YESpay Corporate Presentation 2009

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YESpay International provides card payment processing gateway service to merchants which is PCI-DSS and PA-DSS compliant and available in UK, Ireland, Denmark, Canada and USA.

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YESpay Corporate Presentation 2009

  1. 1. Gateway to Managed Payment Services YESpay International Limited Group Corporate Presentation Global Provider of Chip & PIN & E-Commerce Card Payment Service Confidential – Retail Payment Services -1- - 1-
  2. 2. Agenda Gateway to Managed Payment Services • YESpay Corporate Highlights • Customers – Merchant Business Drivers • Solution – YESpay EMBOSS Payment Service • Operations Confidential – Retail Payment Services -2- - 2-
  3. 3. Corporate Structure Gateway to Managed Payment Services • Founders, Investors & Board: – Dr. Chandra Patni – Founder, CEO, CTO and Chairman - UK – Mr. Rohit Patni – Founder, EVP Sales & Marketing, Director - UK – Dico A/S – Danish VC Investor, Non-Exec Director - Denmark – Mr. Mikael Konnerup, CEO Dico A/S, Non-Exec Director - Denmark – Mr. Remy Detonnac – CEO Inside Contactless, Non-Exec Director - France • Group Companies: – HQ: YESpay International Limited, Founded 2002- London UK – Sales Subsidiary: YESpay International Limited, Founded 2008, Toronto Canada – Back office: YESpay IT Services (India) Private Limited, Founded 2003, Indore India – 70+ professional staff Confidential – Retail Payment Services -3- - 3-
  4. 4. Corporate Highlights Gateway to Managed Payment Services • Business Focus: – Managed Card Payment Services • EMV payment services for Integrated EPOS, Kiosk, Hospitality and Internet • Pre-accredited Internet IP-based EMV Payment Gateway Service – RECURRING REVENUE Business Financial Model – Highly secure outsourced payment services – PCI-DSS security certified • Marketing: – Partnership and certification with Bank Card Acquirers – UK, Canada, USA, Scandinavia • UK - Barclaycard, RBS, Lloyds Group, HSBC, Elavon, AMEX, Diners • Ireland – Ulster Bank, AIB • Denmark – PBS • USA/Canada – Chase Paymentech, First Data, Elavon, Moneris – Channel Marketing Partners – 350+ Solutions Companies – Direct to - Tier 1, 2 and 3 retailers Confidential – Retail Payment Services -4- - 4-
  5. 5. Managed Card Payment Services Gateway to Managed Payment Services EasyV-Retail Card Acquirers EasyV-Kiosk Mobile E-Top-Ups EasyV-Mobile Gift cards EasyV-Internet Bill payments EasyV-MobilePOS Confidential – Retail Payment Services -5- - 5-
  6. 6. Customers - References Gateway to Managed Payment Services dolcis Confidential – Retail Payment Services -6- - 6-
  7. 7. Customers - Merchant Business Drivers Gateway to Managed Payment Services • Minimal implementation, ongoing costs, complexity and timescales – Outsourced EMV Chip & PIN payment service – Accredited with Acquirer – PCI DSS certified • High-speed and high-availability on-line payment processing service • Flexibility - detailed MIS and transaction reporting • Limited staff retraining • Access for extended help desk services Outsourced Payment Services? Confidential – Retail Payment Services -7- - 7-
  8. 8. Customers - In house Vs Outsource Payments? Gateway to Managed Payment Services Step Map out the costs associated with both in 1 house and outsource payments model Step Considered the PCI Compliance costs 2 pertaining to the different options Step Considered the risks associated with both models 3 Step Considered the ‘time to compliance’ with both models 4 Step Planned and implemented remediation 5 Step Obtain certification 6 Confidential – Retail Payment Services -8- - 8-
  9. 9. Customers - Outsourcing Card Payments Gateway to Managed Payment Services Overall PCI compliance costs reduced by over 65% A A Operations costs significantly reduced too! Confidential – Retail Payment Services -9- - 9-
  10. 10. PCI Accredited Card Payment Services Gateway to Managed Payment Services • Managed Service • Pre-Accredited • PCI:DSS compliant Powered by EMBOSS from YESpay International Ltd Confidential – Retail Payment Services - 10 -10 - -
  11. 11. Merchant EPOS with YESpay Card Services (Detail) Gateway to Managed Payment Services Confidential – Retail Payment Services - 11 -11 - -
  12. 12. Features Gateway to Managed Payment Services • Pre-Accredited for quicker implementation • Fast Authorisation • Real-time Logging: Transactions are logged centrally during online authorisation • Batched overnight settlement without further store intervention. • Data Centres already certified PCI:DSS compliant • No X.25 lines or dedicated lines required – uses Internet • Traffic can be straight onto Internet from the stores or headoffice • All OLA traffic uses Secure Sockets • Continuity: Dual Data Centres & Dual ISPs • Resilience: Permitted local offline transactions if comms is down Confidential – Retail Payment Services - 12 -12 - -
  13. 13. Supports Gateway to Managed Payment Services • Schemes – Visa Credit, Debit, Electron – MasterCard – Maestro (Domestic and International), Solo and Laser – Amex, JCB, Diners Club, DUET, PHH • Transactions: – Cardholder Present • Optionally with Cashback – Mail Order/Telephone Order • Card Security Code • Address and Postcode Verification – Contactless option (new for 2008) • Barclaycard Merchant Services Approval using • Others devices and banks to follow – Hospitality option – mobile payment terminal, gratuities. Internet Payments Confidential – Retail Payment Services - 13 -13 - -
  14. 14. Reporting Portal Gateway to Managed Payment Services • Transaction View – Real-time transaction history – Drill-down into detail – Filter by Branch /Terminal / Dates • Batch View – Totals – Drill-down into transactions – Download as a CSV file – Quick subtotals with Excel Confidential – Retail Payment Services - 14 -14 - -
  15. 15. High Availability - Service Level Agreements Gateway to Managed Payment Services • Bureau service operation – 24 x 7, 99.9% availability • Secure IP connectivity • High throughput transaction authorisation (~2-4 seconds) • Settlement file preparation and submission to multiple card acquirers • Post-sales support • Help desk with extended hours (Monday to Sunday 9am to Midnight) • Retailer reporting via WWW web (option to consider back-office system integration) Confidential – Retail Payment Services - 15 -15 - -
  16. 16. Benefits – YESpay Service Benefits Gateway to Managed Payment Services • Utilise fully accredited outsourced payment processing service – Avoid full PCI Audits – Avoid Acquirer certification – Eliminates costs, security problems associated with running in-house systems – No CAPEX - equivalent to the cost of a bank owned terminal • Choice of PCI PED and EMV 1 and 2 approved PIN Pads • Availability, reliability, speed and security of on-line authorisation and settlement • Utilise in-store communications – ISDN, ADSL, GPRS, 3G • Improved reporting and MIS • Flexible Service Level Agreement • Future roadmap – gift, loyalty, Internet and wireless payments Confidential – Retail Payment Services - 16 -16 - -
  17. 17. Benefits – Retailer/Merchant Focus Gateway to Managed Payment Services Empowers Quick Return on Scales with Retailer Business Growth Productivity Investment (ROI) • Make Fast – informed • Minimal costs for PCI & • Single Store – Single lane decisions EMV accreditation to … • Provides immediate visibility • No Capex • Multi Store – Multi lane • Focus on core competences • Monthly rental fees • New payment services such as Gift, Loyalty, • Outsource payment needs • No need for in-house IT Internet services / support Confidential – Retail Payment Services - 17 -17 - -

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