Our mission is to help companies implement voluntary benefit programs to fill gaps in health insurance. There is a need for these benefits as many employees cannot afford unexpected medical costs and deductibles are rising. Voluntary benefits are fully funded by employees but help attract talent. Popular options include accident, critical illness, hospital indemnity and guaranteed issue life and disability insurance. Companies can offer these benefits at no cost by scheduling employee presentations and enrollment meetings.
1. Our Mission is to help companies strategize, implement, and
service the entire voluntary benefit process.
2. There has never been a better time for your
company to have Voluntary Benefits
Change in health care offerings
Gaps in Coverage
Increased out-of-pocket expenses
3. The Reality is…
52% have less than $1,000 to pay out-of-
pocket expenses associated with
unexpected serious illnesses or accident,
and 28% have less than $500 available.
The average deductible in 2016 is
$3,177 and the out-of-pocket maximum
is $6,110.
4. How will your employees pay?
Are they going to get a bank loan or put it on a credit
card?
Are they going to dip into their Savings or Retirement?
Or are they going to come knocking on your
door?
Are they going to borrow from friends & family?
5. What’s the Solution?
Voluntary benefits fill gaps that exist
now in health insurance plans.
No direct cost to the company for
offering these types of benefits.
Even though fully funded by
employees, the programs help attract
and retain quality employees.
6. Most Popular Voluntary Benefits
Accident Insurance
Hospital Insurance
Critical Illness Insurance
Guaranteed-Issue Options:
◦ Long Term Care
◦ Short-Term Disability
◦ Life Insurance
◦ Identity Theft
7. Getting Started is Easy
100%
Employee Funded
3+ Participants
Enrollment best for
individual personalization
Ask about this month’s promotion!
8. Unfortunately, We Cannot Poll
Employees
Getting Started Options:
1. Schedule date for interest meeting
with employees.
2. Schedule enrollment date to conduct
one-on-one meetings with each
employee (optimal experience)
3. Think about it, but schedule a date
for a second meeting
10. Other Voluntary Benefit
Solutions
Telemedicine
Identity Theft Protection
Legal Protection
Dental/Vision
Maternity
Pet Insurance
Short Term Disability
Long Term Disability
Long Term Care
