Este documento describe cómo realizar timers de encendido retardado (on delay) y apagado retardado (off delay) utilizando un capacitor y resistencias. Explica que los timers on delay retrasan el encendido después de energizar la bobina, mientras que los timers off delay cambian los contactos de inmediato al energizar la bobina pero retrasan el apagado después de desenergizarla. El autor concluye que ambos timers se pueden alimentar con 9V para su uso en paneles de automatización y que la única diferencia entre ellos es la posición del capacitor y una
Un robot es una máquina capaz de ejecutar tareas de forma automática y programable, pudiendo captar cambios en su entorno. Los robots industriales se usan comúnmente en trabajos de pintura, soldadura y prospección, mientras que los robots móviles se utilizan en investigaciones espaciales. Están compuestos por varios operadores mecánicos y eléctricos como ejes, ruedas, motores y sensores que les permiten funcionar de forma autónoma.
This document discusses data management and analysis. It explains that data management includes record keeping, cleaning, and recoding files before analysis. A codebook specifies how data is entered and handles issues like missing data. Data is entered into programs like Excel or Access and then uploaded into statistical software. Data cleaning corrects errors and ensures complete, consistent records. Recoding restructures variables for analysis. Maintaining confidentiality through secure storage and anonymous electronic files is also emphasized.
This document discusses research on improving the rolling contact fatigue wear resistance of train track alloy steel through laser processing of biomimetic coupling units on the steel surface. Key points:
1) Biomimetic units with different striation angles (30°, 45°, 60°) were created on alloy steel samples using laser remelting to mimic structures found in nature.
2) Testing found the samples with units had significantly less mass loss than untreated samples when subjected to rolling contact fatigue wear testing, indicating better wear resistance.
3) Samples with 30° and 60° striation units performed best, with mass loss reductions of 85% and 86.3% respectively, compared to 73.9% for the 45
This document discusses drawing closer to Mary and creating a spiritual home for her in our hearts, like the home Joseph made for her in Nazareth. It recommends daily prayer practices like consecrating our day to Mary, praying the rosary, and wearing the Miraculous Medal. The goal is to help Mary give birth to Christ in us and fulfill God's will. By entering into closer union with Mary through prayer and devotion, we can become true sons of God and apostles of a new spiritual springtime.
Este documento describe cómo realizar timers de encendido retardado (on delay) y apagado retardado (off delay) utilizando un capacitor y resistencias. Explica que los timers on delay retrasan el encendido después de energizar la bobina, mientras que los timers off delay cambian los contactos de inmediato al energizar la bobina pero retrasan el apagado después de desenergizarla. El autor concluye que ambos timers se pueden alimentar con 9V para su uso en paneles de automatización y que la única diferencia entre ellos es la posición del capacitor y una
Un robot es una máquina capaz de ejecutar tareas de forma automática y programable, pudiendo captar cambios en su entorno. Los robots industriales se usan comúnmente en trabajos de pintura, soldadura y prospección, mientras que los robots móviles se utilizan en investigaciones espaciales. Están compuestos por varios operadores mecánicos y eléctricos como ejes, ruedas, motores y sensores que les permiten funcionar de forma autónoma.
This document discusses data management and analysis. It explains that data management includes record keeping, cleaning, and recoding files before analysis. A codebook specifies how data is entered and handles issues like missing data. Data is entered into programs like Excel or Access and then uploaded into statistical software. Data cleaning corrects errors and ensures complete, consistent records. Recoding restructures variables for analysis. Maintaining confidentiality through secure storage and anonymous electronic files is also emphasized.
This document discusses research on improving the rolling contact fatigue wear resistance of train track alloy steel through laser processing of biomimetic coupling units on the steel surface. Key points:
1) Biomimetic units with different striation angles (30°, 45°, 60°) were created on alloy steel samples using laser remelting to mimic structures found in nature.
2) Testing found the samples with units had significantly less mass loss than untreated samples when subjected to rolling contact fatigue wear testing, indicating better wear resistance.
