W3W WEEK#20

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Mobile-related technologies for the past week, in 3 (or almost) words: Medical, Android Wear, Virtual Mobile Wallet

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W3W WEEK#20

  1. 1. 1 THE WEEK IN 3 WORDS
  2. 2. 2 WEEK #20
  3. 3. MEDICAL 3
  4. 4. 4 When an application objectives become learning or curing, we know that the technology is mature enough to provide a real service to users. This bascule is happening for mobile applications. Mimi, an example amongst many others, is developing an iOS application that helps evaluating earing loss. It does not seem much as is, but it means mobile devices and applications are now considered reliable medical assets. The mobile paradigm is definitely shifting to improving users’ daily life.
  5. 5. ANDROID WEAR 5
  6. 6. 6 Android Wear is the version of the Android Operating System aiming wearable devices. It basically defines how an Android application will pull information on a wearable device. Still in a preview state because no wearable device implements this OS for now, the promise is big, as Android leads the smartphones market. So big that both Motorola and LG have announced the release of a smart watch powered by Android Wear for 2014. Let’s bet those watches are the first of a long series of wearable devices implementing Android Wear.
  7. 7. VIRTUAL MOBILE WALLET 7
  8. 8. 8 “We all are Paypal!” That’s what seems to the motto of banks and credit companies. Being the intermediate between the consumer and the merchants is key in terms of visibility, improvement of the end-users trust (and subscriptions) and available cash flow (the money probably travels some hidden routes between the payer and the seller…) Besides Mastercard and Visa, many big banks are trying to provide users with a virtual wallet, with mitigated results… Fivory is the latest French initiative (Crédit Mutuel) and aims to differentiate itself from its competitors by introducing pre-sales features (coupons, on-line catalogs, etc.) Unfortunately, paying with the smartphone requires a compatible technology. Merchants have NFC payment devices, but the iPhone is not (yet, see week #16) equipped with NFC chip. QR code is compatible with all smartphones, but with very few payment devices... It will still take some time until both consumers and merchants are ready for a virtual mobile wallet.

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