1. Commercial Mortgage: Advantages and
Benefits
Commercial mortgage is one of the most popular types of mortgages’ used to buy buildings and
lands for business purposes. If you are planning to establish a new business and you are in need to
buy a land for the purpose then Commercial Mortgage could be one of the best options. In
commercial Mortgage, the lender holds the legal rights over the business property or the land until
the loan is fully paid.
Need of a Commercial Mortgage :
These mortgages are ideal for helping you in running a smooth restrictive lease agreements and buy
space more suited to your budget. Besides, Commercial Mortgage can also give you money to-
1- Buy an existing business
2- Buy your business place
3- Invest in commercial or residential property
4- Release equity held in commercial property.
Advantages of Commercial Mortgage :
1- One of the major advantages of Commercial Mortgage is that you can keep ownership of your
business and your business premises.
2- Making a substantial capital gain would be an easier task for you. This can be a great way of
realizing capital growth over a long period of time.
3- It gives you a more stable business planning environment as these mortgages are not subject to
rental fluctuations.
4- They offer lower monthly costs because they charge typically lower interest rates than other
unsecured loans.
5- Commercial mortgage interest payments are tax deductible. This contributes to reducing your

2. business’ annual tax overheads.
Last but not the least, Commercial Mortgages improves Cash Flow Management.
Hence, it would not be wrong to say that Commercial Mortgage is a decent way through which you
can take your business to new heights.