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DEVELOPINGASTRATEGIC,SCRIPTURAL
&TECHNOLOGYFRAMEWORK&COE
FORTHEWORLD’SFIRSTCHRISTIAN
SOCIALSTOCKEXCHANGE
(CSSE)
WITH
THE
LEADERSHIPOFSPONSOR(S)
BY
LTCDRJOHNNYMOI(RETD.)–UPDATED
24JUNE2020
BACKGROUND/INTRODUCTION
Social Stock Exchanges (SSEs):
īŋŽ Trading platform listing “social development” businesses in
approved Main Stock Exchange
īŋŽ Allows investors to buy shares of Companies in : Education, Food &
Agriculture, Energy, Water, Sanitation, Healthcare, Green Tech,
Environment orientated and biblically approved businesses
īŋŽ Key participants: Government, Financial Institutions, Community
Organizations, Social Development Agencies, Social Entrepreneurs,
Investorsâ€Ļ
īŋŽ Some SSEs (differ in form and function):
* UK: Social Stock Exchange (SSE)
* Canada: Social Venture Connexion (SVX)
* Singapore: Impact Exchange (IX) @ Mauritius Stock Exchange
* South Africa: South Africa Social Impact Exchange (SASIX)
* U.S. : Mission Markets (MM)
Christian Social Stock Exchange (CSSE):
A Christian compliant trading platform listing social development &
impact investing or Biblically Responsible Investing (BRI) businesses in
approved Main Stock Exchange.
* None in the world yet! SPONSOR to champion CSSE! – Be the first
Sponsor to gain global branding by sponsoring it!
2
Socially Responsible
Investing (SRI)
īƒŽ Also known as social investment
īƒŽ Sustainable socially conscious
īƒŽ Green
īƒŽ Ethical Investing
īƒŽ Environmental Social Governance (ESG)
factors
â€Ļ is any investment strategy which seeks
to consider both financial return and social /
environmental / governance good to bring
about social change regarded as positive by
proponents
3
Biblically Responsible
Investing (BRI)
īƒŽ Is an investment decision making process that
applies Christian values to issues facing
shareholders and stakeholders regarding
moral and social principles
īƒŽ And investing that seeks to please and glorify
God as a vital act of worship or financial
deliverance
īƒŽ Holy Bible is more than 2,000 years old
īƒŽ Bible contains more than 2,350 verses about
money and possessions
īƒŽ Contains 126 biblical financial principles
īƒŽ Over half of all parables in Bible about money
and possessions
īƒŽ God’s promise on financial deliverance 4
CHRISTIANITYAND
WEALTH
‘Wealth gotten by vanity
shall be diminished: but he
that gathers by labor shall
increase.’
(Proverbs 13 : 11)
5
Background # 2
CSSE: FAITH - BASED STOCK
EXCHANGE OF THE FUTURE!
-Lt Cdr John Moi (Ret) -
6
Background#3
CURRENTPOSITION
New emerging concept with challenges:
īŋŽ Accretion & accreditation of key participants
īŋŽ Social and / or spiritual mission of the business
īŋŽ Target beneficiaries
īŋŽ How the business impact the companies and
stakeholders
īŋŽ Metrics or measurement tools of social and / or
environmental impact / screens and parameters
īŋŽ Christian compliance and limitations and existence
of Christian financial screens and parameters
īŋŽ USD 70 Trillion of assets worth / traded (2017), 1750
signatories and > 50 countries – United Nations
Environmental Program: Principles Responsible
Investing (PRI) guidelines
7
Background#4
CURRENTPOSITION–KEYAREAS
OFRESEARCH
īŋŽ Policy & regulation for a sustainable CSSE
– To develop
īŋŽ Education, training & awareness activities
– To develop
īŋŽ Research & Development activities – To
specify
īŋŽ Metric tools or methodologies to
measure the impact – To determine and
develop e.g. PRI, BRIâ€Ļ
īŋŽ Creating a sustainable framework for
localised / universal CSSE – To develop
8
Background#5
ASSUMPTIONS
īŋŽ Will adopt & enhance existing policies & guidelines
in setting up as a stock exchange using PRI & BRI
principles
īŋŽ Encourage new and existing members to migrate
as founding members of CSSE
īŋŽ Regulated by relevant authorities of country-
specific
īŋŽ Initial funding by SPONSOR under its CSR or other
funding programs by co-sponsors
īŋŽ SPONSOR to spearhead the first Christian Social
Stock Exchange Academy (CSSEA) or Centre of
Excellence (CoE) to the world
īŋŽ SPONSOR proposed to be the Leading Christian
Social Enterprise Incubator & Accelerator (CSEIA) in
related activities & development
9
ProjectObjective#.1
PROJECTOBJECTIVES
īŋŽ To develop the world’s first Christian
Social Stock Exchange
īŋŽ To enhance the positive image of
related government agencies and
social stakeholders of country specific
īŋŽ To assist other nations & Christian
countries in developing similar CSSEs
leveraging on related networks
īŋŽ To be the pioneer CoE in Christian
Social Stock Exchange Education and
Consultancy
10
ProjectObjective#.2
BRIEFDESCRIPTIONOF
STRATEGY
īŋŽ The CSSE will be created with:
īŋŽ Latest ICT technologies (AI &
Blockchain technology & Mobile Apps?)
