Recent ProjectsNatural Resource Management Food Security LivelihoodIntegrated Village Development Rural Innovation Financial Inclusion
Natural Resource Management1. Watershed DevelopmentLeading the team in promoting model watershed projects underNABARDs Watershed development Fund in Jharkhand RO. By the endof March 2011, 16 projects were sanctioned in 10 Districts (Deoghar,Dumka, Dhanbad, Jamtara , East Singhbhum, West Singhbhum,Koderma, Ramgarh, Gumla, Palamau) of the Jharkhand. Two projectsin Ramgarh district have been completed and are serving as modelprojects for the State. These projects will benefits over 15000 ha of Success Storydegraded and marginal areas of the state by way of Soil conservation,water resource development, recharge of ground water, agriculture and Project : Tyma Watershedhorticulture development, afforestation, human resource development, Block : Golaincome enhancement activities etc. District : Ramgarh Year No of project Total Total Sanctioned Total disbursed Agency : PRADAN geographical area amount (Rs. amount (Rs. F.A. : Rs. 62.64 lakh (Hectares) Crores) Crores) Area Covered : 1016 Ha 2000-01 2 1791 1.30 1.30 Beneficiaries : 632 households 2006-07 5 4651 3.67 3.41 Revenue villages covered: 4 2008-09 2 2395 0.21 0.19 Interventions: 2010-11 6 5910 0.50 0.29 Total 15 14747 5.68 5.19 Soil and water conservation, water resource development, Community development programme, formation and credit linkage of SHGs, cropImpact Assessment of Tyma Watershed Project development, drudgery reduction activities.Sr Particulars Pre watershed Post watershed1 Net sown area 101 ha (33% of total land area) 178 ha (58% of total land area)2 Area under double cropping 17 ha (5.5% of total land area) 102 ha (33% of total land area)3 Area under triple cropping 06 ha (2% of total land area) 43 ha (14% of total land area)4 Families with year round security 33.00% 80.00%5 Av. annual income from Agriculture Rs.4,600.00 Rs.18,000.006 Families accessing credit from banks 17 families 138 SHG membe - families7 Month of engagement in farming 4 month 10 month8 Plantation and pasture development 0 33.71 ha9 Bank loan mobilised 0 23.08 lakh
2. Tribal Development Leading the team in NABARD RO Jharkhand, which is implementing 24 tribal development projects in the State covering 14 districts (West Singbhum, Ranchi, Godda, Gumla, Lohardaga, Godda, Dumka, Pakur, Jamtara, Palamu, Garhwa, East Singbhum , Sariekella Kharsawan , Hazaribagh) with financial support from its Tribal Development fund. The program is based on a silvi-horticulture farming model comprising of fruit crop based orchards, border plantation of forestry plants, which would meet the fuel, fodder, timber, food security as well as medicinal needs of the tribals beside promoting valuable intercrops during the initial years of development. It also provides for other income generating livelihood activities i.e. apiculture, goatery, piggery, poultry, Tassar, Lac cultivation etc. The other components are, improvement of health, drudgery reduction, women development etc. The border plantations could be so chosen as to promote livelihood activities like lac & tassar through appropriate host plant. Out of the 24 projects, 20 projects are purely wadi (Orchard) based projects, 2 projects are sanctioned for Tasar related activities and 2 projects for supporting poultry activities in the state. About 16000 tribal families will be benefitted from the program. The General Layout of a „wadi‟ The ProgressSl. Year No of No. of Total Grant LoanNo project s tribal Financial Rs. Rs. Lakh Families Assistance Lakh (Rs. lakh) 1 2005-06 1 1000 396.37 360.34 36.03 2 2008-09 1 1000 412.92 392.92 20 3 2009-10 3 3000 1225 1135 90 4 2010-11 11 7435 3194 2939 255 Total 24 15955 6562 6070 491
Food Security1. System of Root IntensificationSystem of Rice IntensificationI have been spearheading the SRI movement in Jharkhand through 52pilot projects on SRI undertaken by us in Jharkhand during 2010-2012,with the support of 49 PIAs and 5 RAs. Under the pilot projects 34000farmers were assisted covering 8400 acres. The yield attributes of theSRI paddy, representing upland, midland and low land situationsinvolving more than 60 varieties of paddy reflects much higher valuesfor SRI paddy in comparison to the traditional method of cultivation: thenumber of effective tillers per hill (32 for SRI as against 11 undertraditional method); the number of grains per panicle (185 for SRI asagainst 115 under traditional method); Grain yield in Q/Ha (69.5 for SRIas against 35.5 under traditional method); Straw yield in Q/Ha (71.72for SRI as against 44.2 under traditional method). Similar trend wasobserved for each paddy variety and under all the