If you are a borrower or investor or want to find out about cash finance direct residential and rehab loans then here you will find what they are and how to find them.

1. Cash Finance Direct Loans For Residential
Commercial Rehab Properties
Cash Finance Direct
If you are a borrower or investor or want to find out about cash finance
direct residential and rehab loans then here you will find what they are and how to
find them.
Cash Finance Direct Loans Introduction

2. People who save want to put their money to work for them. Either they do it
directly or through an institution that does the lending for them. It is usually an
intermediary that does the dirty lending work since most people don’t have the
time or expertise to find borrowers themselves.
Lending Group Hierarchy Based On Risk
The first group of lenders in the lending pyramid is insurance companies. These
companies receive monthly cash inflows from policy holders and the cash has to be
put to work to earn interest sufficient to cover business activities and generate a
return for policy holders. These companies tend to be the least risk averse and
often invest in big commercial properties that provide the insurance companies
with collateral should the loan or the borrower default. In case of default, the
insurance company simply claims the property as payment for the loan and often
liquidate the property by selling it and recouping their invested cash.
The second group of cash finance direct lenders are the banks. These tend to be
more flexible in risk profiles. Banks lend depositors' money to other borrowers and
businesses. The extent of loans are based on credit or the ability of the loan to be
repaid assuming the loan type is business or residential. When it comes to
commercial loans, the lending is based more on how much cash flow the property
generates and whether the property can cover the debt obligation, which is the
monthly expense of the loan. Banks are more flexible in that they can offer non-
recourse loans which are loans not backed by a physical or tangible asset such as
real estate. For example, in a commercial loan, the bank analyzes how much the
property makes and whether the revenue can cover the monthly expense. There is a
limit as to whom the bank lends and how much risk it is willing to take.

3. The third group of cash finance direct lenders are private individuals like you and
me that specialize in these loans neither serviced by insurance companies nor
banks. Private lending is a whole different market segment and is not in direct
competition with insurance companies or banks. These lenders provide cash
"finance direct loans" both uncollateralized and collateralized. Uncollateralized
means that the loan is not backed by the property itself, meaning that should the
loan default the lender cannot take possession of the property on which they
originated the loan. Since these types of loans are very risky and are often built on
trust and relationship, most lenders in all the states require collateral of property as
a way to reduce exposure and risk of borrower defaults. Should the borrower
default then the lender can take steps to take ownership of the property or part of it
to try to recoup some of the losses.
Private Lending For Rehab Properties
Most private lenders like to work with investors in real estate who need to borrow
funds to finish a project. Some lenders get paid with the interest on the loan
amount plus points of closing. Whether you are approved for a loan is more a
factor of relationship and trust followed by proof the borrower has good credit and

4. is unlikely to default. A better way to get financing is to do a partnership with the
private lenders. The way it works is that the borrower assumes the cost of the loans
and points, in addition to sharing net profit after the property is rehabbed and sold
on the market. Borrowers who are smart and opt-in for sharing net profits or capital
gains with lenders are usually given priority plus unlimited funding in most shared
equity cases. That way, the borrower has freedom to pursue several projects at the
same time, especially after a level of trust already exists among parties. Cash
finance direct loans for real estate could be harder to obtain at first though after a
relationship is built, financing for any real estate project whether, residential and
commercial, could literally be a phone call away. A good way to find out more and
work with private financing is to get in touch with the largest private lending
community in the United States.
If you would like to speak to a private lender well known in the community and
ask questions that might help you better understanding private lending and how to
obtain financing for your real estate ventures as well as have access to unlimited
funding from the largest private lending community then contact Carlos Florez at
+1310.569.7103.
Finding financing for your real estate or other projects could be quit challenging
though I hope this information about lending and cash finance direct loan servicing
can better help you achieve your business projects.
Find more information on lending and who to contact by vising our blog resource
and getting in touch with someone who can help you.
http://www.juanflorez.com/blog/cash-finance-direct-loans-for-residential-commercial-rehab-properties