1. Employee Benefits
Areas of Specialization:
Medical Plans
• Insured Indemnity Plans
• (POS) Plans
• (HMO) Plans
• (PPO) Plans
• High-Deductible Health Plans
• Self-Insured Plans
• Fully-Insured Plans
• Minimum Premium Plans
Other Employee
Benefits Plans
• Dental Plans
• Short-Term Disability
• Long-Term Disability
• Vision
• Group Life/AD&D
• Section 125 Plans
• Travel Accident
• Special Risk Coverage
Voluntary Plans
• Dental
• Vision
• Disability
• Life/AD&D
• Long-Term Care
• Group Auto
• Group Legal
Five-Star Service:
We pride ourselves on the level of knowledge and service we bring to our
clients. All of our clients are assigned a team of specialists dedicated to serving
their needs. Each client accesses our team through a single point of contact,
making working with us seamless and easy.
Insurance Market Access:
We provide access to virtually all insurance and administration markets.
National Affiliations:
In addition to our own talented professionals and specialized value-added
services, we have a wealth of resources available to us through several national
affiliations such as NFP and ZyWave Partners.
Strategic Planning:
We will develop a customized strategic plan for you that defines objectives and
outlines the actions needed to fulfill those objectives. Our services ensure an
organized, complete approach to fulfilling your benefits needs.
Technology:
We use leading-edge technology to provide our customers with the latest data
analysis, as well as legislative, communication, and human resources
administration tools.
Data Analysis:
Using employee claims data from your carrier or TPA, our team analyzes your
data and shows how and where to adjust your plan design to save money. We
can even model recommended changes to show you the potential savings.
Legislative Guides:
Included with your client portal, our Legislative Guides provide comprehensive
information about federal legislation such as COBRA, HIPAA, HIPAA Privacy,
ARRA, FMLA, Section 125 and Medicare Part D.
HRconnection:
HRconnection is available to you. This client intranet tool is a complete
employee communication system that helps you increase productivity,
streamline processes, improve communication and save money for your
Human Resources department.
We are an employee
focused company who puts
our clients first with
effective communication
and dedication to the
following core values:
• Individual Accountability
• Absolute Determination
• Exceptional Teamwork
To advise and counsel
existing and potential
clients on how to creatively
protect their assets and
maintain financial stability
by transfer of risk through
insurance products, while
creating a stable and
ethical family oriented
work environment.
Our vision is to always
deliver more than what
our clients and
employees expect. We
will do our best every day
to bring our clients
quality service,
professional advice and
fair pricing to make their
business successful.
Our Core Values Our Mission Our Vision
Employee Benefits Services Snapshot
Our Locations
Bowling Green, KY
P: 270.781.2020
Owensboro, KY
P: 270.685.5581
Franklin, TN
P: 615.261.1900
Lexington, KY
P: 859.263.2771
Jon Carroll
P: 859-977-5588
F: 859-977-5589
E: jcarroll@vanmeterins.com
Website:
www.vanmeterins.com
Headquartered in
Bowling Green, KY
7 Locations throughout
Kentucky and Tennessee
Staff of
221+ employees handling
over $475 million in
annual premiums
Full Range of Brokerage
services include:
Employee Benefits
Property & Casualty
Financial & Retirement
Personal Lines
Provide access to virtually
all insurance and
administration markets
Excel locally through
community involvement
and position of leadership
Possess national presence
and exposure through a
variety of prestigious
memberships and
affiliations
Largest 100% employee-
owned ESOP in the United
States
2013 Insurance Journal
Ranked HIG 27th largest
privately-held insurance
brokerage in the United
States

2. Property & Casualty
Areas of Specialization:
• General Liability
• Property Coverage
• Automobile Coverage
• Workers Compensation
• Inland Marine
• Crime
• Pollution
• Builders Risk
• Railroad Protective
• Foreign Liability & Workers
Compensation
• Brown Water & Blue Water
Coverage
• Umbrella Coverage
• Professional Coverage
• Large Deductible & Retro
Programs
• Captives.
• Surety Bonds
Insurance Market Access:
We provide access to virtually all insurance and administration markets.
Loss Control Strategies:
Our mission is to help you to reduce your total cost of risk, including insurance
costs, and promote continuous improvement in safety. We can achieve this by
providing strategic planning, program development and execution through loss
control evaluation, preventive action planning and active safety program
support.
Cost Containment Resources:
Our claims cost containment resources will help you minimize losses and
protect your bottom line. This includes proper reporting, accident
investigation, implementing a return to work program, educating employees
and more.
Risk Management Plans:
We have customized risk management plans available for your company to
minimize your risks and ensure that your employees stay healthy on the job.
Stay Virtually Connected:
We deliver documents on command and have OSHA recordkeeping
capabilities. These tools allow you to access and share valuable resources,
including employee newsletters, industry resources and connecting to peers in
your industry.
Consistent Service Model:
The consistency of great customer service is a luxury you won’t find by working
with multiple brokers. Plus, by placing your benefits and P&C business with us,
you’ll have access to our full range of tools and resources, including legislative
guides, claims analysis, an employee portal Web site, online OSHA reporting
and more.
Elimination of Coverage Gaps:
By managing all your lines of coverage, we can ensure that you have no
coverage gaps. With multiple brokers, they often take the stance that “the
other broker has it covered” – leaving you vulnerable without even knowing it.
Also, we’ll make sure that you’re only paying for coverage that you need.
Safety Programs:
Safety Culture = Risk Reduction. We understand this and have created safety
programs for your employees to reduce their risk of injury.
Personal Lines:
Our experienced Personal Lines department at VMI will help you evaluate your
personal insurance needs and make sure you have adequate coverage at the
best price. We also offer a full range of personal lines coverage, including
home, auto and life, excess liability as well as specialty lines.
Property & Casualty Services Snapshot
Our Locations
Franklin, TN
P: 615.261.1900
Bowling Green, KY
P: 270.781.2020
Owensboro, KY
P: 270.685.5581
Lexington, KY
P: 859.263.2771
Elizabethtown, KY
P: 800.540.8962
Website:
www.vanmeterins.com
Van Meter P&C Philosophy:
“The customer’s claim is
Our claim.”
Our agency can help you manage the four steps in risk management –
identifying risks, hazards and exposures; transferring risks; eliminating certain
risks; and managing risks. Since insurance coverage is only part of the risk
management process, we have tools to implement risk reduction strategies
for your business and we’re eager to share them with you.
Risk
Placement/
Marketing
Safety – Loss
Control -
Ergonomics
Claims
Mitigation
Cost
Containment
and
Forecasting
Property & Casualty
Headquartered in
Bowling Green, KY
7 Locations throughout
Kentucky and Tennessee
Staff of
221+ employees handling
over $475 million in
annual premiums
Full Range of Brokerage
services include:
Employee Benefits
Property & Casualty
Financial & Retirement
Personal Lines
Provide access to virtually
all insurance and
administration markets
Excel locally through
community involvement
and position of leadership
Possess national presence
and exposure through a
variety of prestigious
memberships and
affiliations
Largest 100% employee-
owned ESOP in the United
States
2013 Insurance Journal
Ranked HIG 27th largest
privately-held insurance
brokerage in the United
States