three topographicalsituations.The results clearly established the additional food security potentialsfollowing SRI method of cultivation i.e. 155 days, 546 days and 1109days for land holding class 0-1acre, 1-2 acre and above 2 acresrespectively. The results also showed better cost : benefit ratio for SRImethod over traditional method in all the three land types. The Projectalso showed drastic reduction in seed requirement as well as draughtproofing mechanism of SRI.The SRI method is also being tried in wheat, mustard and other cropsby our PIAs in Jharkhand.The success of the pilot projects attracted attention of Dr. NormanUphoff, Professor, International Institute for Food, Agriculture andDevelopment, Cornell University, NY, who had come down toJharkhand during 4-6 January, 2012 to share his experiences and alsoto meet the stake holders of SRI in Jharkhand.The results of the SRI projects in Jharkhand was presented by me atthe Jan 13th round table organised by the National Consortium on SRI(NCS) for the 12th Five Year Plan, held at the Council for SocialDevelopment, Lodi Road, New Delhi.
Food Security2. Intensive vegetable cultivation through DripThe program was conceived by me to explore the possibilities ofimproving the cropping intensity, especially by bringing more areaunder cropping during Rabi season, through the application of dripirrigation to vegetable cultivation and improving its productivity. Aprogram was drawn up to promote the activity in areas havingirrigation facilities, through selection of beneficiaries eligible for bankfinance and subsidy under National Mission on Micro-Irrigationthrough experienced NGOs, which are to provide the required supportin terms of capacity building, exposure visits, on-farm extensionsupport, supply of inputs including planting materials, for which poly-nurseries have been provided to each project. The program is tocover 3500 farmers in 12 districts with the management support of 24NGOs and technical support from ICAR Research institute for EasternRegion and the SAU. The program is Bank finance linked.The initiative of NABARD has resulted in installation of more than1500 drip systems and 25 Poly nurseries in the State so far. Manymore farmers are joining the program. Apart from the regular capacitybuilding programs, the system providers are also conductingdemonstrations on installation and maintenance of Drip system. Sofar 2600 beneficiaries have been trained. A grant of Rs.1.80 Crorehas been sanctioned under the program to 25 NGOs under theproject. An amount of Rs.78.10 lakh has been disbursed so far underthe program.ProgressObjective of the program Outcomes of the projectStandardize the cultivation practices The package of practices, yield& production parameters of different parameters and economics workedvegetables under Drip Irrigation out in r/o 08 crops so farEnhance unit area productivity Yield increase by 35-60% observedIncrease in Farm Income Increase in income - more than Rs. 50,000 from 25 decimal area.To reduce water requirement 40-50% reduction in water requirement observedBetter adoption of the technology To be assessed post-project
Livelihood PromotionSericulture (Tassar Cultivation)In Jharkhand, Tassar Sericulture is being practiced traditionally bythe Tribals since time immemorial. Considering the availability ofrich forest area and available skill, there exists immense scope forsustainable employment opportunities through sericulture activities.Kharsawa district of Jharkhand is considered to be the epicentre forTassar silk. Jharkhand state alone accounts for more than 40% ofTassar Silk production in India.Tassar activitiesMASUTA, a producer Company, based at Deoghar, promoted byPRADAN and JHARCRAFT, a GoJ promoted producerorganisation, based at Ranchi are the major players in the sector.MSUTA is a producers company of Tassar yarn reelers andspinners. However, this activity has spawned a host of otheractivities in the region like Arjun plantation on degraded land,Tassar cocoon growing, growers of seed cocoons, grainages, etc.,bringing about a slow but steady economic, social andenvironmental evolution in the region. Finished yarn is sorted,graded and packed at the grading centers. The sorting and gradingis done by experts and the producer gets remuneration as per thegrading of the produce.Our InterventionRealising the potentials, based on value chain analysis of thesector, NABARD, Jharkhand RO, has been providing workingcapital assistance to the two organisations i.e. MASUTA andJHARCRAFT, for purchase of cocoon and marketing. The MASUTAproject has supported 2500 tribal women under NABARD loanassistance of Rs. 200 Lakh. With this effort the average income ofeach beneficiary has increased by Rs. 25000 per annum.A project on Improved Solar Powered Spinning Machines has beensanctioned to PRADAN for providing improved solar poweredspinning machines to the women Tassar yarn spinners in Dumkadistrict with grant assistance of Rs. 9.58 lakh. The intervention hasled to increased productivity, drudgery reduction and spinoff benefitin terms of increased study period for the children at night.As a backward integration we have supported PRADAN for Tassarbased Wadi program, in Godda district
