ImagineWhat would it be liketo have a morefocused and stableworkforce thatincreased theirproductivity at workwhile transformingtheir lives?
40% of Americans worry about their money at work. ◦ Dave Ramsey Average employee wastes 16-20 hours/month worrying about their finances at work. ◦ Personal Finance Employee Education FoundationWorkplace Performance
Company XYZ ◦ 100 Employees ◦ 40% Admit Loss of Productivity ◦ $30,000 Average Wage/Year ◦ 16 Hours Wasted/Month (10%) What is That Costing You?Example (Company XYZ)
$120,000/Year ◦ That’s not including the cost of Turnover Absenteeism Low Morale Additional HR ExpensesThe Cost to Your Business
Almost 30% of Americans have outstanding loans with their 401k’s. - Business Record 2011Outstanding 401k Loans!
64% of Americans do not even have $1,000 saved for emergencies. ◦ National Foundation for Credit Counseling Over 60% of Americans do not systematically save for retirement. ◦ Scott Trade, 2010Most American’s Are Not Saving!
41% of adults would give themselves a personal finance grade of C, D or F. 80% of adults would benefit from advice and answers to everyday financial questions from a professional. ◦ Harris Study, 2009Where Are We Headed?