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Presentation on the Brainport strategy in the South-East netherlands

BrainportEindhoven – Leuven – Aachen triangle ,[object Object]

5.9 million inhabitants

Total GDP: € 157.5 billion

€ 28.000 GDP/capita

2.9 million active labor force,[object Object]

SYSTEMS-IN-FOILSensing and acting foils/films

LED LIGHTING

SMART ENERGY GRID Intelligence needed for: - energy conversion- storage of energy Illustration: Samenwerkende netten: Elektr@net, G@snet, W@rmtenet

Understanding your roots

Innovation supply networks

ProGRAMME

POWER: NEW GOVERNANCEThe Brainport model New governance: ,[object Object]

A comprehensive agenda

Implementation power,[object Object]

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Insurance IoT is a social good! Because: 🔵 Expected losses can be reduced structured programs with both real-time mitigation actions to solve a specific situation, and behavioral change mechanisms to promote safer behaviors (both in personal and commercial lines) 🔵 Rate can be matched to risks better: - Smaller and more accurate pricing clusters allow a large part of profiles to receive a lower rate - Even with the ability to price the individual probability of loss (cluster of one) the insurance foundation isn’t canceled (The risk of each policy will contribute to the expected losses of the portfolio; The premiums paid by many lucky policyholders will be used to pay the claims of the few unlucky policyholders who had an accident in a period of coverage) 🔵 IoT data can be used to increase the effectiveness and efficiency of the claim process, so improving the combined ratio ceteris paribus ⏩ Large part of the policyholders will pay less (and portfolios currently difficult to insure will become more insurable) Insurance IoT (and telematics) is not about providing a discount Insurance IoT (and telematics) is about creating economic value using the data and sharing part of this value with policyholders (and agents & brokers) An integrated holistic adoption of the IoT paradigm is a game changer for your insurance business and a social good: ◾ it allows to improve the availability and affordability of insurance coverages ◾while allowing the sector to write a profitable business Below you can enjoy a selection of best practices in both personal and commercial lines - written with some of the IoT Insurance Observatory members - that have already started to obtain results from their IoT business transformation journeys

Insurers' journeys to build a mastery in the IoT usage

Insurers' journeys to build a mastery in the IoT usage

Insurers' journeys to build a mastery in the IoT usage

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110125 p dortmund_def (1)

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3. 5.9 million inhabitants

4. Total GDP: € 157.5 billion

5. € 28.000 GDP/capita

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7. SYSTEMS-IN-FOILSensing and acting foils/films

8. LED LIGHTING

9. SMART ENERGY GRID Intelligence needed for: - energy conversion- storage of energy Illustration: Samenwerkende netten: Elektr@net, G@snet, W@rmtenet

10. Understanding your roots

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16. Innovation supply networks

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24. A comprehensive agenda

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26. Project development and programme management

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29. A COMMON PROGRAMMEBrainport Navigator 2013

30. POWER: NEW GOVERNANCEThe Brainport model – success factors

31. THE POWER OF COOPERATION www.brainport.nl Thank you for your attention Joep Brouwers MPM Vice-Director Brainport Development N.V. j.brouwers@brainportdevelopment.nl