We provide you with the facts needed to select a Medicare plan that makes sense for your needs. Learn the differences and similarities between Medicare Supplements and Medicare Advantage. We share how you will experience Medicare once you have a plan, before you buy a plan. The information is general enough that it is relevant in most situations and specific enough so you know exactly the questions to ask of your Medicare Insurance Agent. If your Insurance Agent is not Certified to offer Medicare plans or you just need an answer from an expert visit www.123EasyMedicare.com or call us directly at 877-220-1089. We are here to help!

1. How to Choose a Medicare Plan(Medicare Supplement & Medicare Advantage) www.ARA123.com877-220-1089

2. How to Choose a Medicare Plan Original Medicare Medicare Parts A & B Supplement your Medicare Benefits Transferyour Medicare Benefits to a Medicare Advantage plan Employee or Retiree Group Coverage Your group may require Medicare Parts A & B Part D Prescription Drug Plan may be included or purchased separately Medicare Supplement Medigap Plan’s A-L You must have Medicare Parts A & B Part D Prescription Drug Plan must be purchased separately Medicare Advantage Plan You must have Medicare Parts A & B (HMO, PPO, PFFS, MSA) Part D Prescription Drug Plan may be included, purchased separately or prohibited Medicaid and Medicare Advantage Plan You must have Medicare Parts A & B (Usually an HMO) Part D Prescription Drug Plan is included www.ARA123.com877-220-1089

3. How to Choose a Medicare Plan www.ARA123.com877-220-1089

4. How to Choose a Medicare Plan www.ARA123.com877-220-1089

5. How to Choose a Medicare Plan 111 0 35 $ 261 per month $ 116 per month Includes Medicare, Medicare Advantage with RX Plan Includes Medicare, Medigap and RX Plan www.ARA123.com877-220-1089

6. How to Choose a Medicare Plan Legal Mumbo Jumbo In this presentation we are not selling any specific product. Our purpose is to educate the general public on a general subject or class of products. If you are interested in specific information about specific products please seek the insurance company created product specific information approved by the department of insurance in your state. www.ARA123.com877-220-1089

7. “THE AMERICAN RETIREMENT ADVISOR” David P. Schaeffer, CLTC, CSA Serving Arizona, California, Minnesota and Nevada david@ARA123.com www.ARA123.com877-220-1089

8. Register Today for Free Access to: Medicare Supplement Comparison Guides 2. Medicare Advantage Comparison Guides 3. Our Monthly Newsletter www.ARA123.com877-220-1089