LIC'S BEST PLAN

1. JEEVAN LAKSHYA

2. HAR PAL AAPKE SAATH
 Presented by :
 AARTI R. KIRTIWAR
 INSURANCE CONSULTANT
 LIC OF INDIA, BHUSAWAL
 AG. CODE – 02424965
 Mob no. 9422785260

3. 833

4. జీవన్ లక్ష్య

5. AGE : 18 TO 50
TERM : 13 TO 25
MODES : Y HLY QLY SSS ECS
PAYING TERM: 25-TERM
SUM ASSURED: 100000 TO
MAX.(+10000)
LOAN: 3YEARS
REVIVAL: WIHIN 2 YEARS

6. TERM RIDER
Term is must for this policy

7. MATURITY BENEFIT
 SUM ASSURED
 + BONUS
 + FINAL ADDITIONAL BONUS

8. EXAMPLE
 PLAN 833
 AGE 28
 TERM 21
 PAYING TERM: 21-3 =18
 SUM ASSURED : 10,00,000
 MODE : YLY

9.  SUM ASSURED: 10,00,000
 BONUS : Rs. 50 FOR 1000 POLICY
Rs. 50000 for 10,00,000
Total bonus for 21 years term
50,000*21=10,00,000
Final additional bonus(FAB)
200 for 1000 policy for 21 years term
2,00,000 for 10,00,000 policy

10. BENEFITS
 SUM ASSURED : 10,00,000
 BONUS : 10,00,000
 FAB : 2,00,000
 TOTAL : 22,00,000

11. PREMIUM
 PREMIUM : 52,455
 TOTAL PREMIUM PAID
52455*18=9,44,190
 WHAT CUSTOMER GETS 22,00,000
 APPROXIMATELY 2.5 TIMES WHAT HE PAID

12. DEATH BENEFITS
 DEATH DURING THE TERM= 10,00,000
 NO PAYMENT OF PREMIUMS.POLICY
CONTINUES.
 ANNUAL INCOME BENEFEIT OF
10%=1,00,000
TILL THE END OF THE TERM.
 AGAIN ON END OF THE TERM
MATURITY AMOUNT = 22,00,000 IS
PAID.

13. OTHER BENEFITS
 LOAN AFTER 3 YEARS
 SURRENDER AFTER 3 YEARS
 ACCIDENTAL BENEFIT +DISABLITY BENEFIT

14. Why Jeevanlakshya is the best?
1. Father alive or not,full SA+full bonus+full FAB is paid
2. Guaranteed SA+Bonus+FAB is available.No other
policy has this provision.
3. Money reach the child for his/her education.
4. In case of death of the father 10%of SA is guaranteed
every year for child education.
5. Term rider will provide immediate liquidity.
6. Just identify 20 fathers. Give 833/18 to
833/22(1lakheach).you will get 5 pols from the customer.
You become a SHATAKVEER.

15. COST OF HIGHEREDUCATION
course present cost at AGE future cost
1st Btech 1,60,000 18