Lac ProductionLac is an importance economic activity for the tribal population of theState. Based on its value chain analysis, we have drawn up a strategyin consultation with the stakeholders to address the various issuesconfronting the sector, starting with technology for cultivation andsupply of good quality brood lac to value addition and marketing.Our Interventions1. Support for improvement in technology of lac cultivation involving higher productivity, survival and returns, through Indian Institute of Natural Resins and Gums (IINRG), Ranchi.2. Action research programme on Kusumi lac cultivation on ber (alternate host) was sanctioned to 04 agencies in Ranchi, Khunti, West Singhbhum districts. The 04 agencies were given a total grant assistance of Rs. 34.53 lakh which benefitted 1100 families.3. Our intervention in this regard has helped in improving availability of brood lac and also increased its productivity during 2010-11.4. In order to promote scientific cultivation of Kusumi Lac involving two alternate host plants i.e. Kusum and Ber during summer and monsoon respectively, 05 projects have been sanctioned with a total grant support of Rs. 40.53 lakh for 3 years (2010-2013). This program would benefit 2400 lac growers in the state in transfer of advanced technology of broodlac prodution. The scientific package, involves identification of good host plants, improved pruning techniques, superior practices for brood innoculation, rotation of brood, spraying of insecticides and fungicides in a regulated schedule, follow up on male insect emergence, predator attacks, proper growth, proper time for harvest and better conversion (around 2.5 to 4 times).5. We are also supporting lac processing, product development and value addition for which, a grant support of Rs. 10 lakh was extended to BIOVED, Allahabad, to impart training on cultivation of lac as well as lac based handicrafts to the beneficiaries in Jharkhand at their doorsteps.
Financing Small Holder Women Poultry Growers SocietyIn order to promote livelihood opportunities of tribal women, we havebeen looking for avenues to support producers organizations for therequired interventions in the value chain. Jharkhand Women SelfSupporting Poultry Cooperative Federation ltd. provided us theopportunity for the much needed intervention.It is a state level federation of women poultry cooperative societies.The aim of the federation is, storage, marketing, processing, inputsupply, veterinary services, health care, insurance, capacity building ofthe growers etc. Presently, the federation has 9 member Co-operatives with operations spread over Lohardaga, Gumla, Khunti,E.Singbhum, Bokaro, Koderma, Godda and Dumka districts. Thecurrent scale of chick placement in all the cooperatives is to the tuneof 6 lakh day-old chicks per month. At this scale, the Federationsustains the largest organised poultry operations in eastern India with3600 producer members.The units were initially of smaller size with 300 birds, which haveincreased to 500 birds at present. It was observed that some of theunits which are in operation for 8 years, have gained sufficientexperience and have expanded to 1000 birds, with own savings. Thecost of shed & equipment was reported to be Rs. 75/Ft2 and rearingcost to be Rs. 55/bird as under.The rearing period varied from 30-35 days and each cycle of 45 days.The number of batches varied from 6-8 in a year, with an average of 7batches. The net income was in the range of Rs.2500-3000/ batch of500 birds.The services extended by the Co-operative includes, Supply of DayOld Chicks; production of feed at its feed mixing plant ; Supply of feedto growers; Supply of medicines & vaccines; Marketing and Capacitybuilding of members.Realising the potentials of the sector, we took the initiative of carryingforward the program by supporting the 1000 new units in Godda andDumka districts by providing a total loan amount of Rs, 208 lakh and agrant support of Rs, 33 lakh under its UPNRM window and an additional grant amount of Rs.84 lakhout of its Tribal Development Fund. Successful implementation of the project would giveopportunities for Banks and NABARD to finance such producer‟s organizations in the state..
