This document discusses various savings and investment strategies. It defines savings as money stored for future use. It also discusses compound interest which earns interest on previous interest amounts. Various investment vehicles are described such as certificates of deposit, money market accounts, mutual funds, stocks, real estate, commodities and collectibles. Examples are given showing how $100 invested at different interest rates can grow over 20 years. Key terms like liquidity and the differences between common and preferred stock are also defined. The major stock exchanges of NYSE and NASDAQ are briefly explained.