5	
  
ALTEGRA	
  HEALTH	
  SOLUTIONS	
  
The	
  Altegra	
  Health	
  Difference	
  
! Deep	
  Market-­‐Specific	
  Leadership	
  
! Successfully	
  suppor:ng	
  complex	
  risk	
  markets:	
  Medicaid	
  and	
  Medicare	
  changes;	
  now	
  
Commercial	
  
! Member	
  engagement,	
  especially	
  for	
  low	
  income	
  popula:ons	
  
! Chart	
  coding	
  and	
  provider	
  educa:on;	
  Medicaid	
  Medicare,	
  RADV	
  exper:se	
  
! The	
  Altegra	
  Health	
  Approach	
  
! Open,	
  transparent	
  algorithms	
  and	
  analy:cs	
  
! Providing	
  all	
  details	
  at	
  member,	
  provider	
  and	
  claim	
  level	
  
! Proac:ve,	
  consulta:ve	
  account	
  support	
  to	
  improve	
  results	
  
! Enhances	
  member,	
  provider	
  and	
  staff	
  rela:onships	
  
! Integrated	
  PlaTorm	
  
! Eliminates	
  data	
  erosion	
  
! Communica:on	
  plaZorm	
  con:nually	
  refreshed	
  
	
  
	
  
6	
  
Altegra	
  Health	
  SoluCons	
  Assist	
  Commercial	
  Plans	
  
! Risk	
  AnalyCcs	
  and	
  Data	
  TransformaCon	
  
! Edge	
  server	
  data	
  transforma:on	
  and	
  error	
  management	
  
! Monthly	
  risk	
  trending;	
  member	
  and	
  provider	
  targe:ng	
  
! Data	
  valida:on	
  and	
  primary	
  audits	
  
! MulC-­‐Channel	
  Onboarding	
  and	
  Engagement	
  
! New	
  enrollment	
  welcome,	
  reten:on,	
  health	
  assessment	
  and	
  literacy	
  
! Social	
  program	
  enrollment	
  
! Physician	
  visit	
  coordina:on	
  
! ProacCve	
  CoordinaCon	
  of	
  Coding	
  and	
  EducaCon	
  
! Analy:c	
  driven	
  targe:ng	
  
! Obtain	
  and	
  code	
  charts	
  
! Provider	
  educa:on	
  
! Member	
  Care	
  and	
  RetenCon	
  
! Iden:fy	
  care	
  gaps	
  
! Reten:on	
  of	
  health	
  members	
  
! Compliance	
  for	
  chronic	
  condi:ons	
  and	
  appropriate	
  u:liza:on	
  
	
  
7	
  
Take	
  AcCon	
  Now	
  
! Plan	
  for	
  Edge	
  Server	
  and	
  Data	
  TransformaCon	
  
! Assess	
  impact	
  of	
  data	
  erosion	
  and	
  errors	
  
! Adjust	
  infrastructure	
  to	
  capture	
  new	
  required	
  data	
  elements	
  
! Assess	
  Current	
  Commercial	
  PopulaCon	
  
! Scoring	
  and	
  analy:cs	
  for	
  non-­‐grandfathered	
  current	
  individual	
  and	
  small	
  group	
  members	
  
! Provider	
  targeted	
  chart	
  audit	
  to	
  assess	
  documenta:on	
  risk	
  
! Provider	
  Engagement	
  Strategy	
  
! Consider	
  incen:ves	
  for	
  documenta:on	
  and	
  chart	
  access	
  
! Create	
  contract	
  differen:a:on	
  with	
  burden	
  relief:	
  program	
  assistance	
  member	
  outreach,	
  
documenta:on	
  training,	
  coding	
  support	
  
! Plan	
  Outreach	
  Campaigns	
  
! Execute	
  reten:on	
  strategy	
  for	
  grandfathered	
  products	
  
! October	
  1,	
  2013	
  -­‐	
  start	
  new	
  enrollee	
  outreach	
  
	
  
	
  
8	
  
Altegra	
  Health	
  Commercial	
  Plan	
  SoluCons	
  
9	
  
10	
  
RISK	
  View™	
  Overview	
  
10	
  
!  Full	
  edge	
  server	
  support	
  
!  Scrubs	
  data	
  &	
  prioriCzes	
  submission	
  
errors	
  for	
  correcCon	
  
!  Analyzes	
  risk	
  scores	
  by:	
  geography,	
  
metal	
  level,	
  provider,	
  exchange,	
  non-­‐
exchange	
  
!  Provides	
  member	
  details	
  by	
  age	
  bands,	
  
FPL,	
  reinsurance,	
  metal	
  level,	
  
geography,	
  exchange,	
  non-­‐exchange,	
  
small	
  group	
  
!  Customizable	
  targeCng	
  algorithms	
  for	
  
retrospecCve	
  &	
  prospecCve	
  outreach	
  
RISK	
  View™	
  coupled	
  with	
  ongoing	
  experCse	
  and	
  analysis,	
  	
  
delivers	
  a	
  powerful	
  service	
  that	
  dynamically	
  
improves	
  quality	
  of	
  care	
  and	
  revenue	
  	
  
	
  
	
  
	
  
SMART	
  Connect™	
  Overview	
  
11	
  
CODE	
  Complete™	
  Overview	
  
12	
  
COMMUNITY	
  Link™	
  Overview	
  
13	
  
AltegraHealth.com	
  
14	
  
for	
  more	
  details	
  and	
  product	
  demonstra:ons.	
  
