1. ABDULLAH UMAYR BIN MOHD YUNUS
NO 2508, AL MERAIKHI TOWER,
SHEIKH ZAYED ROAD, 52053,
DUBAI, UNITED ARAB EMIRATES
abdullah.umayr@gmail.com
+971564704410
Employment History
Islamic Banking Division, First Gulf Bank
Abdullah Umayr bin Mohd Yunus is currently a Shariah Counsel Manager in Islamic Banking Division of
First Gulf Bank. He supports FGB in setting-up Shariah platform for the new Islamic branding of ‘FGB
Siraj’ and developing FGB’s Shariah internal policies and guidelines. He is expert in Shariah Advisory
and Review fields which cover:
- Shariah review for Islamic documentations
- Structuring for Shariah-compliant products
- Shariah secretariat and administration e.g. draft Shariah Supervisory Board
fatwa/pronouncement etc.
- Shariah training and consultation
He also provides expert Shariah advice and supervision for the Islamic products and services in First
Gulf Bank which cover FGB treasury, wholesale and retail banking. He has joined FGB since July 2014
and involved in various Islamic transactions, documentations, product and services including but not
limited to:
Islamic Bilateral and Unilateral Deals:
 100mil Astra Sedaya Wakalah Syndicated Financing
 225mil Ajman Bank PJSC Murabahah Syndicated Financing
 90mil Etihad Airlines Airbus A321-200 Ijarah Financing
 200mil Jazan Asu Ijara-Istisna’ Syndicated Financing
 150mil APICORP Commodity Murabaha facility
 50mil ITFC Mudaraba Syndicated Financing
Interbank Transactions:
 ADIB-FGB Interbank Master Murabahah Agreement
 NCB-FGB Interbank Murabahah Placement

2. Islamic Products Structuring and Documentations:
 Ijarah Corporate Financing Facility (Wholesale)
 Islamic Commodity Murabahah Personal Financing (Consumer)
 Islamic Wakalah Leverage Investment (Consumer)
 Master Asset Pledge Agreement (Wholesale)
 Islamic Master Risk Participation Agreement (Wholesale)
 Commodity Murabahah Agreements (Wholesale)
 Interbank Murabahah Placement and Deposit (Treasury)
 Interbank Wakalah Placement and Deposit (Treasury)
 Islamic Forward Forex (Treasury)
Sukuk Transactions:
 Sukuk Mumtalakat, 1bil Issuance of Mumtalakat Sukuk Holding Company (Treasury)
 Government Of Sharjah Sukuk, 750mil Issuance by Sharjah Sukuk Limited (Treasury)
 Republic of South Africa Sukuk, 500mil Issuance of by Zar Sovereign Capital Fund
Proprietary Limited (Treasury)
 Government of Hong Kong Sukuk, 1bil Issuance by Hong Kong Sukuk 2014 Limited
(Treasury)
Al Rajhi Bank Malaysia (2011 – 2014)
Previously, Abdullah Umayr worked in Shariah Department of Al Rajhi Banking & Investment
Corporation (Malaysia) Bhd. He was entrusted by the Shariah Board of Al Rajhi to head the Shariah
Advisory unit to provide Shariah consultation for the bank for issuance of any new products and
execution of Islamic transactions for various sectors e.g. retail, corporate, treasury, investment banking
and capital market.
He involved in key Shariah-compliant deals especially for Al Rajhi Bank’s Corporate and Treasury
sectors e.g. Hicom Automotive Manufacturers (Malaysia) in collaboration with Volkswagen Group
Malaysia Sdn Bhd Islamic syndication deal for car assembly project, International Islamic Liquidity
(IILM) Sukuk, Government Investment Issue (GII) Murabaha Sukuk, Perbadanan Tabung
Pendidikan Tinggi Nasional (PTPTN) Sukuk for Malaysia educational fund, Malaysian National
Mortgage Corporation (Cagamas) Sukuk, Al Rajhi Bank Malaysia hybrid Sukuk Programme and
many others.
He also involved in the development of retail products e.g. Al Rajhi Hijrah Campaign, Personal
Financing Hari Raya Campaign, Murabahah Saving and Investment Account, Charge Up project
for fee based income enhancement etc.

3. Career Highlights
 Experienced in retail products development which include mass market product such as
Islamic Personal Financing, Balance Transfer Programme, Islamic Auto Financing, Islamic
Deposit products, Islamic Banking services campaigns and marketing.
 Experienced in Shariah Advisory field and product enhancement for corporate and
treasury products e.g. Syndicated Financing – participation at primary and secondary level,
corporate and trade financing Islamic Capital Market Instrument i.e. Sukuk.
 Experienced in the documentations review for retail, corporate and treasury products
e.g. Facility Agreement and Security Documents for Syndication deal, Master Trade Agreement
and Security Documents for project and trade financing, Principal Terms and Conditions for
Islamic Medium Term Notes (Sukuk) and other retail products legal documentation review.
 Experienced in Sharia research for Islamic Banking and Finance i.e. research for Islamic
product concept development.
 Experienced in setting up Sharia manuals and guidelines for Islamic Banking services
and products i.e. retail, corporate, treasury, deposit and wealth management products and
operation.
 Involved in Shariah compliance activities and stock screening for unit trust and equity
investments.
 Involved in Shariah training and development for Fundamental of Islamic Banking, Theory
of Modern Islamic Banking, Islamic Banking in Malaysia, Islamic Banking Products and
Concepts in Malaysia.
Academic and Professional Achievements
 Financial Sector Talent Enrichment Professional Certificate
2011/2012 (Best Achiever Award by the Chairman of IBBM)
 Certified Islamic Finance Expert
2010/2011 Academy for Modern Islamic Study (AIMS) United Kingdom
 Certified Islamic Banker
2010/2011 Academy for Modern Islamic Study (AIMS) United Kingdom
 Certified Takaful Professional
2010/2011 Academy for Modern Islamic Study (AIMS) United Kingdom
 Bachelor’s Degree in Shariah, Faculty of Shariah, College University of Insaniah, Kedah,
Malaysia 2007/2011 (Chancellor Award by King of Malaysia)

4.  Malaysian Higher Religious Study Certificate (STAM) , Grade: Excellent Al Hidayah High
School of Ipoh, Malaysia 2006/2007 (National Award by Association of Islamic Development
Malaysia JAKIM)
 Malaysian Certificate of Education (SPM) Grade: 6A 2000/2005 Maahad Al Manar, Arabic
and Tahfiz Al Quran Secondary School, Kelantan , Malaysia.
Referee
1. Mr Ahmad Alfisyahrin bin Jamilin
(Head of Shariah, First Gulf Bank, United Arab Emirates)
Contact Number: +971554238798
2. Dr Muhammad Hael Al Madhaghi
(Senior Shariah Advisor, Al Rajhi Bank, Saudi Arabia)
Contact Number: +966506415716
3. Mr Burhanuddin Lukman
(Member of Shariah Advisory Council, Central Bank, Malaysia)
Contact Number: +60192202232