3) Samples with 30° and 60° striation units performed best, with mass loss reductions of 85% and 86.3% respectively, compared to 73.9% for the 45
This document discusses drawing closer to Mary and creating a spiritual home for her in our hearts, like the home Joseph made for her in Nazareth. It recommends daily prayer practices like consecrating our day to Mary, praying the rosary, and wearing the Miraculous Medal. The goal is to help Mary give birth to Christ in us and fulfill God's will. By entering into closer union with Mary through prayer and devotion, we can become true sons of God and apostles of a new spiritual springtime.
The document discusses various aspects of wealth tax in India such as:
1. Individuals, HUFs, and companies are covered under wealth tax, while certain organizations like cooperative societies and political parties are exempt.
2. Wealth tax of 1% is levied on net wealth (assets minus debts) exceeding Rs. 30 lakhs as of the valuation date of March 31.
3. Assets covered include residential property within 25km of cities, vehicles, jewelry, urban land, and cash over Rs. 50,000. Certain exemptions apply for self-occupied houses and agricultural land.
4. Residential status determines taxability of global versus Indian assets, and returns must
God calls all people to holiness through their state in life. The document discusses how people throughout history like Mother Teresa and biblical figures like Samuel, Paul, and Matthew discerned God's call. It explores how God calls in various ways like through the Church, directly to the heart, or in a "still small voice." Recognizing God's voice can be challenging but listening is key. The small group is encouraged to discuss if they know God's plan and when they've heard his voice clearest as preparation for next week's discussion on living in today's world.
Este documento resume la historia de la masonería y sus orígenes. Señala que la masonería se originó en el Oriente y está relacionada con los antiguos misterios egipcios e indios. Los templarios adoptaron las enseñanzas masónicas de una escuela de ciencia salomónica y las transmitieron en Europa a partir del siglo XIV, dando origen a los dos ritos principales de la masonería, el Rito de Memphis y el Rito Escocés.
La Web 4.0 propone un nuevo modelo de interacción más completo y personalizado para resolver las limitaciones de la Web actual aplicando técnicas de procesado de lenguaje natural aunque la solución no es suficiente. Otras características incluyen obtener resultados de búsqueda más precisos y navegadores que conocen los intereses del usuario como historias.
Купить жалюзи Казань - Где купить жалюзи в Казани? Звоните! Если вы ищете, где купить жалюзи в Казани, обратитесь за помощью в лучшую компанию по продаже жалюзи в которой точно знают, как украсить ваш интерьер.
Все что Вам нужно сделать, это позвонить по номеру ниже или пройти по ссылке.
Нет ничего хуже, чем отсутствие жалюзи на окнах.
Если вы хотите:
- Купить жалюзи для дома,
- Купить жалюзи чтобы подчеркнуть интерьер в доме.
- Иметь красивые жалюзи в квартире.
- Купить жалюзи на новые окна.
Позвоните по телефону, который указан ниже или пройдите по ссылке.
Где купить жалюзи в Казани? Звоните!
Купить жалюзи Казань видео -
https://youtu.be/kpTTol1j2oE
Понравилось видео "Купить жалюзи Казань"? Поставьте лайк, расскажите друзьям и не забудьте подписаться на наш канал "Купить в Казани" на You Tube - https://goo.gl/oFyvb9
Купить жалюзи Казань плей-лист -
https://goo.gl/v1PyBe
Вот некоторые интересные сведения о жалюзи:
Жалюзи́ (фр. jalousie — «ревность») — светозащитные устройства, состоящие из вертикальных или горизонтальных пластин, так называемых ламелей.
Ламели могут быть неподвижными, либо поворачиваться вокруг своей оси для регулирования световых и воздушных потоков.
Прочтите остальную часть информации о жалюзи в Википедии – https://goo.gl/arRjjf
#жалюзи
Купить жалюзи Казань
Смотрите наше следующее видео "Купить дом Казань" - https://youtu.be/IgnyMNGx_PA
Portafolio digital sub-grupo 1 c - olga janneth sanchez rodriguezdcpe2014
Este documento describe un proyecto para enseñar a 12 estudiantes en Hoya Grande, Colombia a usar herramientas de tecnología de la información como correo electrónico, Google Docs, blogs y wikis para mejorar el trabajo colaborativo y reducir los bajos promedios y altas tasas de repetición. El proyecto enseñará a los estudiantes a crear cuentas de correo, compartir documentos en Google Docs, hacer blogs y wikis, y presentar su trabajo aprendido usando PowerPoint u otras herramientas.
