Consumer Snapshot February 2013
 

Consumer Snapshot February 2013

on

  • 324 views

 

Statistics

Views

Total Views
324
Views on SlideShare
269
Embed Views
55

Actions

Likes
0
Downloads
2
Comments
0

2 Embeds 55

http://ic.consumersnapshot.com 51
http://insightcenter.goprospertech-staging.com 4

Accessibility

Categories

Upload Details

Uploaded via as Adobe PDF

Usage Rights

© All Rights Reserved

Report content

Flagged as inappropriate Flag as inappropriate
Flag as inappropriate

Select your reason for flagging this presentation as inappropriate.

Cancel
  • Full Name Full Name Comment goes here.
    Are you sure you want to
    Your message goes here
    Processing…
Post Comment
Edit your comment

Consumer Snapshot February 2013 Consumer Snapshot February 2013 Presentation Transcript

  • Consumer Snapshot february 2013 www.ProsperDiscovery.com
  • february 2013 1 2 3 sentiment strategy discoveryDisclaimer: Prosper Business Development and its affiliated companies (“Prosper”) make no warranties, either expressed or implied, concerning: data gathered or obtained from any source; the present orfuture methodology employed in producing the statistics; or the data and estimates represent only the opinion of Prosper and reliance thereon and use thereof shall be at the user’s own risk.© 2013, Prosper®
  • sentimentvery confident/confident in chances for a strong economy{adults 18+}40.0% consumer confidence38.0% rises month-over-month, consistent with University of Michigan/Thomson Reuters consumer sentiment gauge36.0% (preliminary February 201 reading) 334.0%32.0%30.0%28.0%26.0%Source: Monthly Consumer Survey© 2013, Prosper®
  • sentiment expecting “more” layoffs over the next 6 months {adults 18+} More U.S. Unemployment Rate consumer confidence 35.0% 10.0% rises month-over-month, consistent with University of 9.0% 30.0% Michigan/Thomson Reuters consumer sentiment gauge 8.0% (preliminary February 201 reading) 3Expecting “More” Layoffs U.S. Unemployment Rate 25.0% 7.0% employment 6.0% 20.0% those expecting “more” layoffs reaches highest 5.0% February reading in 3 years, as U.S. unemployment 15.0% 4.0% remains a stagnant 7.9% for January 10.0% 3.0% 2.0% 5.0% 1.0% 0.0% 0.0% Feb-10 Feb-11 Feb-12 Feb-13 Source: Monthly Consumer Survey, Bureau of Labor Statistics © 2013, Prosper®
  • sentimenthow have new “fiscal cliff” tax laws impacted spending? consumer confidence rises month-over-month, consistent with University of Michigan/Thomson Reuters consumer sentiment gauge (preliminary February 201 reading) 3 employment those expecting “more” layoffs reaches highest February reading in 3 years, as U.S. unemployment remains a stagnant 7.9% for January policy are consumers feeling the effects of the new “fiscal cliff” federal tax laws?© 2013, Prosper®
  • strategy fiscal cliff tax laws deal passed on New Year’s Day raised taxes for 3 out of 4 Americans in 201 according to the 3, Tax Policy Center© 2013, Prosper®
  • strategyhow have the new “fiscal cliff"federal tax laws affected the spending,saving, or budgeting plans of your household for 201 {adults 1 3? 8+} Greatly fiscal cliff tax laws Impacted, 16.7% deal passed on New Year’s Day raised taxes for 3 out of 4 Americans in 201 according to the 3, Tax Policy Center Little or No impact Impact, 2 out of 5 reported “little or no impact” on 41.8% finances; just as many feel “somewhat” impacted more than one out of ten have been “greatly” impacted Somewhat Impacted, 41.5%Source: Monthly Consumer Survey© 2013, Prosper®
  • strategytop 5 ways consumers are financially coping with new“fiscal cliff” tax laws {adults 18+} fiscal cliff tax laws Spending less overall deal passed on New Year’s Day raised taxes for 3 out of 4 Americans in 201 according to the 3,Watching for sales more often Tax Policy Center impact Reducing dining out 2 out of 5 reported “little or no impact” on finances; just as many feel “somewhat” impacted Using coupons more often more than one out of ten have been “greatly” impacted Spending less on clothing cope 0.0% 10.0% 20.0% 30.0% 40.0% 50.0% 60.0% 3 out of 4 households report that they are taking Adults 18+ HH Earning Under $50K HH Earning $50K+ measures to financially cope with the new fiscal cliff tax lawsSource: Monthly Consumer Survey© 2013, Prosper®
  • discoveryhappiness & the economy happy people buy houses new discovery provides support that happiness is a leading indicator of key economic markers: happiness & housing The correlation was examined between the Happiness Score and thousands of government data points, resulting in more than 6,000 correlation coefficients. The observations were time shifted one month (with happiness leading) and relationships were identified with people’s overall happiness and the following: New Private Housing Permits (r=.79) New Private Housing Starts (r=.75) New Private Housing Under Construction (r=.61) for more… visit ProsperDiscovery.com© 2013, Prosper®
  • thanks visit ConsumerSnapshot.com access: ______________________to Consumer Snapshot InsightCenter™ PowerPoint Slides …and more Prosper Insights & Analytics™ 400 W Wilson Bridge Rd, Ste 200 Worthington, OH 43085 info@goProsper.com ProsperDiscovery.comMessier 82 image source © 2013, Prosper®