This document is a loan application form for a business loan. It requests information about the applicant, partners/directors, business details, loan details, security being offered, financial information and documents required. The applicant is requesting a loan from Bank of Khyber to fund their business. Key details include the legal business name, address, industry, number of employees to be created, loan amount requested, and how funds will be used. Security being offered depends on loan amount, with personal guarantees or property collateral required. The application also provides personal and financial details of the applicant, partners and directors. Attachments include account statements, business plan, equity proof and other required documents. Terms and conditions pertain to loan

1. Borrower’s Name: _____________
Application NO: ______________
Contact No: ________________
Branch: ________________
BUSINESS INFORMATION
Will this business be a start up business?  Yes No
This business will be a (check one):
Sole Proprietorship Partnership  Private/public Limited Company
This business will be operating in the primary sector of (check one):
Agriculture Forestry Manufacturing Retail Service Tourism Wholesale
Other: ____________________ Nature Of the Business :__________________________
Legal name of business is/will be: _________________Physicaladdress of business/ Proposed: _____________________
City: _________ Province: ___________PostalCode: ______Status  Owned  Rented Other (Specify) ___________
Business Telephone: ________________ Business Fax: _______________Email:- (if any) ___________________
Mailing address of business (if different than above): ____________________________________________
The loan requestedwill create _______ full-time employees ______ part-time employees
LOAN INFORMATION
This business requires PKR _____________ for its proposed project.
PKR_____________________ willcome from the principal owners which will be at least 10% of owner Equity.
PKR ___________________________ is requestedfrom Youth Challenge Fund, Bank of Khyber
The breakdownof the total project cost is (specify all which apply):
PKR _____________________ Equipment PKR ____________________ LeaseholdLand
PKR ______________________ Inventory PKR ____________________ Debt Consolidation
PKR______________________ WorkingCapital PKR____________________ Miscellaneous
Have you ever declareddefaulter?  Yes No
Have you ever availed loan facility?  Yes No
Type of Loan  Personal Credit Card Commercial Microfinance Other (Specify) ________________
Does the borrower owe any taxes prior to the current year?  Yes No
If YES to any of the above, please provide details: _____________________________________________________________
________________________________________________________________________________________________________
Will the business carry business insurance facility by the applicant?
___________________________
Authorized Signature

2. SECURITY OFFERED BY THE BORROWER
If the loan amount is less than 0.5 Million, two Personal Guarantors (at least one should be Provincial Government
Employee) will be provide d by the guarantor.
1.Gurantors Detail
Name :__________________________________ S/D/W Of ________________________________
CNIC : __________________________________ D.O.B ________________________________
Present Occupation: Business Employment
Business/Employment Address ________________________________________________________________
Grade and Department ________________________________________
Office Phone : _________________ Residence Phone :_________________ Mobile Number : __________________
Monthly Income : ____________________ NTN Number : __________________________
Present Address :___________________________________________________________________________
Permanent Address : _________________________________________________________________
2.Gurantors Detail
Name :__________________________________ S/D/W ________________________________
CNIC : __________________________________ D.O.B ________________________________
Present Occupation: Business  Employment
Business/Employment Address ________________________________________________________________
Grade and Department ________________________________________
Office Phone : _________________ Residence Phone :_________________ Mobile Number : __________________
Monthly Income : ____________________ NTN Number : __________________________
Present Address :___________________________________________________________________________
Permanent Address : ________________________________________________________________________
If the loan is more that 0.5 Million then the borrower have to mortgage/lien immovable property or liquid security with the
bank.
Detail of
Security Description Market
Value
Forced Sale
Value
Encumbrance ( if any)
___________________________
Authorized Signature

3. ACCOUNT INFORMATION
Financial Institution:___________________ Account Number:____________________
Nature Of Account _____________________ Branch : ____________________________
Current Balance ______________________
BORROWER’S INFORMATION
Name : _____________________________________ Father/Husband:_____________________________
Birth Date: DD____ MM ____ YY ____ CNIC #: ___________________________
Gender Male Female Other
Home Telephone: ________________ Cellular Phone: __________________Email:If any ____________________________
Home Address: ________________________City: ________________ Province: _________ PostalCode: ________________
Home ownership status:  Rent Own Other __________How long at this address?__years____months
Marital Status:  Married  Divorced  Single No. of dependents _________
Previous address (if less than 3 years at current address):____________________________________________________
Educational Qualification (Last Degree Held)__________________________ Year Of Passing____________
Institution Name : _________________________________________________________
Board/University Registration Number __________________
BORROWER’S EMPLOYMENT HISTORY ( if Any)
Current or most recent employer’s name: __________________________________________________________
Employer’s telephone: ___________________________________________ Salary:________________________
How long were you employed/have been employed here: _____________________________________________
Total Experience ______________________________
Reason for leaving Employment :________________________________________________________________
___________________________
Authorized Signature

