The document describes the Bethpage@Work program which allows hundreds of Long Island companies to provide banking benefits to their employees through Bethpage Federal Credit Union at no cost. It highlights some of the benefits Bethpage offers employees such as better rates on savings, loans, and CDs as well as convenient access through many branches and ATMs. The document also includes testimonials from various Long Island companies praising Bethpage's services.

2. DISCOVER BETHPAGE@WORK PROGRAM
A Rewarding Experience.
Hundreds of Long Island
companies and organizations
have discovered the easy,
no cost way to enrich their
benefit packages, increase
productivity and help further
support their employees’
financial goals.

3. A Word from Our President
The unrest of Wall Street may prompt many people to wonder about the safety of
the money they have deposited with commercial banks, savings and loans or credit
unions.
I’m pleased to report that members-owners of Bethpage Federal Credit Union can
rest assured that their accounts are safe and protected. As a financial cooperative
that is owned by our members, we are committed exclusively to your well being. We
dont take big investment risk in order to pay stockholders at the end of the year. As
a result, Bethpage is financially strong; and you, are members-owners, are financially
secure.
At Bethpage, each account holder is insured through the National Credit Union Share Insurance Fund
“NCUSIF” for at least $250,000. This includes Bethpage Money Market Accounts, which are not tied, in
anyway, to stock or bond markets.
At Bethpage, you’ll love banking here. People just like you who understand the strength and protective
power of pooling resources so that everyone benefits from the best available rates on loans and savings.
During the sub-prime mortgage crisis, we were able to protect the credit union by looking ahead, rather
than short-term gains. The same is true today with the stock market decline. We continue to be vigilant
on your behalf and pride ourselves on taking a safe, steady approach to banking. Like friends, we are
here for the long haul.
Sincerely,
Kirk Kordeleski
President & CEO
Bethpage Federal Credit Union

4. Other Banks Credit Unions are “not-for-profit”
financial cooperatives that
Banks are “for-profit” financial corporations conduct business for the mutual
who conduct business to maximize the price benefit and general welfare of
of its stock and profit for stockholders. their member-owners.
Banks focus on what generates profit for the bank. Promote savings and a sound credit
use to improve member’s lives.
Directors are paid and legally bound
to make decisions that benefit the
stockholders, not the customer. Leadership Boards of Directors
are elected by members and are
volunteers.
Bethpage Federal Credit Union
beats the banks because we are
committed to our members to
provide extraordinary service,
anytime, anywhere. We offer better
rates and service to their member
on a daily basis.

5. History of Bethpage
Snapsho t
Today, Bethpage Federal
Credit Union has over
163K members and over
In 1974, the name Bethpage $3.7 billion in assets over
Aircraft Federal Credit Union 24 branches and growing
transitioned into Bethpage
Federal Credit Union to reflect the across Long Island.
In October 1941, Grumman diversification of Grumman. Bethpage is the largest
Plant 1 & 2 Federal Credit credit union on L.I. In
Union officially opens. addition, we are the second
Grumman Corporation
becomes the first Corporate largest in New York State.
Business Partner.
By 1965, the credit union
expanded the hours
On July 1945, a merge of service for member Bethpage Federal Credit Union opened
between plants results convenience while five the ‘80s with its own automated teller
in the Bethpage Aircraft tellers served 17,000 machines, known as the Safe. Within
Federal Credit Union. members and as assets 10 years electronic networking enabled
and loans climbed to $20 members to access their accounts at
million and $15 million. more than 50,000 locations.

6. Rates that beat the bank on savings,
CDs, IRSs, and money-saving
mortgages, as well as auto and
personal loans.
Excellent convenience to accounts
via one of Long Island’s largest ATM
Partnering with networks.
Bethpage Better Banking with Better Rates!
Enhances your benefits package
without costing you a dime,
administrative time or your current
corporate banking relationships.
Helps employees meet their financial
goals with on-site, partner-only
seminars tailored to their interests such
as buying a home, avoiding identity
E xc l theft, retirement and more.
u s i ve s .
bank
ing & s e mp l oy e e
a v i n g s i n c e n t i ve s fo r y o u r