īŋŽ Competent people (guided by
Professional Team) / Social
Entrepreneurs / Government agencies
/ Christian Scholars and Academia
īŋŽ CSSE will bring together the
government, social business entities
and social investors and perhaps the
Christian community at large! 11
Proposed Strategic Thrusts
īƒŽ Introduce sponsor’s nation
positioning as the world’s first
global hub for Christian based
investments
īƒŽ Establish the sponsor / nation
as a leading / global center for
Biblical Responsible Investment
(BRI)
īƒŽ Develop sponsor / nation as an
international provider of world’s
first of Christian wealth
management products and
services 12
Proposed Strategic Blueprint
īƒŽ Provide enabling frameworks to support innovations in BRI
markets
īƒŽ Enhance market access and international connectivity to
BRI
īƒŽ Develop a vibrant ecosystem to speed up growth of
Christian based sustainability and responsible investment
īƒŽ Promote the growth of private equity with responsible
investment consideration
īƒŽ Facilitate new digital business models, products and
services for faith based fund and wealth management
īƒŽ Promote sponsor / nation positioning as a pioneer hub for
responsible investment support services
īƒŽ Encourage institutional participation in BRI and funds
īƒŽ Develop facilitative market infrastructures for Christian
based wealth management
īƒŽ Strengthen intermediation capabilities to support
internationalization
īƒŽ Contribute to talent pipeline in wealth management for the
yet to be launched Christian Social Stock Exchange of the
Future!
īƒŽ Provide targeted incentives to strengthen international
competitiveness in the future new markets
13
ProjectObjective#.3
STRATEGY-SUPPORTING
PLATFORMS:
īŋŽ Formation of CSSE – Framework & Guidelines
īŋŽ CSSE Advisory Board – Policies & Direction
īŋŽ CSSE Partners Incorporated – Social Business Partnership / Alliance
īŋŽ CSSE Bonds & Funds – Raising capital: bonds and funds
īŋŽ CSSE Academy / CoE – Promotion for the science and art activities of
Christian Social Stock Exchange
īŋŽ CSSE Institute – Promotion of educational activities
īŋŽ CSSE Advisory & Research – Provision of advisory services, identify
investment opportunities, conduct due diligence and manage
transactional exchange
īŋŽ CSSE Growth Fund – Issuance of growth funds: matured market using
Christian funds and principles?
īŋŽ X-celerator Fund – To expedite growth of budding enterprises using
Christian funds and principles?
īŋŽ X-essment Advisory – To measure and monitor social-environment
impact? To include spiritual impact? Christian screen and parameter.
īŋŽ CSSE (Cross) Foundation – Capital market enhancement activities
that scale up positive impact of the entity (SPONSOR)
14
Project #.4
RURALDEVELOPMENTBOND(EXAMPLE)
īŋŽ Mobilizing private capital for
development in rural or designated
areas
īŋŽ Ecosystem of people and
organizations in rural areas designated
īŋŽ Access to the financial markets
īŋŽ Using Christian compliant financial
instruments / facilities and principles?
