The document summarizes a Money Manager Card, which is a debit card that provides free access to ATMs, purchases, customer service, and bank teller withdrawals. It offers direct deposit of paychecks, bill pay services, mobile alerts, and companion cards. Key benefits over check cashing include free transactions and deposits without fees. The card can be used to get cash, make purchases, pay bills online or over the phone, and check balances without fees. It also provides security features like purchase protection and zero liability for lost or stolen cards.
2. Agenda
• What is a Money Manager Card?
• Why a Money Manager Card?
• Using the Money Manager Card
• Lost/Stolen Card
• Helpful Hints
• Summary
3. What is the Money Manager Card?
Debit not Credit
Direct Deposits
Signature “Credit” Purchase
ATM Access
Bank Teller Withdrawals (OTC)
Customer Service (live person)
4. Additional Card Features
Features
Retail Cash loading √
Message Alerts (email/phone) √
Bill Pay Service √
Companion Cards √
Card to Card Transfers √
Card to Account Transfers √
5. Comparison
Benefits Check Cashing
Direct Deposit
√ X
Free ATM Network
√ X
Free Purchases
√ X
Free Customer Service
√ X
Free Internet Account
√ X
TAC Benefits
√ X
6. Why A Money Manager Card?
• Best of a Bank
Always Free Transactions
• Allpoint ATMs
• Signature Purchases “Credit”
• Customer Service
• Bank OTC Withdrawals
• None of the “pain”
–No Overdraft Fee
–No Monthly Fee
–No Minimum Balance
8. Getting Paid – Before
• Travel to get to work
– (even if you are not working
that day)
• Wait to get check
– Wait to get check
– Wait to get check
• Travel to cash check
• Wait to cash check
– Wait to cash check
– Wait to cash check
• Cash check {pay $$$?}
• Travel home/back to work
9. Getting Paid - After
…
ZZ
ZZ
You don’t have to leave
home or interrupt your
day just to get paid
10. Paying Bills - Before
• Travel to get cash or money
order
• Wait to get cash or money
order
– Wait to get cash/money order
– Wait to get cash/money order
• Travel to pay bill
• Wait to pay bill
– Wait to pay bill
– Wait to pay bill
• Pay bill
• Travel home/back to work
11. Paying Bills - After
You don’t have to leave
home to pay bills. You
can use the phone or the internet
13. Cardholder
Activate Card
Call (855) 662 – 2662 (English/Spanish)
Enter card number and PIN
PIN is the last 4 of the Social Security Number
Forced PIN change
14. Cardholder
Using the Money Manager Card
Balance Inquiries
Getting Cash
Purchases
Account Transfers (savings)
Bill Pay
Statements
16. Balance Inquiries
Getting Cash
Always Free Purchases
Account Transfers (savings)
Bill Pay
Statements
Always Free
37,000 ATMs Always Free
Up to 20x a day 70,000 Branches
Always Free Card and photo ID
Millions of locations
21. Balance Inquiries
Getting Cash
Signature or PIN? Purchases
Account Transfers
(savings)
Bill Pay
Statements
For the benefits of Purchase Security, Visa’s Zero Liability Protection and
to avoid the POS PIN fee of U$0.49 always use “Signature” at the point of
sale.
When asked “Debit or Credit” choose Credit. This ensures you are
protected under Visa’s Zero Liability program, provides you purchase
security for each transaction and it is free of charge.
27. Email and Mobile Alerts
Text alerts to the mobile
phone may cost you money
Email Alerts are free
28. Lost / Stolen Card
• Lost / Stolen Card
– Always Free Replacement
• USPS 7-10 Days
– Expedited Delivery – $10.00
• FedEx 2 day process
29. Helpful Hints
• Add more deposits...
– Second Job/Government Benefits
• Purchasing Gas
– Pre-Pay inside with the attendant
Pre-Pay this Guy Not the machine
30. Summary
• Its a Debit not a Credit Card
• Access to the largest Free ATM network
• Select “Checking” when using ATMs
• Select “Credit” at the point of sale
• No Overdraft, Monthly Fees or Minimum
Balance - Everyone is eligible
• Prepay “inside” for gas purchases.