7. As a Corporate Business Partner, you will find...
Here, There — Bethpage Bonus Loans that fit
Everywhere! Checking your life
60+ Branches and Shared Service Free • the best FREE Checking Auto • No Hassle Auto Loans —
Centers throughout Long Island account on Long Island with Get where you are going with
NO monthly maintenance ease. Buy a new or used car with
More than 250 Surcharge-free or transactions fees and NO as little as no money down and
ATM locations, inluding all minimum balance requirements. save with our competitive rates.
Walgreens, 7-Eleven, King Kullen Boost your bargaining power with
& Costco locations Earn Interest • Simply use direct our loan pre-approval service!
deposit, FREE online banking Mortagage • Turn Hopes into
FREE Online Banking with eStatements and 15 point- homes with Bethpage! Purchase
of-sale transactions with your or refinance a home with our low
FREE Mobile and debit card each month. fixed rates. FHA Loans are also
Telephone Banking offered.
Convenient • More than 60
Savings Accounts Branches and Shared Service Home Equity Loans &
Centers, over 250 surcharge-free Lines of Credit • Bethpage’s
Youth & Student Accounts ATMs throughout Long Island Home Equity Loans offer no
and FREE online, mobile and fee and no closing costs up to
telephone banking. $250,000 along with available
financing. Terms range from 5
to 30 years. The Home Equity
Line of Credit includes the
following: revolving credit line,
no application or closing costs
on lines up to $500K & financing
available.
Personal Loans • Flexible
Personal Loans — Take advantage
of life’s opportunities.

8. Bethpage@Worktions “ Nothing’s hotter than Bethpage
Benefits & Promo
FREE Checking.”
“ Unless it comes with this cool FREE gift.”
Open any Checking account with Direct Deposit, or add
Direct Deposit to an existing Checking account, by July 3
and receive a Family Pack-n-Go Picnic Kit.*
Ask about opening
an account today!
When partnering with Bethpage, With this spacious carry-all and
cooler on wheels, and soft, cozy
picnic blanket, you’re all set to
ey
have some springtime fun with
some benefits and promotions g mon
your family and friends.
“ Makin Bethpage .”lovebethpage.com
may include: than with a ate Account
800-628-7070
better
W ’s
“ hat money?” Certific
saving
Ticket Giveaways to -
Mets, Islanders, Yankees, Long Island
Ducks & other Long Island Events * valid for checking accounts opened between 4/4/10 and 7/3/10. To
Offer
qualify for the reward you must open a new personal checking account and
initiate a repeating direct deposit such as payroll, Social Security or other
government benefits. The first direct deposit must be posted within 90 calendar
days of account opening. The reward/premium will be mailed to the address on
your new account within 4 – 5 weeks after the initial direct deposit. Account is
subject to approval. Reward is considered interest and will be reported on IRS
Form 1099-INT. Offer not available on account conversions or in combination
with any other offer. Business checking accounts are not eligible for this offer.
Membership conditions may apply.
Consumer, Home &
Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United States Government
NCUA
National Credit Union Administration, a U.S. Government Agency
Auto Loan Promotions
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Direct Deposit Incentives
.com
thpage
lovebe
$250,000
to at least States Government
insured United
federally credit of the
Your savings faith and
NCUA
full
by the
and backed
Agency
Government
a U.S.
Administration,
Union
Credit
National

9. More than 250 surcharge-free ATMs in King Kullen, 7-Eleven, 24/7 Hours and Days
Costco and Walgreens locations throughout Long Island. of the Week you can
bank online, free.
Glen Huntington
Cove
Commack Port Jefferson
Smithtown Riverhead
2,900+ Shared Service
Westbury
Mineola BethpageMelville Central Islip Centers Across the
Hempstead
Elmont Roosevelt
N.Babylon
Bay Shore
United States.
Lynbrook Levittown Farmingdale
Massapequa
Freeport Seaford
50+ Locations on
= Bethpage Branch = New Branch Opening Soon = Branch in King Kullen (open 7 days / week)
Long Island.
250+ Surcharge-Free
ATMs located where
you live, work and shop.
Ban
king
with
Bethp
age makes sense!

10. Building your Understanding Your Finances
Financial Future
Building Better Credit
Identity Theft
Banking 101
We offer free, on-site seminars and Using Credit Wisely
workshops focusing on Financial
Education and focus on topics that The ABC’s of Mortgages
may fit the needs of your employees. 529 Education Planning*
Retirement Income Planning*
Tools for a tough market*
*Offered by Bethpage Financial Serivces
Bilingual Seminars Available

