Presented by The SEED Foundation at the NPEA 2014 conference in Minneapolis, MN on April 24-25, 2014.

1. SEED
Overview
CTS
Overview
Why
Financial
Educa7on?
SEED
Financial
Educa7on
Model
SEED
Advocacy

2. Why
does
SEED
exist?
2
Only
half
of
all
low-­‐income
high
school
graduates
immediately
enroll
in
college.
Only
one
in
ten
low-­‐income,
first-­‐genera4on
students
that
enroll
in
college
earn
a
bachelors
degree.
Even
those
who
make
it
to
their
first
day
of
college
are
unlikely
to
see
gradua;on
day.
SEED
Overview
CTS
Overview
Why
Financial
Aid?
SEED
Financial
Aid
Model
SEED
Advocacy

3. SEED
is
more
than
a
school.
SEED
brings
students
together
in
a
24-­‐hour-­‐a-­‐day,
5-­‐day-­‐a-­‐week
community
with
highly
dedicated
teachers,
counselors,
and
College
Transi:on
&
Success
(CTS)
specialists
focused
on
college
readiness
and
comple7on.
SEED
Overview
CTS
Overview
Why
Financial
Aid?
SEED
Financial
Aid
Model
SEED
Advocacy

4. SEED
Overview
CTS
Overview
Why
Financial
Aid?
SEED
Financial
Aid
Model
SEED
Advocacy
CTS:
Services
from
6
-­‐
16

5. SEED’s
College
Matching
Tier
System
5

6. OUR
GOAL:
COLLEGE
COMPLETION
8%
11%
%
earning
a
bachelor’s
degree
within
six
years
Lowest
income
quar7le
students
Low-­‐income,
first-­‐
genera7on
students
who
enroll
in
college
All
SEED
graduates
who
graduated
from
high
school
5+
years
ago
SEED
graduates
who
enrolled
in
CTS-­‐
recommended
colleges
54%
Na;onal
Average,
31%
33%
SEED
Overview
CTS
Overview
Why
Financial
Aid?
SEED
Financial
Aid
Model
SEED
Advocacy

7. College
affordability
is
a
na7onal
problem.

8.
College
students
are
paying
more
as
state
financial
aid
drops.
Median
debt
load
=
Approx.
$22,000
SEED
Overview
CTS
Overview
Why
Financial
Aid?
SEED
Financial
Aid
Model
SEED
Advocacy

9. Many
colleges
have
high
costs
and
low
gradua:on
rates.
College
or
University
Average
Annual
Cost
ASer
Grants
&
Scholarships
Six-­‐Year
Gradua:on
Rate
School
1
$14,207
8%
School
2
$16,257
29.2%
School
3
$9,489
39.7%
SEED
Overview
CTS
Overview
Why
Financial
Aid?
SEED
Financial
Aid
Model
SEED
Advocacy

10. Affording
college
is
a
challenge.

11. The
world
of
financial
aid
can
be
overwhelming…
Every
college
is
different
and
there
are
mul7ple
layers
of
complexi7es.
Many
colleges
offer
liZle
to
no
ins7tu7onal
financial
aid.
Some
colleges
reduces
ins7tu7onal
scholarships
when
students
receive
local/outside
scholarships.
Most
colleges
don’t
offer
a
loan-­‐
free
educa7on.
SEED
Overview
CTS
Overview
Why
Financial
Aid?
SEED
Financial
Aid
Model
SEED
Advocacy

12. SEED
is
taking
a
proac7ve
approach.

13. The
world
of
financial
aid
can
be
overwhelming…
Every
college
is
different
and
there
are
mul7ple
layers
of
complexi7es.
Many
colleges
are
expensive,
and
a
lot
of
them
offer
liZle
to
no
ins7tu7onal
financial
aid.
Numerous
colleges
offer
scholarships
to
a
few
students.
Some
even
punish
students
for
receiving
outside
scholarships.
Most
colleges
don’t
offer
loan-­‐
free
educa7on.
…Unless
you
are
an
informed
consumer.
SEED
has
a
financial
educa:on
model
designed
to
simplify
the
complexi:es.
SEED
has
iden:fied
colleges
that
are
affordable
and
offer
numerous
financial
aid
op:ons.
SEED
has
iden:fied
colleges
that
give
scholarships
and
encourage
students
to
win
outside
scholarship
dollars.
SEED
helps
students
find
and
apply
to
scholarships.
SEED
has
iden:fied
colleges
that
offer
loan-­‐free
and
limited
loan
degree
op:ons.
SEED
Overview
CTS
Overview
Why
Financial
Aid?
SEED
Financial
Aid
Model
SEED
Advocacy

14. SEED
advises
students
and
families
about
making
college
affordable.

15. Financial
educa:on
is
a
cri:cal
part
of
SEED’s
CTS
program.
We
provide:
• Tools
to
evaluate
college
grants,
loans,
and
work
opportuni7es.
• Counseling
to
help
match
students
to
affordable
colleges.
• Assistance
to
complete
and
submit
winning
scholarship
applica7ons.
• Training
to
make
informed,
quality
financial
decisions.
SEED
Overview
CTS
Overview
Why
Financial
Aid?
SEED
Financial
Aid
Model
SEED
Advocacy