15
Project Objective#.5
DEVELOPMENTGROWTHFUND
(EXAMPLE)
īŋŽ Accelerator program that assists
social enterprises matching capital to
different stages of growth
īŋŽ Cover key areas: Water, Sanitation,
Energy, Food, Agriculture, Education,
Healthcare, Green Technology,
Environmental friendlyâ€Ļ
īŋŽ Using Christian compliant financial
instruments and principles?
16
ProjectObjective#.6
MARKETVALUECHAIN–UTILIZING
CHRISTIANFINANCE&IMPACT
INVESTINGPRINCIPLES& FINANCIAL
INSTRUMENTS
Will include:
īŋŽ Seed capital – Initial funding to begin
creating a new business or product(s)
īŋŽ Early stage capital – Financing
provided by financier after seed
capital
īŋŽ Growth capital – Expansion capital or
growth equity for expansion purposes
īŋŽ Bridging capital – A form of debt or
equity; loan to equity
īŋŽ Exits – NO Plan by owner(s) to exit 17
ProjectObjective#. 7
IDEATOMATURITYSTAGES&
UTILIZINGCHRISTIANFINANCIAL
INSTRUMENTS
Will progress from:
īŋŽ Idea stage – Early steps in an innovation
process until documented in a business
case
īŋŽ Early stage – Financing by stakeholders after
seed capital
īŋŽ Expansion stage – Financing provided by
stakeholders / investors to Co. whose
product(s) are commercially available
īŋŽ Pre-IPO stage – Placement of large block of
stock before listing
īŋŽ Maturity stage – Longest period of sales
peak before decline
īŋŽ Exit stage – A business exit strategy by
owner to sell ownership to investors (NO) 18
ProjectObjective#.8
MARKETINGSTRATEGY&TARGET
MARKETS
īŋŽ A Marketing Plan will be developed upon
approval that includes:
īŋŽ Above & below the line marketing activities
īŋŽ Supplemented by Social or Digital Media
īŋŽ Target markets include Social Investors,
Govt related agencies, Financial Institutions,
Community organizations, Green
Development Agencies, Social
Entrepreneurs, Philanthropic Bodies,
Christian based Foundations or entities?
19
Expected Outcomes #.1
INVESTMENT MARKETING INFORMATION
ī‚§ USD 60 – 70 Trillion (2017 – United Nations Environment Program
: Principles for Responsible Investment (PRI), 1750 signatories, >
50 countries as of Aug 2017)
ī‚§ USD 21 Trillion (BRI Inspired Investing Group with data from Pew
Research)
ī‚§ USD 31.4 Trillion ( US Investor Group, 2019)
ī‚§ USD 28.2 Trillion (Investment Company Institute 2017)
20
ExpectedOutcome#.2
POSITIONINGSTATEMENTS
īŋŽ World: “World’s First Christian Social
Stock Exchange advocated by
SPONSOR”
īŋŽ Rest of the World: “CSSE - Creating the
Social Stock Exchanges of the Future”
(Under the flagship of SPONSOR)
īŋŽ “ Social Stock Exchange of The Future!
īŋŽ Catchword: Christian Finance & Impact
Investing” Partnership
īŋŽ SPONSOR: The Leading Evangelist of
Christian Social Stock Exchange!
īŋŽ SPONSOR: The Global Advocate of
Christian Social Stock Exchange!
īŋŽ BRI Stock Exchange of the Future! 21
ExpectedOutcome#.3
BRANDINGSTRATEGY
īŋŽ World: “The world’s first Christian Social Stock
Exchange!”
īŋŽ Rest of the world: “Country-specific Christian
Social Stock Exchange”
īŋŽ Tagline: Investing in People, Planet, Profits &
Preservation, Progress & Promulgation (6P’s)
for the Future
īŋŽ Will use both traditional and digital media to
create branding to public and world at large
īŋŽ Christian compliance Social Stock Exchange
īŋŽ Christian Finance & Impact Investing
Partnership
īŋŽ SPONSOR: The Global Advocate of World’s
First Christian Social Stock Exchange!