South Dakota State University degree offer diploma Transcriptynfqplhm
办理美国SDSU毕业证书制作南达科他州立大学假文凭定制Q微168899991做SDSU留信网教留服认证海牙认证改SDSU成绩单GPA做SDSU假学位证假文凭高仿毕业证GRE代考如何申请南达科他州立大学South Dakota State University degree offer diploma Transcript
OJP data from firms like Vicinity Jobs have emerged as a complement to traditional sources of labour demand data, such as the Job Vacancy and Wages Survey (JVWS). Ibrahim Abuallail, PhD Candidate, University of Ottawa, presented research relating to bias in OJPs and a proposed approach to effectively adjust OJP data to complement existing official data (such as from the JVWS) and improve the measurement of labour demand.
Optimizing Net Interest Margin (NIM) in the Financial Sector (With Examples).pdfshruti1menon2
NIM is calculated as the difference between interest income earned and interest expenses paid, divided by interest-earning assets.
Importance: NIM serves as a critical measure of a financial institution's profitability and operational efficiency. It reflects how effectively the institution is utilizing its interest-earning assets to generate income while managing interest costs.
13 Jun 24 ILC Retirement Income Summit - slides.pptxILC- UK
ILC's Retirement Income Summit was hosted by M&G and supported by Canada Life. The event brought together key policymakers, influencers and experts to help identify policy priorities for the next Government and ensure more of us have access to a decent income in retirement.
Contributors included:
Jo Blanden, Professor in Economics, University of Surrey
Clive Bolton, CEO, Life Insurance M&G Plc
Jim Boyd, CEO, Equity Release Council
Molly Broome, Economist, Resolution Foundation
Nida Broughton, Co-Director of Economic Policy, Behavioural Insights Team
Jonathan Cribb, Associate Director and Head of Retirement, Savings, and Ageing, Institute for Fiscal Studies
Joanna Elson CBE, Chief Executive Officer, Independent Age
Tom Evans, Managing Director of Retirement, Canada Life
Steve Groves, Chair, Key Retirement Group
Tish Hanifan, Founder and Joint Chair of the Society of Later life Advisers
Sue Lewis, ILC Trustee
Siobhan Lough, Senior Consultant, Hymans Robertson
Mick McAteer, Co-Director, The Financial Inclusion Centre
Stuart McDonald MBE, Head of Longevity and Democratic Insights, LCP
Anusha Mittal, Managing Director, Individual Life and Pensions, M&G Life
Shelley Morris, Senior Project Manager, Living Pension, Living Wage Foundation
Sarah O'Grady, Journalist
Will Sherlock, Head of External Relations, M&G Plc
Daniela Silcock, Head of Policy Research, Pensions Policy Institute
David Sinclair, Chief Executive, ILC
Jordi Skilbeck, Senior Policy Advisor, Pensions and Lifetime Savings Association
Rt Hon Sir Stephen Timms, former Chair, Work & Pensions Committee
Nigel Waterson, ILC Trustee
Jackie Wells, Strategy and Policy Consultant, ILC Strategic Advisory Board
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
An accounting information system (AIS) refers to tools and systems designed for the collection and display of accounting information so accountants and executives can make informed decisions.
The Rise and Fall of Ponzi Schemes in America.pptxDiana Rose
Ponzi schemes, a notorious form of financial fraud, have plagued America’s investment landscape for decades. Named after Charles Ponzi, who orchestrated one of the most infamous schemes in the early 20th century, these fraudulent operations promise high returns with little or no risk, only to collapse and leave investors with significant losses. This article explores the nature of Ponzi schemes, notable cases in American history, their impact on victims, and measures to prevent falling prey to such scams.
Understanding Ponzi Schemes
A Ponzi scheme is an investment scam where returns are paid to earlier investors using the capital from newer investors, rather than from legitimate profit earned. The scheme relies on a constant influx of new investments to continue paying the promised returns. Eventually, when the flow of new money slows down or stops, the scheme collapses, leaving the majority of investors with substantial financial losses.