11. Bethpage Community Outreach
At Bethpage we believe in giving back to the community we The Heart of Bethpage Beats for
love. Through our Heart of Bethpage Program, we volunteer Every Long Islander in Need.
our time, donate our resources and rally our neighbors to
support dozens of organizations that help thousands of Long
Islanders from all walks of life.
Project GRAD Walk for Success
Huntington Arts Concert Summer Series
Island Harvest Turkey Drop
Bethpage Federal Credit Union
Air Show at Jones Beach
VITA (Volunteer Income Tax Assistance) Program
Bethpage Runners Club
Oyster Festival of Oyster Bay
Haitian Relief Effort
Habitat for Humanity

12. Testimonials “Partnering with Bethpage was a great move for Cablevision and its employees.
Bethpage Federal Credit Union has been offering banking benefits to Long Island
employers for over 60 years. Bethpage’s attentive staff and tailored banking services
are very accommodating to employers’ needs, and we felt they went out of their way to
been such a terrific support
"Bethpage Federal Credit Union has customize a Bethpage@Work program just for Cablevision. Bethpage created a turnkey
needs as well as our
network for our employee's financial program - at zero cost to us - that allows Cablevision to provide its employees with a
throughout Long Island.
organization's mission to help people great benefit. Our employees love the convenience of opening accounts on site, along
Inc.'s Wellness Program
Bethpage's contribution towards EAC, with being able to use Bethpage’s no-fee ATMs right in our lobby! “
th and well-being of all our
reflects their commitment to the heal
with EAC, Inc. is first rate."
employees. Their approach to working Lisa Trimarchi
Vice President, Employee Services
Charlene Middleton Cablevision Systems Corporation
H.R./Benefits Manager
EAC, Inc.
"Uniting wit
h Bethpage
decision for Federal Credi
"D'Addario & Company, Inc. partnered with Bethpage Federal St.Catherine t Union last
of Siena Med year was an
Credit Union in 1995, during this time Bethpage has been an Bethpage Fe ical Center. W excellent
deral Credit ithin this past
profit organi Union has al
essential piece in educating and assisting our employees with zation’s even ways been th year
ts. The staff ere to suppor
all their banking needs. Our employees appreciate the one on accommodat at Bethpage t our non-
ing to our em has been mor
offers our em ployees’ need e then
one interaction that is provided to them on site through the ployees num s here at St.
erous educat Catherine. B
Bethpage @Work program. Not only is the Bethpage @Work to assist with ional worksho ethpage
life’s financi ps and semin
discounts, ra al matters. O ars
program convenient but they offer bilingual assistance to those tes, and gift ur employee
cards provided s love the sp
employees who need it." to them from ecial
Bethpage."
Martha Leon
Danielle Rob
Human Resources Vice Presiden bins
t, Human Res
D'Addario & Company, Inc. St.Catherine ources
of Sienna Med
ical Center.

13. with Bethpage Federal
“Newsday is thrilled to be partnering
ity to us and BFCU always
Credit Union. Our employees are a prior “Misonix Inc. has offered the services of BFCU to their employees for
is extremely convenient to
makes us feel like a priority. The ATM the past 10 years. BFCU has helped employees establish credit, buy
The customer service is as
have in the building and a nice perk. homes, cars and take vacations. The prudent financial services that
is going to a branch.”
quick and efficient for the ATM as it BFCU offers has help sustain employees from the pit falls associated
with spontaneous aggressive investments. We view BFCU as a no cost
Trish Turtell ancillary benefit that we can provide to our employees.”
Human Resources Representative
Newsday Joe Gigante
Director of H.R.
Misonix Inc.
“One of the great things about Bethpage Federal Credit
Union is their availability to our employees. Besides having
convenient locations and bilingual services, they come on-
site and to our off-site facilities through their Bethpage @
“Adecco has
Work Program, not only during normal business hours, but offered BFCU
During that pe service to ou
also overnight for our night staff employees. That makes a big riod, BFCU pr r employees
ovided excell for almost 10
our most resp ent service an years.
difference to our night staff and shows how far BFCU will go to ected and trus d became on
often confus ted service pr e of
provide great member service.” ing, and BFC oviders. Fina
on-site meeti U has been ex ncial services
ngs to help ou tremely proa are
financial prog r employees ctive in prov
rams and serv better unders iding
Elaine Miller really apprec ices, but the tand not only
iate these se overall marke BFCU
Benefits Manager rvices, especi t. Our employ
ally in these ees
South Nassau Community Hospital market cond
itions.”
Gregg Nevol
a
VP, Total Pay
Adecco USA

14. For more information on our
Products and Services, please contact:
Taisha Reid
Business Development Relationship Manager
Ph | 516.349.6863
Email | treid@bethpagefcu.com
Thank you!
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