Find out what 4 questions you have to ask yourself before deciding whether or not to refinance your home loan...

1. FOUR QUESTIONS TO ASK BEFORE YOU REFINANCE HOME
LOAN DEBT
As things are changing in the economy, you may be looking at your current mortgage and trying
to decide whether you should refinance home loan debt now. There are some advantages but
before you decide, be sure to ask yourself some of these important questions.
Would an Adjustable Interest Rate be Smart?
If you are thinking about choosing to refinance home loan with an adjustable interest rate, you
may want to rethink the idea. While adjustable interest rates can be a good choice when you
are taking out a loan when the rates are elevated, you would be better off in most cases
choosing a fixed interest rate.
The benefit of the latter choice is that you’ll always know how much each monthly payment is
going to be. You don’t have to worry about unexpected increases that you cannot afford.
Remember adjustable interest rates are one of the reasons for the current foreclosure crisis in
the real estate market…
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