Historical Context: Charles Ponzi and His Legacy
Charles Ponzi is the namesake of this deceptive practice. In the 1920s, Ponzi promised investors in Boston a 50% return within 45 days or 100% return in 90 days through arbitrage of international reply coupons. Initially, he paid returns as promised, not from profits, but from the investments of new participants. When his scheme unraveled, it resulted in losses exceeding $20 million (equivalent to about $270 million today).
Notable American Ponzi Schemes
1. Bernie Madoff: Perhaps the most notorious Ponzi scheme in recent history, Bernie Madoff’s fraud involved $65 billion. Madoff, a well-respected figure in the financial industry, promised steady, high returns through a secretive investment strategy. His scheme lasted for decades before collapsing in 2008, devastating thousands of investors, including individuals, charities, and institutional clients.
2. Allen Stanford: Through his company, Stanford Financial Group, Allen Stanford orchestrated a $7 billion Ponzi scheme, luring investors with fraudulent certificates of deposit issued by his offshore bank. Stanford promised high returns and lavish lifestyle benefits to his investors, which ultimately led to a 110-year prison sentence for the financier in 2012.
3. Tom Petters: In a scheme that lasted more than a decade, Tom Petters ran a $3.65 billion Ponzi scheme, using his company, Petters Group Worldwide. He claimed to buy and sell consumer electronics, but in reality, he used new investments to pay off old debts and fund his extravagant lifestyle. Petters was convicted in 2009 and sentenced to 50 years in prison.
4. Eric Dalius and Saivian: Eric Dalius, a prominent figure behind Saivian, a cashback program promising high returns, is under scrutiny for allegedly orchestrating a Ponzi scheme. Saivian enticed investors with promises of up to 20% cash back on everyday purchases. However, investigations suggest that the returns were paid using new investments rather than legitimate profits. The collapse of Saivian l
The document discusses various aspects of wealth tax in India such as:
1. Individuals, HUFs, and companies are covered under wealth tax, while certain organizations like cooperative societies and political parties are exempt.
2. Wealth tax of 1% is levied on net wealth (assets minus debts) exceeding Rs. 30 lakhs as of the valuation date of March 31.
3. Assets covered include residential property within 25km of cities, vehicles, jewelry, urban land, and cash over Rs. 50,000. Certain exemptions apply for self-occupied houses and agricultural land.
4. Residential status determines taxability of global versus Indian assets, and returns must
God calls all people to holiness through their state in life. The document discusses how people throughout history like Mother Teresa and biblical figures like Samuel, Paul, and Matthew discerned God's call. It explores how God calls in various ways like through the Church, directly to the heart, or in a "still small voice." Recognizing God's voice can be challenging but listening is key. The small group is encouraged to discuss if they know God's plan and when they've heard his voice clearest as preparation for next week's discussion on living in today's world.
Este documento resume la historia de la masonería y sus orígenes. Señala que la masonería se originó en el Oriente y está relacionada con los antiguos misterios egipcios e indios. Los templarios adoptaron las enseñanzas masónicas de una escuela de ciencia salomónica y las transmitieron en Europa a partir del siglo XIV, dando origen a los dos ritos principales de la masonería, el Rito de Memphis y el Rito Escocés.
La Web 4.0 propone un nuevo modelo de interacción más completo y personalizado para resolver las limitaciones de la Web actual aplicando técnicas de procesado de lenguaje natural aunque la solución no es suficiente. Otras características incluyen obtener resultados de búsqueda más precisos y navegadores que conocen los intereses del usuario como historias.
Купить жалюзи Казань - Где купить жалюзи в Казани? Звоните! Если вы ищете, где купить жалюзи в Казани, обратитесь за помощью в лучшую компанию по продаже жалюзи в которой точно знают, как украсить ваш интерьер.
Все что Вам нужно сделать, это позвонить по номеру ниже или пройти по ссылке.
Нет ничего хуже, чем отсутствие жалюзи на окнах.
Если вы хотите:
- Купить жалюзи для дома,
- Купить жалюзи чтобы подчеркнуть интерьер в доме.
- Иметь красивые жалюзи в квартире.
- Купить жалюзи на новые окна.
