RBAP-MABS Presentation at the Microinsurance Roundtable Meeting between Rural Bankers Association of the Philippines (RBAP), Microenterprise Access to Banking Services (MABS), Rural Bankers Research and Development Foundation Inc. (RBRDFI), Bangko Sentral ng Pilipinas (BSP), Insurance Commission (IC),

1. Welcome to The Microinsurance Roundtable Meeting Hyatt Hotel and Casino, Manila September 17, 2010

4. SESSION 1 KEY COMPONENTS OF THE RBRDFI MICROINSURANCE INITIATIVE With: RUTH ASERON Microinsurance Coordinator RBAP-MABS

5. PARTNERSHIP FRAMEWORK Funding Support Funding Support Rural Bankers Association of the Philippines (RBAP) Rural Bankers Research and Development Foundation, Inc. (RBRDFI) Luzon Federations Visayas Federations Mindanao Federations Member–Rural Banks ILO Microinsurance Innovation Facility – Gates Foundation

7. ILO-RBRDFI PROJECT COMPONENTS

8. 1 - REGULATIONS FOR MICROINSURANCE

9. 1 - LEVEL 3 ENHANCEMENT: REGULATORY COMPLIANCE 3 Compliance to BSP and Insurance Commission Regulations

10. COST-EFFICIENT AGENT LICENSING PROCEDURES

11. ROLES OF PROJECT PARTNERS IN RB AGENT LICENSING Essential Steps to Service Enhancement Rural Bank Insurer RBAP-RBRDFI BSP / IC Institutional Assessment & Local Demand Research x x Appointment of Microinsurance Soliciting Officer x Formation of Microinsurance Core Group (3 members) x Amendment of Articles of Inc. for Microinsurance Agent Selling x Partner selection and contract negotiation x x Acquisition of Product Approval / Certification x x Accreditation Training 1: Basic Course on Microinsurance x x Accreditation Training 2: Product Orientation x x Issuance of Certificate of Training Completion x x Consolidation/Batching of Licensing Requirements x Endorsement of qualifying rural banks to IC & BSP x Issuance of Authorization to be a Microinsurance Agent/Broker x Selling, Marketing and Distribution of Microinsurance x x Capability enhancement of Microinsurance Sales Team x x Standards-setting & Performance Monitoring x x x x

12. MICROINSURANCE WEB PORTAL (INFORMATION GATEWAY) HOME PAGE Why Microinsurance for RBs? The partner-agent model OVERVIEW NEWS & UPDATES Success Stories Monthly Highlights INSURANCE PRODUCTS Overview of the ILO-RBRDFI Project Log-in Essential Features Types of Insurance Available Products Product Matrices (Dynamic pages) By Type By Premium By coverage for dependents Partner Insurers Company Profile Contact Person(s) PARTNERS Participating Banks Commercial Insurance providers Regulatory Agencies Registration ALL PAGES Events & Announcements Stat Highlights Site Map REFERENCE LINKS Contact Us Events & Announcements Regulatory Issuances Microinsurance Publications MABS Initiatives Microinsurance Organizations By Face Amount Survey of MI products offered by RBs Downloadable materials RBAP Website Secured Access

14. SESSION 2 PARAMETERS FOR APPROVAL OF MICROINSURANCE PRODUCTS AND SUPPORT SERVICES FOR INSURERS With: MR. REY VERGARA Head of Actuarial Division Insurance Commission of the Philippines

24. The contract for microinsurance product shall bear the microinsurance logo at the upper right hand corner thereof.

25. Thank you...

26. SESSION 3 OPTIONS FOR COST-EFFICIENT MICROINSURANCE TRANSACTIONS AND SERVICE DELIVERY ATTY. JOHN OWENS Chief of Party RBAP-MABS MR. TOMAS GOMEZ IV Vice-Chairperson RBRDFI With:

28. VALUE OF MOBILE PHONE / SMS APPLICATION TO MI FOR RURAL BANKS

29. Microinsurance Coverage Notification Microsinsurance Database Sa binayad mong P300 meron ka na ngayong insurance na halagang P50,000. May proteksyon din ang 3 sa pamilya mo. Serbisyo snyo ng RB ABC & Eagle Insurance. Salamat! Insurance Company SMS Gateway Server

30. Microinsurance Claims Status Inquiry Microsinsurance Database CLAIMSTATUS <space>Policy Number Claim for policy number XXX still pending Inusrance Company SMS Gateway Server

31. RURAL BANK OF ABC RB ABC Microinsurance Claims Payout You have received 10000.00 from Eagle Insurance. Your new balance is 10000.00 Ref. no. 12345678

33. Smart Money Merchant Application Requirements 1. SMART Money Merchant Confirmation Form 2. Authorization to Auto Sweep 3. Authorized Representative Endorsement 4. Business Permit 5. By Laws 6. DTI Registration 7. Latest Audited Financial Statement 8. Remittance License 9. SEC Certificate / Board Resolution 10. SEC Registration Send email to merchantacquisition@smart.com.ph

34. SESSION 4 FEEDBACK AND INFORMATION TRACKING FOR MICROINSURANCE PARTNERS With: RUTH ASERON Microinsurance Coordinator RBAP-MABS

39. Thank You!!! For further questions: Email: [email_address] Mobile: 0917 – 881 0481 Website: www.rbapmabs.org