Try this site where you can compare quotes from different companies: WWW.ANNUITY-HELP.US What is the approximate value in five years of a $35,000 annuity at an investment rate of 15%? At 15% it would grow to about $70,000. This of course is unheard of with annuities and that would not be tax free either. It probably would not be available for withdrawling without substantial penalties and fees in just 5 years either. Annuities are safe long term investments not quick high rate of return on investment vehicles to invest in.