This presentation gives a brief idea about career opportunities in Finance and Banking

1. Welcome
A Warm Welcome to all of
you for a discussion on
“career opportunities
in Banking and
finance”
SHANTILAL
HAJERI

2. Myself
Shantilal Hajeri
MPM, Mcom, LLB (Spl),
CAIIB, PPM (UK), MS CIT,
AMFI, SEBI, Hindi Pradnya,
27 years with Bank of
Maharashtra of which 13
years as Branch Manager
and 6 years as a faculty.
Full time faculty: 4 years.
Visiting faculty: 15 years.
Authored 10 books
SHANTILAL
HAJERI

3. My contact details
020 24359466
9850833373
s_hajeri@yahoo.comm
hajerishantilal@gmail.com
A4, Aditya Society, Anandnagar
Sinhagad road, Near Santosh
Hall, above HDFC ATM
SHANTILAL
HAJERI

4. Factors of Production
Land Rent
Labour Wages
Capital Interest
Entrepreneur Profit
Entrepreneur is a person who
knows how to Arrange and use
L.L.C. to earn some income which
is more than R.W.I
SHANTILAL
HAJERI

5. Emplopreneur
Employee + Entrepreneur
Emplopreneur.
Every employee should
consider himself an
entrepreneur.
The Best way to work in an
organisation is to take care of
it as if it is your own
SHANTILAL
HAJERI

6. Philosophy of an
Emplopreneur
“Known is a drop
but
Unknown is
an ocean”
“Learn, Unlearn and
Relearn”
SHANTILAL
HAJERI

7. ASK
ATTITUDE
SKILL
KNOWLEDGE.
These are the 3
attributes that an
entrepreneur should
possess in right
proportion.
SHANTILAL
HAJERI

8. WISDOM
Data
Information
Knowledge
Wisdom
The skill to use the
knowledge is wisdom.
It comes by
constant practice and
self confidence
SHANTILAL
HAJERI

9. KNOWLEDGE
Vs SKILL
SKILL KNOWLEDGE
Doing Knowing
Needs constant Can be acquired
practice instantly
One should Not necessary
have self
confidence
Application of No application
knowledge
Practice makes Practice not
you perfect needed
Learning by Memorising
doing
SHANTILAL
HAJERI

10. Examples of SKILL.
Cycling, Swimming,
Fast reading, Writing,
Managing, Marketing,
Communication,
Planning, Coordinating
Memorising, Efficiency,
Good Handwriting,
Inter personal Relation
and
Entrepreneurship
etc
SHANTILAL
HAJERI

11. Goal
Where am I?
Where do I want to go?
The answers to these
two questions
determine the road
map that you have to
follow.
Unfortunately today’s
youth do not set the
goals.
SHANTILAL
HAJERI

12. MBA means?
Certificate is like a
Driving License.
If you do not know
driving what is the use
of driving license?
If you do not acquire
the entrepreneurship
skills required for a
Manager, MBA means
“Mai Bekar Admi”
SHANTILAL
HAJERI

13. What is the use of
degree?
A student has done ME
Electrical. If there is any
electrical problem in his
house he calls an
electrician who may be
10th fail
A student has done ME
Automobile. If there is
any problem in his vehicle
he goes to a mechanic
who may be 10th fail.
The story is same
regarding any other
courses.
SHANTILAL
HAJERI

14. Acquiring Skills is the
answer.
If you acquire the
entrepreneurship
skills that are
expected from a
Manager, then you will
never face problem in
the long run.
Do not chase the
success.
Be competent, success
will chase you
SHANTILAL
HAJERI

15. Acquiring Skills is the
answer.
Set your goal.
Identify the set of
skills that you have to
acquire.
Do your SWOT
analysis.
Start practicing right
from now.
SHANTILAL
HAJERI

16. Skill tested
Attributes of Skills
ANALYTICAL SKILLS
Numerical Skills
COMMUNICATION SKILLS
Reasoning Power
DECISION MAKING
INTER PERSONAL SKILLS
NEGOTIATION SKILLS
KNOWLEDGE OF COMPETITORS
KNOWLEDGE OF COMPUTER
KNOWLEDGE OF CURRENT AFFAIRS
SHANTILAL V HAJERI
16

17. Resources for acquiring skills
Internet
News Papers
Financial Dailies
Magazines and Periodicals
Teachers.
Friends and Class mates.
Relatives.
Industrialists.
Strangers.
Success Stories
Biography of successful people
Good Books
SHANTILAL V HAJERI 17

18. Updating knowledge
Whatever the students learn during
the course is not sufficient to be
successful businessmen. The MBA
students should cultivate the habit
of updating their knowledge.
The medicines that a Doctor
prescribes are not the ones which
he acquired when he did his MBBS.
The case laws that an Advocate
quotes are not the ones which he
has studied while doing his LLB.
“Learning is a life ling process”.
SHANTILAL
HAJERI

19. ENJOY YOUR WORK
I DID FLY HIGH IN THE
SKY NOT TO KEEP THE
RECORD OF MY FLYING,
BUT BECAUSE I ENJOYED
FLYING.
SHANTILAL
HAJERI

20. Be Extra Ordinary
ORDINARY +
EXTRA=
EXTRA ORDINARY
THE DIFFERENCE
BETWEEN
ORDINARY AND
EXTRA ORDINARY IS EXTRA.
“The Best Way to
Work in an
Organisation, is to
Work as if it is
your own.”
SHANTILAL
HAJERI