4. PARTNERs/ DIRECTORs INFORMATION
Partner/ Director Name : _____________________________________ Father/Husband:________________________
Birth of Date Partner/Director: DD____ MM ____ YY ____ CNIC #: _________________ Gender Male Female
Home Telephone Partner/ Director: ____________ Cellular Phone Partner/Director1: _________________ _____
Email Partner/Director : If any ____________________
Home Address Partner/Director : _______________________________City: _____________ PostalCode: ________
Home ownership status Partner/Director:  Rent Own Other _______How long at this address? ______
Marital Status Partner/Director:  Married  Divorced  Single No. of dependents _________
Partner/ Director Name : _____________________________________ Father/Husband:________________________
Male Female
Home Telephone Partner/ Director: ____________ Cellular Phone Partner/Director: ______________________
Email Partner/Director : If any ____________________
Home Address Partner/Director : _______________________________City: _____________ PostalCode: _________
Home ownership status Partner/Director:  Rent Own Other _______How long at this address? ______
Marital Status Partner/Director2:  Married  Divorced  Single No. of dependents _________
Partner/ Director Name :______________________________________ Father/Husband________________________
Birth of Date Partner/Director: DD___ Male Female
Home Telephone Partner/ Director: ____________ Cellular Phone Partner/Director: ______________________
Email Partner/Director : If any ____________________
Home Address Partner/Director : _______________________________City: _____________ PostalCode: _________
Home ownership status Partner/Director:  Rent Own Other _______How long at this address? ______
Marital Status Partner/Director3:  Married  Divorced  Single No. of dependents _________
_______________________
Authorized Signature

5. Please Attach Account statement for last six months.
FINANCIAL INFORMATION
ASSETS Amount LIABILITIES Amount
Net Worth (Total Assets less Total Liabilities)
CASH HOLDINGS/
BANK DETAILS
Applicant/Partners/ Directors Name Bank and Branch Details Amount
OWNED REAL
ESTATE
Physical Address and Applicant
and Partners/ Directors Names
Year
Purchased
Mortgage
Holder
Purchase Price Present Value
AUTOMOBILES
Year/Make/Model Applicant and
Partners/ Directors
Owner on Title Purchase Price Present Value
OTHER ASSETS
Year/Make/Model Applicant and
Partners/ Directors
Owner on Title Purchase Price Present Value
TOTAL VALUE OF ASSETS
_______________________
Authorized Signature

6. AFFIDAVIT (On Rs.30 Judicial Stamp Paper)
Declaration by the applicant (s):
I / We _________________________S/o (W/o) _________________________
do, hereby, solemnlydeclare thatI am neither studying as a full time student in any educational institution nor I am working
in any Government or Semi Government Organization.
I /We do hereby further declare that I have never been involved in any criminal activity and have never been convicted by
competentcourtof law and that the information provided in the application form, is correct to the best of my knowledge and
belief and nothing has been withheld. I assure you that the Loan amount will be used only for the purpose and initiative in
question in accordance with the terms and conditions as approved and finalized. In case of m isuse offunds, the entire Loan
amount if received will be liable to be repaid in accordance with the directions of competent authority and in case of
remaining tranche the grantshall be seized and amountreceived will be repaid immediately. I hereby confirm that the terms
and conditions of the scheme have already been read, understood and will obey the same in letter and spirit.
Deponent
Date & Signatures: _________________________
For official use: Application #____________
Under taking by the Applicant/ Partners/ Directors

7. Criteria for applicant
1. Applicant must be permanent resident of KP.
2. Must be graduate from recognized institute
3. Age limit from 18 to 30 Years
4. Should not be a Bank defaulter
5. Having proof of minimum 10% equity of the total initiative cost
Documents Required. (To be attached along with application)
1. Attested copies of the Educational / technical qualification from recognized Institution.
2. Attested copy of CNIC.
3. Two Recent Photographs.(in case of proprietor)
4. ECIB from Bank that he/she is not a Bank defaulter.
5. Comprehensive Business Plan.
6. Documented Proof of Equity participation.
7. Valuation certificate of mortgage property from PBA approved evaluators.
8. Proprietor declaration on letter head.
9. Form H in case of partnership.
10. Latest Form 29, Form A duly attested by SECP in case of Private Limited Company.
11. Authorization letter in favor of any one partner / Director.
12. And all other required documents of given information.
Terms and Conditions
1. That I will abide by the rules and regulations ofBank of Khyber and State bank Of Pakistan.
2. I entitled the Bank of Khyber to debitthe installmentfrom myaccount in case I failed to pay the installmenton due
date.
3. I entitled the bank of Khyber to inquire aboutall the information provided in application form.
4. I entitled the bank or any other entity to share the information in lieu of my loan application assessment.
5. I am known to the fact that if I provided forfeit information regarding myapplication form The Bank of Khyber has
the right to decline my loan application.
6. I submitthe SMEDA recognized format, business plan with the application.
7. In case of any intentional change in business setup in terms ofchange in Director/Partners and change in the scope
of business prior written permission from BOK would be obtained.
8. Herby authorizes the bank and their parties,including our bankers to exchange any of our information or making
enquires for the purpose ofconsideration our application and for the conductof any other account. We confirm that
in the event our signature herein below differs materiallyfrom signature(s) on our national identitycard.BOK is
authorized and instructed to rely on the documents which we are to execute for this loan/ other communications
signed or required to be signed by us in the manner specified herein below.
9. That I/ we have read and understood the Loan Application Form and whatever has been stated herein above and I
/we give our consentto abide by all the Rules and Regulation as stated herein as well as all other applicable Rules
& Regulations.
________________________
Authorized Signature