Its about your life planning in such a way that your family will live happily in your presence as well live with full of dignity in your absence also.

2. We Are…..
 We Indians are Holy people
 We are Religious people
 We believe in our Traditions
 We believe in our Culture

3. We celebrates
 When new baby takes birth
 When we get academic success
 When we get new job
 When we purchase our first new bike
 When we purchase our first new car
 When we purchase our first own dream house
 Business success
 Marriages
 Birthdays
 Festivals
 New year wel come party

4. This all celebrations becomes more happy when you
will be standing with and besides your family……
You will be standing with and besides your family
when LIFE is there with you.
OR
There should be any system which will work for your
family after you…..

5. LIFE is uncertain

6. Life cycle
 5 yrs To 22 yrs – Student
 22 yrs to 25 yrs – Working/ Unmarried
 25 yrs to 30 yrs - working/ married
 30 yrs to 35 yrs – Parent
 30 yrs to 55 yrs – Provider
 55 yrs to 60 yrs – Lonely
 60 yrs the person gets retired

7. Stages of life:-
1) Student Stage – for 20 yrs
2) Earning Stage – for 35 to 40 yrs
3) Retirement- for 15 to 20 yrs max

8. Earning Stage

9. We Require Money
 For living needs e.g. food, clothing
 For child’s Education
 Medication or Hospitalization of a family member
 For maintaining standard of life
 For child’s Marriage
 For retirement life

10. Risk of Life
Unexpected Death Living with disability
Living Too long

11. What is the solution???
 Have Term Insurance
 Term Insurance with disability rider benefit
 Health insurance for medical problems
 Retirement planning

12. Thank You