īŋŽ World’s first Biblically Responsible Investing
Stock Exchange 22
ExpectedOutcome#.4
PRODUCT/SERVICESTRATEGY
īŋŽ Provides an investor-friendly & Christian
trading platform listing social business
developed from Legal, Government, private
sector and related entities for all countries
particularly the Christian community
īŋŽ SPONSOR CO will provide assistance and
end-to-end consultancy services to
countries intending to start their Christian
Social Stock Exchanges
īŋŽ SPONSOR CO will be the Academy & Centre
of Excellence (CoE) on Christian Social Stock
Exchange to the world
23
ExpectedOutcome#.5
PROMOTIONSTRATEGY
īŋŽ Includes all activities in both traditional & digital
media to create awareness
īŋŽ Printed & digital info about entity and services
īŋŽ Alliances with other SSEs / World’s Social
Development bodies / UN agencies / Universities /
CSR bias entities / Social orientated foundations /
Impact Investing entities, Christian business bodies
īŋŽ Website, Blog & other Social Media platforms to be
employed to increase visibility
īŋŽ Development & Implementation of CSSE
Certification programs & CSSE Summit or
Conference, Gala Events to be organised by
SPONSOR CO
īŋŽ Formation of the world’s first CSSE Network Alliance?
24
Project&CommercializationPlan#.1
RESOURCESREQUIREMENTS
īŋŽ Malaysia: CSSE will register with ROC as S/B & regulated by
existing authorities of the Main Exchange of Malaysia
(similar for country specific)
īŋŽ Sponsor will seek partnership with Securities Commission
to leverage on existing infrastructures for pilot project
īŋŽ Listing of CSSE in other bourses may be considered using
capital mechanism like Alibaba, Grab...
īŋŽ Proposer will rent an interim office space with ICT facilities
to conduct research and develop framework, SOPs of
supporting platforms e.g. Academy, Institute, Advisory
Board....etc...
īŋŽ SPONSOR may allocate working space in its premises for
coordination or other related activities
īŋŽ Proposer will develop the business model and initial set
up of entity
īŋŽ Note: SSE (UK) took 18 months from idea to pre-IPO
maturity stage & has raised about US$ 1,000,000. SSE
Market Cap: GBP 1.25 Billions as of Nov 2019 25
Project&CommercializationPlan#.2
FINANCIALCONSIDERATIONSAND
COMMERCIALIZATIONPLAN
īŋŽ Initial request of working grant / seed capital of RM
15,000 per month ( 1 year) to cover salary, living &
incidental expenses, visits to SSEs & key person(s)
funds to be requested, training programs (SSE &
Impact Investing, Christian Finance, etc)...
īŋŽ SPONSOR to consider fund-raising thru “Certified
Christian Social Stock Exchange Professional /
Christian Investment Professional and other related
certification programs” (To be determined)
īŋŽ Fund –raising thru “World’s Summit /Conference and
Global Leadership Awards on CSSE Gala Event
hosted by SPONSOR (To be determined) (Separate
Event Organising proposals can be tabled)
īŋŽ Donations and sponsorships during initial stage
īŋŽ Self generating revenues from set up, consultancy
services, talks, training programs on CSSE
īŋŽ CSSE Academy or CoE to be listed in less than 5
years (Note: SSE (UK) took 18 months from idea to
pre-IPO maturity stage has raised about US$
1,000,000 - SSE Market Cap: GBP 1.25 Billions – 2019)
26
Project&CommercializationPlan#.3
PotentialCommercializationPlan
īƒŽ Certified Christian Social Stock Exchange
Professional (CSSEP) – 2 -3 day intensive program,
300 pax at USD 1,500 per pax = USD 45,000.00
(Sponsor?) Bi-annual or quarterly
īƒŽ CSSE Inaugural Gala & Awards Night – 500 pax at
USD 100 per pax per table of 10 = USD 50,000.00
īƒŽ Platinum (1 @USD10 K), Gold (2 @USD 5K each),
Silver (4 @USD 3K each) & Copper (8@ USD 1.5K
each) Sponsors’ tables: projected revenues
@100% take up rate = USD 44,000.00
īƒŽ Corporate & CEOs’ write up on Inaugural CSSE
Handbook: Projected revenues of 30 X USD
5,000/Co = USD 150,000.00
īƒŽ Project revenues from above= USD 289,000.00 X 4.0
(RM 1,156,000.00)
īƒŽ Revenues from Consultancy and services
rendered by SPONSOR-CSSE Think tank – From USD
1,000,000 onwards for setting up CSSE in country
īƒŽ Note: Proposal Papers for CSSE Inaugural Gala &
Awards Night are ready!