Позвоните по телефону, который указан ниже или пройдите по ссылке.
Где купить жалюзи в Казани? Звоните!
Купить жалюзи Казань видео -
https://youtu.be/kpTTol1j2oE
Понравилось видео "Купить жалюзи Казань"? Поставьте лайк, расскажите друзьям и не забудьте подписаться на наш канал "Купить в Казани" на You Tube - https://goo.gl/oFyvb9
Купить жалюзи Казань плей-лист -
https://goo.gl/v1PyBe
Вот некоторые интересные сведения о жалюзи:
Жалюзи́ (фр. jalousie — «ревность») — светозащитные устройства, состоящие из вертикальных или горизонтальных пластин, так называемых ламелей.
Ламели могут быть неподвижными, либо поворачиваться вокруг своей оси для регулирования световых и воздушных потоков.
Прочтите остальную часть информации о жалюзи в Википедии – https://goo.gl/arRjjf
#жалюзи
Купить жалюзи Казань
Смотрите наше следующее видео "Купить дом Казань" - https://youtu.be/IgnyMNGx_PA
Portafolio digital sub-grupo 1 c - olga janneth sanchez rodriguezdcpe2014
Este documento describe un proyecto para enseñar a 12 estudiantes en Hoya Grande, Colombia a usar herramientas de tecnología de la información como correo electrónico, Google Docs, blogs y wikis para mejorar el trabajo colaborativo y reducir los bajos promedios y altas tasas de repetición. El proyecto enseñará a los estudiantes a crear cuentas de correo, compartir documentos en Google Docs, hacer blogs y wikis, y presentar su trabajo aprendido usando PowerPoint u otras herramientas.
South Dakota State University degree offer diploma Transcriptynfqplhm
办理美国SDSU毕业证书制作南达科他州立大学假文凭定制Q微168899991做SDSU留信网教留服认证海牙认证改SDSU成绩单GPA做SDSU假学位证假文凭高仿毕业证GRE代考如何申请南达科他州立大学South Dakota State University degree offer diploma Transcript
OJP data from firms like Vicinity Jobs have emerged as a complement to traditional sources of labour demand data, such as the Job Vacancy and Wages Survey (JVWS). Ibrahim Abuallail, PhD Candidate, University of Ottawa, presented research relating to bias in OJPs and a proposed approach to effectively adjust OJP data to complement existing official data (such as from the JVWS) and improve the measurement of labour demand.
Optimizing Net Interest Margin (NIM) in the Financial Sector (With Examples).pdfshruti1menon2
NIM is calculated as the difference between interest income earned and interest expenses paid, divided by interest-earning assets.
Importance: NIM serves as a critical measure of a financial institution's profitability and operational efficiency. It reflects how effectively the institution is utilizing its interest-earning assets to generate income while managing interest costs.
13 Jun 24 ILC Retirement Income Summit - slides.pptxILC- UK
ILC's Retirement Income Summit was hosted by M&G and supported by Canada Life. The event brought together key policymakers, influencers and experts to help identify policy priorities for the next Government and ensure more of us have access to a decent income in retirement.
Contributors included:
Jo Blanden, Professor in Economics, University of Surrey
Clive Bolton, CEO, Life Insurance M&G Plc
Jim Boyd, CEO, Equity Release Council
Molly Broome, Economist, Resolution Foundation
Nida Broughton, Co-Director of Economic Policy, Behavioural Insights Team
Jonathan Cribb, Associate Director and Head of Retirement, Savings, and Ageing, Institute for Fiscal Studies
Joanna Elson CBE, Chief Executive Officer, Independent Age
Tom Evans, Managing Director of Retirement, Canada Life
Steve Groves, Chair, Key Retirement Group
Tish Hanifan, Founder and Joint Chair of the Society of Later life Advisers
Sue Lewis, ILC Trustee
Siobhan Lough, Senior Consultant, Hymans Robertson
Mick McAteer, Co-Director, The Financial Inclusion Centre
Stuart McDonald MBE, Head of Longevity and Democratic Insights, LCP
Anusha Mittal, Managing Director, Individual Life and Pensions, M&G Life
Shelley Morris, Senior Project Manager, Living Pension, Living Wage Foundation
Sarah O'Grady, Journalist
Will Sherlock, Head of External Relations, M&G Plc
Daniela Silcock, Head of Policy Research, Pensions Policy Institute
David Sinclair, Chief Executive, ILC
Jordi Skilbeck, Senior Policy Advisor, Pensions and Lifetime Savings Association
Rt Hon Sir Stephen Timms, former Chair, Work & Pensions Committee
Nigel Waterson, ILC Trustee
Jackie Wells, Strategy and Policy Consultant, ILC Strategic Advisory Board
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
An accounting information system (AIS) refers to tools and systems designed for the collection and display of accounting information so accountants and executives can make informed decisions.
