Repair your credit and raise your credit score today! Check out these credit repair reviews to choose the right program to repair your credit today. Click here: http://credit-repair.96-brilliant-clever-essays.com

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Repair your credit and raise your credit score today! Check out these credit repair reviews to
choose the right program to repair your credit today. Click here:
http://credit-repair.96-brilliant-clever-essays.com
==== ====
A list of ten credit repair tips follows. This is by no means a complete list, maybe just enough to
get you started.
Credit Repair Tip #1
Look for free information before you buy anything. Did you know that the three major credit
bureaus, Experian, Equifax and TransUnion, are required to provide consumers with one free copy
of their credit report every year? If not, you are not alone. Companies which sell credit reports
and other credit repair tips are betting that most people do not.
Credit Repair Tip #2
Visit http://www.annualcreditreport.com. At this site consumers can view and print the information
accumulated by the credit report agencies or credit bureaus. There is no charge for these reports,
but the credit bureaus are allowed to promote the products that they sell, such as credit repair tips,
on this site.
Credit Repair Tip #3
There may be a lot of information on your credit report or just a little, depending on the types of
credit that you have and the length of time that you have been using credit. Print the reports out
and begin the process of reviewing the information that the credit bureaus have been
accumulating about you. Use a yellow highlighter to highlight information that you believe may be
inaccurate, misleading or unverifiable. This is information that you will dispute.
Credit Repair Tip #4
One of the credit bureaus has an on-line dispute system, but it is not very user friendly. The
window is tiny and in order to read a sentence, you have to scroll from left to right. The best way
to notify the credit bureaus of your disputes is to send them a letter. Letter writing suggestions are
included in many books with credit repair tips, but you can view a perfectly usable example of a
dispute letter at the Federal Trade Commission's credit website.
Credit Repair Tip #5
Wait.
Credit Repair Tip #6

2. If you have not received a response from the credit bureau or bureaus within thirty days, send a
follow-up letter: "Please remove these items from my credit report immediately. I have waited a
reasonable amount of time."
Credit Repair Tip #7
Wait.
Credit Repair Tip #8
If you receive no response from the follow-up letter, you will need to contact a lawyer, preferably
one that specializes in credit repair issues. The credit bureaus are allowed to disregard disputes
that they consider frivolous. There are no guidelines for disputes which might be considered
frivolous.
Credit Repair Tip #9
Sometimes options are recommended which are illegal, such as file segregation. Do not create
more problems for yourself.
Credit Repair Tip #10
Visit myfico.com for more credit repair tips. This site also shows how different actions affect your
credit score.
There are several sources on the internet for credit repair tips. As with most information, there are
hundreds of books full of credit repair tips, software programs with credit repair tips and credit
repair specialists that charge for their credit repair tips, but there is a lot of free information as well.
For more credit repair tips, visit the Credit Repair Blog.
The writers and editors of the Credit Repair Blog are dedicated to providing accurate information
about credit repair issues. Visit us at http://creditfixnow.blogspot.com
Article Source:
http://EzineArticles.com/?expert=Patsy_Rose

3. ==== ====
Repair your credit and raise your credit score today! Check out these credit repair reviews to
choose the right program to repair your credit today. Click here:
http://credit-repair.96-brilliant-clever-essays.com
==== ====