Village Development Program (VDP) Degraded ResourceThe development indices of the State, indicates that the average familyincome, infrastructure development and human development of ruralJharkhand is far behind the national average and the gap is even widerwhen compared with the advanced states. The most glaring deficienciesare in the areas of Irrigation coverage, road connectivity, access toelectricity, power consumption, per capita income, pucca houses, Soil erosion.sanitation, drinking water facilities, literacy rate, the net sown area and Scanty Rainfall.cropping intensity. Forest disappeared Increase in population Increase in animal husbandryIt is in the above backdrop that NABARD felt the need for integrated Droughtvillage development addressing the issues of rural infrastructure, water Decrease in agriculturalresource, natural resource management, improvement in farm income, productivity.intensification of crop production and productivity, crop diversification,promoting livelihood (allied agriculture/forest based/non-farm activities), The Revivalcluster development, use of renewable energy, human development,social development, financial exclusion, value addition at producerslevel, marketing etc. Such integrated village development is possibleonly through convergence of various development programmes /schemes of the State / Central Government, NABARD, variousdevelopment agencies; credit support from the financial institutions,technology transfer from research institutions and support from the civilsociety organisations. Improved agricultural productivity Increased Livelihood opportunityWith the above objectives in mind, I have been leading the team at Improved energy useNABARD RO, Jharkhand, which has launched VDP in 34 villages all Improved Health statusover the State. The results are very encouraging in terms of post- Improved Literacydevelopment indices. The results from one such village is presented Financial Inclusion for allhere. Improved water and sanitation. Improved HousingThe Story of Tardiha VillageVDP in the village Tardiha in Mohanpur block of Deoghar district is an on-goingproject. The village is very backward from the point of view of infrastructure,agrarian production & productivity, livelihood opportunities, humandevelopment and financial inclusion. The cropping intensity is a mere 60%. Thelivelihood opportunities are not many. The Progress..... Particulars Pre-Project Present Status Irrigated Land (Ha) 11.3 22.3 Resource Mapping Wasteland (Ha) 3.7 2.7 Cropping intensity (%) 60 145 Yield of Paddy (Qtl./ Ha) 15 50 Yield of Wheat (Qtl./ Ha) 11 42 Yield of Maize (Qtl./ Ha) 9 25 Poverty Induced Migration (%) 50 20
Rural InnovationsA project to assess its efficacy of rearing Khaki Campbell breed of duckthrough backyard management as viable enterprise, was supported toRamakrishna Mission KVK at Ranchi and supervised by me. It hasproven to be one of the most profitable enterprise for the rural peopleespecially the tribal people of Jharkhand. The same has spread to otherparts of the State as a viable livelihood opportunity.While engaged in a discussion with the scientists at ICAR ResearchComplex for Eastern Region Centre at Plandu, Ranchi, it appeared tome that the technology of ultra-high density orcharding of guava ifdeveloped fully, could offer a viable package of practice for the uplandareas of Jharkhand. An experimental projects was thus sanctioned tothe institute. The results of the trials indicate yield possibility of 15-18tons/acre, compared to productivity of 3-5 tons/acre under traditionalmethod. Thus, it may be concluded that the yield per unit area followingthe technology, is 4 times the existing production. A profit of Rs.1.16lakh can be obtained over a period of 4 year.We supported one unique initiative of Naree Samvedana and JharkhandAlternative Development Forum, for setting up