16. Snapshot
of
Financial
Educa:on
Model
• 25
student
workshops
(grades
6
–
12)
• 12
family
workshops
(grades
6
–
12)
• Curriculum
integrated
weekly
with
financial
aid
and
financial
literacy
skills
(grades
6
–
12)
• Regular
advising
services
via
webinars,
phone,
and
in-­‐person
sessions
(during
college
years)
SEED
Overview
CTS
Overview
Why
Financial
Aid?
SEED
Financial
Aid
Model
SEED
Advocacy

17. Financial
Educa:on
Workshops
Middle
School
SEED
Overview
CTS
Overview
Why
Financial
Aid?
SEED
Financial
Aid
Model
SEED
Advocacy
Grade
Curriculum
Student
Workshops
Parent
Workshops
6
The
Classroom
Economy
Math
is
Important
I
(October)
Math
is
Important
II
(November)
Intro
to
SEED's
Financial
Educa7on
Model
(September)
Inves7ng
in
a
College
Educa7on
(October)
7
College
Is
My
Future
Career
By
Degree
(October)
Financial
Aid
Checklist
(November)
College
Costs
(November)
8
College
Is
In
My
Future
Know
How
to
Go
(October)
Knowledge
is
Power
(November)
Savings
and
Inves7ng
(November)

18. Financial
Educa:on
Workshops
High
School
SEED
Overview
CTS
Overview
Why
Financial
Aid?
SEED
Financial
Aid
Model
SEED
Advocacy
Grade
Curriculum
Student
Workshops
Parent
Workshops
9
TG
Financial
Literacy
Needs
and
Wants
(October)
Credit
Basics
(November)
Intro
to
SEED's
Financial
Educa7on
Model
(September)
Needs
and
Wants
(October)
10
TG
Financial
Literacy
Looking
for
College
Scholarships
(October)
Managing
Credit
(November)
Book
of
College
Majors
(February)
Looking
for
College
Scholarships
(October)
Managing
Credit
(November)

19. Financial
Educa:on
Workshops
High
School
(cont.)
SEED
Overview
CTS
Overview
Why
Financial
Aid?
SEED
Financial
Aid
Model
SEED
Advocacy
Grade
Curriculum
Student
Workshops
Parent
Workshops
11
TG
Financial
Literacy
Spending
Plans
(September)
Looking
for
College
Scholarships
(October)
How
Do
You
View
Money?
(November,
December,
January,
February)
(4
classes)
How
to
Write
a
Scholarship
Essay
Part
1
How
to
Write
a
Scholarship
Essay
Part
2
Looking
for
College
Scholarships
(October)
The
Financial
Aid
Process
(February)

20. Financial
Educa:on
Workshops
High
School
(cont.)
SEED
Overview
CTS
Overview
Why
Financial
Aid?
SEED
Financial
Aid
Model
SEED
Advocacy
Grade
Curriculum
Student
Workshops
Parent
Workshops
12
TG
Financial
Literacy
Employee
Compensa7on
(September)
Financial
Aid
Checklist
(September)
Monitoring
Spending
(November)
The
Financial
Aid
Process
(November)
Financing
a
College
Educa7on
(December)
Comparing
Financial
Aid
Offers
(January)
The
Financial
Aid
Process
(November)
Financing
a
College
Educa7on
(December)
FAFSA
Comple7on
Night
(February)
Comparing
Financial
Aid
Offers
(February)

21. SEED
Overview
CTS
Overview
Why
Financial
Aid?
SEED
Financial
Aid
Model
SEED
Advocacy
Financial
Educa:on
Workshops
High
School
Course
Snapshot
Workshop
Curriculum:
TG
Financial
Literacy
Student
Workshop:
Comparing
Financial
Aid
Offers
Family
Workshop:
Comparing
Financial
Aid
Offers
Grade:
12
Workshop
Objec:ve:
Students
and
families
will
understand
the
components
of
a
financial
aid
award
leZer,
including
how
to
review
and
compare
offers
from
different
ins7tu7ons
before
making
a
final
decision.
Workshop
Agenda:
• Financial
Aid
Programs
Review
• 10
Financial
Aid
Offer
Characteris7cs
• Financial
Aid
Packaging
• Sample
Financial
Aid
Packages
• Analyzing
Financial
Aid
Offers
• Applying
for
Late
Spring
Scholarships

22. Financial
Educa:on
Workshops
Your
College
Years
(Sample:
College
Year
1)
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O7$#&'()
((
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((
6&#EE)09'FPQ-*)<''&-*2()?E1"C)) +-*#*F-#.)5-$)I',-*$'"()#*$)O7$#&'()
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23. It’s
Working!
Successfully
help
students
complete
financial
aid
appeal
processes
Emergency
support
and
financial
aid
counseling
provided
to
reduce
tui7on,
fees
and
housing
costs
Affordable
college
selec7ons
are
being
made
resul7ng
in
a
reduc7on
of
student
loan
debt
SEED
Overview
CTS
Overview
Why
Financial
Aid?
SEED
Financial
Aid
Model
SEED
Advocacy

24. And
we’re
sharing
our
lessons
learned.
• U.S.
Department
of
Educa7on
Mee7ngs
• White
House
Ini7a7ve
on
Historically
Black
Colleges
and
Universi7es
• Best
Prac7ces
Sharing
with
Maryland,
Illinois,
and
more!
SEED
Overview
CTS
Overview
Why
Financial
Aid?
SEED
Financial
Aid
Model
SEED
Advocacy

25. Let’s
improve
college
comple7on
rates
by…
Improving
financial
educa:on
awareness
and
making
informed
college
and
financial
aid
decisions.

26. Ques7ons?