The Rise and Fall of Ponzi Schemes in America.pptxDiana Rose
Ponzi schemes, a notorious form of financial fraud, have plagued America’s investment landscape for decades. Named after Charles Ponzi, who orchestrated one of the most infamous schemes in the early 20th century, these fraudulent operations promise high returns with little or no risk, only to collapse and leave investors with significant losses. This article explores the nature of Ponzi schemes, notable cases in American history, their impact on victims, and measures to prevent falling prey to such scams.
Understanding Ponzi Schemes
A Ponzi scheme is an investment scam where returns are paid to earlier investors using the capital from newer investors, rather than from legitimate profit earned. The scheme relies on a constant influx of new investments to continue paying the promised returns. Eventually, when the flow of new money slows down or stops, the scheme collapses, leaving the majority of investors with substantial financial losses.
Historical Context: Charles Ponzi and His Legacy
Charles Ponzi is the namesake of this deceptive practice. In the 1920s, Ponzi promised investors in Boston a 50% return within 45 days or 100% return in 90 days through arbitrage of international reply coupons. Initially, he paid returns as promised, not from profits, but from the investments of new participants. When his scheme unraveled, it resulted in losses exceeding $20 million (equivalent to about $270 million today).
Notable American Ponzi Schemes
1. Bernie Madoff: Perhaps the most notorious Ponzi scheme in recent history, Bernie Madoff’s fraud involved $65 billion. Madoff, a well-respected figure in the financial industry, promised steady, high returns through a secretive investment strategy. His scheme lasted for decades before collapsing in 2008, devastating thousands of investors, including individuals, charities, and institutional clients.
2. Allen Stanford: Through his company, Stanford Financial Group, Allen Stanford orchestrated a $7 billion Ponzi scheme, luring investors with fraudulent certificates of deposit issued by his offshore bank. Stanford promised high returns and lavish lifestyle benefits to his investors, which ultimately led to a 110-year prison sentence for the financier in 2012.
3. Tom Petters: In a scheme that lasted more than a decade, Tom Petters ran a $3.65 billion Ponzi scheme, using his company, Petters Group Worldwide. He claimed to buy and sell consumer electronics, but in reality, he used new investments to pay off old debts and fund his extravagant lifestyle. Petters was convicted in 2009 and sentenced to 50 years in prison.
4. Eric Dalius and Saivian: Eric Dalius, a prominent figure behind Saivian, a cashback program promising high returns, is under scrutiny for allegedly orchestrating a Ponzi scheme. Saivian enticed investors with promises of up to 20% cash back on everyday purchases. However, investigations suggest that the returns were paid using new investments rather than legitimate profits. The collapse of Saivian l
[4:55 p.m.] Bryan Oates
OJPs are becoming a critical resource for policy-makers and researchers who study the labour market. LMIC continues to work with Vicinity Jobs’ data on OJPs, which can be explored in our Canadian Job Trends Dashboard. Valuable insights have been gained through our analysis of OJP data, including LMIC research lead
Suzanne Spiteri’s recent report on improving the quality and accessibility of job postings to reduce employment barriers for neurodivergent people.
Decoding job postings: Improving accessibility for neurodivergent job seekers
Improving the quality and accessibility of job postings is one way to reduce employment barriers for neurodivergent people.
The Impact of Generative AI and 4th Industrial RevolutionPaolo Maresca
This infographic explores the transformative power of Generative AI, a key driver of the 4th Industrial Revolution. Discover how Generative AI is revolutionizing industries, accelerating innovation, and shaping the future of work.