21. Do not expect
spoon feeding
SHANTILAL
HAJERI

22. Every body is born with specific
skills. Identify your skills.
SHANTILAL
HAJERI

23. If you think you are lion
then you are lion
SHANTILAL
HAJERI

24. Accept Responsibility
I am
responsible
for .
who I am
what I have
what I do
E
TTIITUD E
A TT
A TUD

25. Take Risk
Risk is the possibility
of not getting what
you expect.
An entrepreneur
should take calculated
risk.
After all Profit is the
reward for taking risk.
Not taking risk is the
biggest risk.
SHANTILAL
HAJERI

26. LEARNING
YOU LEARN A LOT BY
SEEING, LOOKING,
WATCHING, LISTENING
AND OBSERVING.
KEEP YOUR EARS & EYES
OPEN.
SHANTILAL
HAJERI

27. Career in Finance
An ordinary candidate
chases a job.
But,
The job chases a
competent candidate.
Vacancies and
unemployment
co-exist
SHANTILAL
HAJERI

28. Functions of a Company
HAJERI LTD
O H M F I
OPERATATIONS
HUMAN RESOURCE
MARKETING
FINANCE
INFORMATION TECH
SHANTILAL
HAJERI

29. Career in Finance
Specialists in
Operations, HRM,
Marketing and IT can
not work in Finance
Department.
But, Finance specialist
can work in
Operations, HRM,
Marketing and IT .
Finance specialist is
more versatile
SHANTILAL
HAJERI

30. Organisational Set up
BOD
CEO
CFO
DGM Finance DGM Accounts
AGM Finance AGM Accounts
Man Finance Man Accounts
SHANTILAL
HAJERI

31. Career in Finance
1. Manufacturing sector
2. Service Sector
3. Business Sector
4. Self Employment.
SHANTILAL
HAJERI

32. Career in Finance
1. Manufacturing sector
2. Business Sector
Chief Finance Officer CFO
Finance Manager
Accounts Manager
Purchase Manager
Internal Auditor/Inspector
SHANTILAL
HAJERI

33. Service sector
1. Banking
2. Life Insurance
3. General Insurance
4. Mutual Funds
5. Depositories
6. Stock Brokers
7. Infrastructure Finance
8. Project Management.
9. Wealth Management
10.NBFCs
11.Educational institutes
12.Software (Domain Kno)
13.Equity Research
14.Merchant Banking
SHANTILAL
HAJERI

34. Self Employment
1. Approved Valuer
2. Actuarial Services
3. Financial Planner
4. Debt Recovery Agency
5. Coaching Classes
6. Wealth Manager
7. Income Tax Practitioner
8. Sales Tax/Excise/Custom
Practitioner
9. Sub brokership for
stock/commodity market
10.Foreign Exchange Market
11.Consultancy for project
reports, OTS.
12.Independent Auditor
13.Authorship
SHANTILAL
HAJERI

35. Careers in Banking
a)Clerical cadre
b)General officer
c)Technical officer
SHANTILAL
HAJERI

36. Clerical cadre
a)Clerk: Front Office
b)Clerk : Back office
c)Cashier/Teller
d)Data Entry Operator
e)Computer Operator
SHANTILAL
HAJERI

37. General Officer
Probationary Officer
1. Deputy Manager
2. Passing Officer
3. Credit officer
4. Desk Officer in
Regional Office/CO
SHANTILAL
HAJERI

38. Technical Officer
1. Law officer
2. Computer officer
3. Agricultural Officer
4. Veternary Officer
5. Programmer
6. System Analyst
7. Civil engineer.
8. Mechanical Engineer
9. Risk Manager
10.Personnel Manager
11.Faculty member
12.Hindi Officer
SHANTILAL
HAJERI

39. Entry in to Bank
1) Public Sector Bank.
Clerical cadre : Through
IBPS exam.
2) Probationary Officer:
a) Through Internal
Promotion
b) Through IBPS exam.
C) Technical Officer:
Through Bank wise
Test.
SHANTILAL
HAJERI

40. Entry in to Bank
1)Private Sector Bank.
Clerical cadre : Through
own exam.
2) Probationary and
Technical Officer:
a) Through Internal
Promotion
b) Through own exam
and Campus
placement
SHANTILAL
HAJERI

41. IBPS CWE
Indian Banking
Personnel Service.
www.ibps.com
Conducts tests twice in a
year common for all Public
Sector Banks.
In first PO test
10 lakh appeared.
1 lakh passed. Vacancies
20,000
Before test 1:50,
After Test:1:5
SHANTILAL
HAJERI

42. IBPS CWE. Syllabus
1) Reasoning.
2) English
3) Numerical Ability
4) G. K about Banking
5) Computer knowledge
50 marks each.
total marks 250 marks
Total Time : 150 minutes.
100 question in 60
minutes. 5 question in 3
minutes.
Qualification (Pass) in each
test separately must. Equal
importance should be given
SHANTILAL
HAJERI

43. IBPS CWE. Skill
Speed and Accuracy
both are important.
Penalty for wrong
answer 0.25
Accuracy comes by
knowledge and
intelligence
But Speed comes by
constant practice.
Speed is a skill.
For that you need
coaching.
Even today there is a coach
for Sachin Tendulkar.
SHANTILAL
HAJERI

44. All is Well
Happiness lies along
the road and not at
the end of the
journey.
Career is a Journey
not a destination.
“Wishyou success in
your
Eventful Journey.”
SHANTILAL
HAJERI