Contact	
  Altegra	
  Health	
  
NextSteps@AltegraHealth.com	
  

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Navigating the Commercial Market & Health Insurance Exchanges

  • 1. Commercial  Market  &   Health  Insurance   Exchanges  
  • 2. 2   CHALLENGES  FACING  HEALTH  PLANS  
  • 3. Challenges  Facing  Health  Plans   ! Impact  of  DocumentaCon,  Data  and  Risk  Scoring  on  Revenue   ! Concurrent  risk  model  and  payment  transfers  make  data  accuracy  (claims,  eligibility,   subsidies)  impera:ve   ! ACA-­‐RADV  error  rate  applies  to  annual  funds  transfer   ! Outreach,  Enrollment  and  RetenCon  More  Complex   ! Marke:ng  and  customer  service  impacted  by  complex  choices,  lower  educated  consumers,   high  churn,  confusion   ! Addressing  adjacent  products:  Medicaid,  CHIP,  grandfathered  commercial   ! Challenges  for  Provider  Networks  and  Provider  RelaCons   ! Office  burdens:  volume,  social  needs,  unaccustomed  to  risk  adjustment,  documenta:on   requirements,  ICD-­‐10   ! Health  plan  compe::on  offering  incen:ves  and  support  services  as  differen:ators   ! Care  Management  Challenges   ! Large  numbers,  clinical  needle  in  the  haystack   ! Burdened  by  need  for  financial  and  social  program  support  (Exchange       3  
  • 4. Managing  the  Funds  Transfer  Formula   ! High  HCC  Scores  Create  Economic  Value  When  the  Cost  of  Care  is   Managed   ! Data  Accuracy  Required:  Enrollment,  Claims,  Edge  Server   ! Enrollees  with  High  Costs  and  Missed  HCC’s  Cause  Economic  Loss   ! ACA-­‐RADV  has  Material  Impact   ! Provider  documenta:on  and  claims  processing  is  cri:cal   ! Expect  annual  adjustments   ! Increased  Reliance  on  the  Provider   ! Provider  claims  processing  –  for  risk  adjustment  and  audit   ! Provider  documenta:on  –  for  audit  purposes   ! Provider  coding  errors  –  affects  risk  adjustment  and  audits       4  
  • 5. 5   ALTEGRA  HEALTH  SOLUTIONS  
  • 6. The  Altegra  Health  Difference   ! Deep  Market-­‐Specific  Leadership   ! Successfully  suppor:ng  complex  risk  markets:  Medicaid  and  Medicare  changes;  now   Commercial   ! Member  engagement,  especially  for  low  income  popula:ons   ! Chart  coding  and  provider  educa:on;  Medicaid  Medicare,  RADV  exper:se   ! The  Altegra  Health  Approach   ! Open,  transparent  algorithms  and  analy:cs   ! Providing  all  details  at  member,  provider  and  claim  level   ! Proac:ve,  consulta:ve  account  support  to  improve  results   ! Enhances  member,  provider  and  staff  rela:onships   ! Integrated  PlaTorm   ! Eliminates  data  erosion   ! Communica:on  plaZorm  con:nually  refreshed       6  
  • 7. Altegra  Health  SoluCons  Assist  Commercial  Plans   ! Risk  AnalyCcs  and  Data  TransformaCon   ! Edge  server  data  transforma:on  and  error  management   ! Monthly  risk  trending;  member  and  provider  targe:ng   ! Data  valida:on  and  primary  audits   ! MulC-­‐Channel  Onboarding  and  Engagement   ! New  enrollment  welcome,  reten:on,  health  assessment  and  literacy   ! Social  program  enrollment   ! Physician  visit  coordina:on   ! ProacCve  CoordinaCon  of  Coding  and  EducaCon   ! Analy:c  driven  targe:ng   ! Obtain  and  code  charts   ! Provider  educa:on   ! Member  Care  and  RetenCon   ! Iden:fy  care  gaps   ! Reten:on  of  health  members   ! Compliance  for  chronic  condi:ons  and  appropriate  u:liza:on     7  
  • 8. Take  AcCon  Now   ! Plan  for  Edge  Server  and  Data  TransformaCon   ! Assess  impact  of  data  erosion  and  errors   ! Adjust  infrastructure  to  capture  new  required  data  elements   ! Assess  Current  Commercial  PopulaCon   ! Scoring  and  analy:cs  for  non-­‐grandfathered  current  individual  and  small  group  members   ! Provider  targeted  chart  audit  to  assess  documenta:on  risk   ! Provider  Engagement  Strategy   ! Consider  incen:ves  for  documenta:on  and  chart  access   ! Create  contract  differen:a:on  with  burden  relief:  program  assistance  member  outreach,   documenta:on  training,  coding  support   ! Plan  Outreach  Campaigns   ! Execute  reten:on  strategy  for  grandfathered  products   ! October  1,  2013  -­‐  start  new  enrollee  outreach       8  
  • 9. Altegra  Health  Commercial  Plan  SoluCons   9  
  • 10. 10   RISK  View™  Overview   10   !  Full  edge  server  support   !  Scrubs  data  &  prioriCzes  submission   errors  for  correcCon   !  Analyzes  risk  scores  by:  geography,   metal  level,  provider,  exchange,  non-­‐ exchange   !  Provides  member  details  by  age  bands,   FPL,  reinsurance,  metal  level,   geography,  exchange,  non-­‐exchange,   small  group   !  Customizable  targeCng  algorithms  for   retrospecCve  &  prospecCve  outreach   RISK  View™  coupled  with  ongoing  experCse  and  analysis,     delivers  a  powerful  service  that  dynamically   improves  quality  of  care  and  revenue          
  • 14. AltegraHealth.com   14   for  more  details  and  product  demonstra:ons.   Contact  Altegra  Health   NextSteps@AltegraHealth.com