27
Financial Road Map
īƒŽ Develop and implement Certified CSSE
programs offline & online
īƒŽ Development of paid training programs,
workshops, seminars, talks
īƒŽ End to end consultancy for start up clients
(OIC & 3rd world countries)
īƒŽ Annual Event Organizer for Summit / Gala
Awards for country specific
īƒŽ Paid advertorials on CEOs & Company for
Directory / Handbook
īƒŽ Fund raising thru equity / crowd funding
īƒŽ Pre IPO Offer & IPO listing within 5 years or
earlier
28
KPIs
īƒŽ Set up CoE and registered Co within 3
months
īƒŽ Website, Blog & Social Media within 3
months
īƒŽ Documentation & SOPs – Ongoing
īƒŽ Development & implementation of
Certified Professional Programs within 6
months (4 programs from 2nd year
onwards)
īƒŽ Launch of Inaugural / Annual / Summit
Awards Event within 1 year / Annually
īƒŽ Expansion to world’s countries –
Minimum 5 countries from 2nd year
onwards
īƒŽ Pre IPO Offer & IPO Listing of CoE
within 5 years or earlier 29
30
Financial Benefits to Sponsors /
Investors (where applicable)
īƒŽ Targeted 20% ROI per year
īƒŽ Proposed Dividend Policy (up to 50%
from profit years)
īƒŽ Angel Tax Incentives
īƒŽ VCC Incentives
īƒŽ Operational HQ Incentives
īƒŽ Labuan / International Offshore facilities
& incentives
īƒŽ Government grants & incentives
īƒŽ Investment opportunities in overseas
markets via JV / VIP programs
10 COMMANDMENTS: A BUSINESS
PERSPECTIVE
īƒŽ You shall have no other gods before meâ€Ļ(money, power, fame,
greed or anything above Himâ€Ļ)
īƒŽ You shall not make for yourself an idol in the form of anything in
heaven above or on the earthâ€Ļ(icons, images, peopleâ€Ļ)
īƒŽ You shall not misuse the name of the LORD your Godâ€Ļ(for dishonest
gains)
īƒŽ Remember the Sabbath day by keeping it holyâ€Ļ(Work is worship
onto the LORD)
īƒŽ Honor your father and your motherâ€Ļ(honor those in authority,
employers and stakeholders)
īƒŽ You shall not murderâ€Ļ(eliminate your competitors by unethical
means)
īƒŽ You shall not commit adulteryâ€Ļ(partnering with unscrupulous
people to harm others)
īƒŽ You shall not stealâ€Ļ(from own and / or other properties or resources)
īƒŽ You shall not give false testimony against your
neighborsâ€Ļ(competitors, stakeholders or any person)
īƒŽ You shall not covet your neighbor’s house (properties), wife
(competitors’ partners), maidservant (working staff / employees),
donkey (products & services) or anything that belongs to your
neighbor (competitors)
31
12 COMPONENTS OF GOD’S COMPANY
1. Commitment to the ‘King’ of the company – Your LORD your God
2. Commitment to obey God’s commands
3. Commitment to marriage & family (extended family and
stakeholders)
4. Commitment to God’s ownership structure
5. Commitment to fulfilling the Great Commission through prayer
evangelism and (charitable works, emphasis mine)
6. Commitment to the 5 pivotal paradigms (credit to Ed Silvoso):
a. Disciple nations, not only individuals
b. Reclaim the redeemed marketplace
c. Everyone is a minister and work is worship
d. Take the Kingdom of God to the gates of hell
e. Eliminates systemic poverty
7. Commitment to being extraordinary
8. Commitment to Kingdom thinking
9. Commitment to high standard of conduct
10. Commitment to Kingdom giving
11. Commitment to a transformational organization
12. Commitment to prayers
(Credit to Rick Heeren, Author of Marketplace Miracles and other books)
32
BUSINESS BY BIBLE:SOME BIBLICAL
PRINCIPLES
1. Before you start a business venture plan ahead and make sure you can carry it. – “Don’t begin until
you can count the cost” (Luke 14 : 28)
2. Focus on establishing your business before you overcommit to comfort at home. – “Develop your
business first before building your house” (Proverbs 24 : 27)
3. God thinks highly of people who are enterprising and hardworking. – “She goes out to inspect a
field and buys it; with her earnings she plants a vineyard” (Proverbs 31 : 16)
4. Aquila and Priscilla were Christian leaders in ministry and in business. - Ä Jew named Aquilaâ€Ļhad
recently arrived from Italy with his wife, Priscillaâ€ĻPaul lived and worked with them, for they were
tentmakers just as he was” (Acts 18 : 2-3)
5. You should be fair to your employees (and all stakeholders, emphasis mine). – “Do not cheat, or
rob anyone. Always pay your hired workers (and creditors, emphasis mine) promptly (Leviticus 19
: 13)
6. Hard work done with excellence and integrity honors God. – As slaves of Christ, do the will of God
with all your heart. Work with enthusiasm as though you were working for the LORD rather than
for people (Ephesians 6 : 6 – 7)