Micro Thermal PowerPlant in a remote village (Dalbhanga) of Kuchai block in Saraikela-Kharsawan district. The project is able to provide electricity to more than200 households in the village. The 10 KW thermal power plant fired bybiomass, the availability of which, is immense in the forest around thevillage, help in lighting the homes and also runs machines like oilexpeller, atta chakki, and water lifting devices.An intervention on use of renewable solar energy has been made inwatershed project areas by Indian Rural Association (IRA) with oursupport under Rural Innovation Fund towards setting up of 7 nodes ofsolar home light system, comprising of 30 SHL units and one chargingstation per node at a cost of Rs. 8.40 lakh. The SHL units have resultedin increase in productivity of the handloom units by 3 hrs. per day andthe children are able to use the same for study in the evening hours. Thecharging stations beside earning Rs 200/- per day from charging of SHLsystems are able to earn additional amount of Rs. 300/- from charging ofmobile telephones.With a view to providing alternate livelihood opportunities and also toaddress the issue of malnutrition, we have supported a pilot project onspirulina cultivation to RACHNA, an NGO in Deoghar, for setting up of amother unit and capacity building of 20 SHG members for productionand marketing of spirulina. The women members are earning aroundRs3000/- per month from this activity.
Financial InclusionAs per the National goal for financial inclusion, banking outlet has to beprovided in every village having population above 2000 by March 2012.There are 1541 such villages in Jharkhand and as per SLBC plan,banking outlets in all those villages will be set up in two phases i.e. 730 in2010 – 11 and in 811 in 2011 – 12. Moreover, all the households in thestate need to be financially included by 2015.FIF & FITF: Around 75 percent of population in Jharkhand is yet to befinancially included. Dr. Rangarajan‟s committee has identified 12districts as extremely financially excluded. There are two funds withNABARD – the Financial Inclusion Fund (FIF) and the Financial Inclusion Level of Exclusion : 75%Technology Fund (FITF) with an initial corpus of Rs. 500 crore each,subsequently enhanced by another Rs. 100crores, to be contributed by Unbanked Villages : 1541GoI / RBI / NABARD. The FIF focuses on interventions like, “Farmers‟ (>2000 population)Service Centres”, “Promoting Rural Entrepreneurship”, “Self-Help Groupsand their Federations”, “Developing Human Resources of Banks”,“Promotion of Resource Centres” and “Capacity Building of Business Progress under FITF & FIFFacilitators and Correspondents”, while the FITF will focus on funding oflow-cost technology solutions. Pilot project : 2 lakh CardsNABARD initiatives (to 2 RRBs)In Jharkhand RO, we have supported a number of programs under FIF &FITF to the Banks & NGOS to meet the above goals: Addl. Prog. : 9 lakh Cards (423 villages)FIF : Financial literacy camps in 740 villages with grant of Rs. 25 Lakhs 10 stake holders‟ capacity building program (Rs. 14 Lakhs) No Frill A/C : 40 lakh 2 programs on Bank Linkage of 5300 households to ISMW & Basix (By Banks) Doordarshan program for 24 episodes on financial inclusion Assistance of Rs. 14 lakhs to the 2 RRBs to conduct street plays in 150 villagesFITF : To address the need for low – cost technology solutions NABARD has provided grant assistance of Rs. 16.99 Crores to both the RRBs in the state for implementation of card based ICT solutions and conversion of all their branches to CBS. Additional support for hand held devices, smart cards & personalization 423 villages with population more than 2000 but unbanked.As a result of such interventions, coupled with efforts of other banks, the number of “No FrillsAccounts” in the state has reached 40 lakh as on 31 March 2011 with a lot more in the offing.