7. Always be sure to pay all your taxes. - “Well then, Jesus said “give to Caesar what belongs to him.
But everything that belongs to God must be given to God (Mark 12 : 17)
8. Serving God through your business during the week means that you live in harmony with what
you profess on Sundays. –”Listen to this, you who rob the poor and trample the needy! You can’t
wait for the Sabbath day to be over and the religious festivals to end so you can get back to
cheating the helpless” (Amos 8 : 4 – 5)
9. Whatever business ventures you pursue, remember that God is your LORD and you are completely
dependent on him in everything. – Look here you people who say, ‘Today or tomorrow we are
going to a certain town and will stay there a year. If the LORD wants us to, we will do this or that”
(James 4 : 13, 15)
10. Be generous in your business dealings – it is an investment that will come back to you later! – All
goes well for those who are generous, who lend freely and their business fairly (Psalm 112 : 5)
11. Conduct your business above board and in public, with no hidden kickbacks or shady deals – “Boaz
called the leaders from the town and asked them to sit as witnesses (Ruth 4 : 2)
12. Integrity is an essential mark of true business people. – “The LORD demands fairness in every
business deal; he sets the standard (Proverbs 16 : 11) 33
10 COMMANDMENTS OF
SCRIPTURAL PROSPERITY
1. Obey all of God’s commandments (Deuteronomy 28 : 1-
2, 11, 15)
2. Seek the prosperity of your soul (3 John 1 – 2)
3. Acquire wisdom & knowledge (2 Chronicles 1 : 11 – 12)
4. Bless Israel and pray for the peace of Jerusalem (Genesis
12 : 1, 3)
5. Honor the Lord with your wealth (Proverbs 3 : 9-10)
6. Be generous to the poor (Proverbs 22 : 9)
7. Don’t use debt to prosper (Habukkuk 2 : 6-7)
8. Be diligent (Proverbs 10 : 4)
9. Establish God’s covenant in the Marketplace
(Deuteronomy 8 : 18)
10. No dishonest scales of any kind (Proverbs 11 : 1)
(Credit to Norm Franz – Author: Money & Wealth in the New Millennium)
34
TECHNOLOGY LEADERSHIP FRAMEWORK
īƒŽ New economic financial models that reflect the full cost of resource depletion &
environmental impact
īƒŽ New energy conservation patterns that will reduce our indiscriminate use of
fossil fuels
īƒŽ New non-fossil fuels (biomass, solar, wind, water, nuclear, others) sources that
will replace a portion of our oil consumption and that will limit the emission of
greenhouse gases into the atmosphere
īƒŽ New sustainable housing and transportation alternatives that limit the impact
on the environment, the use of energy and the generation of waste
īƒŽ New accounting and auditing practices for public & private companies that fully
account for environmental impact, energy use and resource demand
īƒŽ New environmental ethics for individuals and corporations
(Credit to Derk Matt, CEO, www.hmmenvirotech.com)
īƒŽ Innovation technologies to turn waste into useful energy or products (new)
īƒŽ Innovation technologies to create surplus from normal outputs (new)
īƒŽ Innovation technologies to harness health-giving benefits from the environment
(new)
īƒŽ Innovation technologies to rebalance the damage done to the environment
(new)
35
Technology – ESG Framework
Faith based investing can be focused in a particular country, region or
city or can create impact in multiple countries or regions within the
technology - ESG framework
Environmental (E):
Biodiversity / land
Use carbon emissions
Energy usage
Raw material sourcing
Regulatory / legal risks
Supply Chain management
Waste & recycling
Water management
Weather events
Social (S):
Community relationship
Controversial business customer / relation / product
Diversity issues
Health & Safety
Human Capital Management
Human rights
Responsible marketing & R & D
Union Relations
ī‚§ Governance (G):
Accountability
Anti-takeover Measures
Board Structure / Size
Bribery & Corruption
CEO Duality
Executive Compensation Scheme
Ownership Structure
Shareholders Rights
Transparency
Voting Procedures
Sectors
Healthcare
Clean Energy
Water & Sanitation
Housing
Education
Financial Services
Waste Management & Recycling (new)
R & D for above sectors (new)
36
STANDARDS, MONITORING, EVALUATION &
PRINCIPLES
ī‚§ Global Impact Investing Rating System (GIIRS)
ī‚§ Global Impact Investing Network (GIIN)
ī‚§ Overseas Private Investment Corporation (OPIC)
ī‚§ Accounting & Auditing Organization for Islamic Financial Institutions (AAOIFI)
ī‚§ Interfaith Center for Corporate Responsibility (ICCR)
ī‚§ Impact Reporting Investment Standards (IRIS)
ī‚§ Islamic Financial Services Board (IFSB)
ī‚§ SustainableAccounting Standards Board (SASB)
ī‚§ Sustainability Supervisory Board (SSB)
ī‚§ SocialVenture Network (SVN)
ī‚§ Global Reporting Initiatives (GRI)
ī‚§ United Nations Development Programs (UNDP)
ī‚§ United Nations Environment Program Financial Institutions (UNEPFI)
ī‚§ United Nations Principles for Responsible Investing (UNPRI)
ī‚§ United Nations Global Compact (UNGC)
37
CONCLUSION
īŋŽ Recent emergence of SSEs that differ in form
and function with few examples
īŋŽ None from the Christian community?
īŋŽ Necessitate extensive R & D activities,
development of strategic framework and
related documentation (SOPs)
īŋŽ SPONSOR proposed to be the Global
Advocate of Christian Social Stock Exchange
by merging Christian Finance & Impact
Investing (BRI) Concepts / Principles
īŋŽ SPONSOR proposed to spearhead the first
CSSE Academy / CoE for the world!
īŋŽ SPONSOR proposed to be the leading
pioneer Incubator & Accelerator of CSSE
īŋŽ Approve the working grant / seed capital of
RM 15,000 / month / year for originator of
business case for research & development
activities
38
MINORACCOMPLISHMENTS
īƒŽ International & local award-winning writer (Commonwealth
Navies & Anugerah Usman Awang)
īƒŽ Author: Servant Leadership 1.0 – Serve to Lead & Servant
Leadership 2.0 – Principles of SERVANTHOOD (with
precepts from major Holy Books) published in major dailies
and online portals
īƒŽ Author: Islamic & Christian Financial Concepts, other Wealth
Management /Thematic Concepts. Also “- 12 Strategic
Initiatives for the Palm Oil &Timber Industries (2 papers)
īƒŽ Author:The world’s first Islamic Social Stock Exchange &
Global Islamic Finance &Tourism (G.I.F.T.) Frameworks
īƒŽ Chief Editor & Event Organizer, LEADERS publication
īƒŽ Former Columnist with the New StraitsTimes –Property
Column with published articles on Wealth Creation,
Investment and Property in general
īƒŽ Former HOD / Editor – Sales & Niche Publications (Halal, Oil
& Gas,Tourist, Agriculture publications & Internet Solutions.
Secured 10 Millions deal forTM Publications from Tourism
Ministry
īƒŽ Certified Master Financial Planner (MFP), USA
īƒŽ Certified Professional Landlord (CPL), USA
īƒŽ Certified Islamic Estate Planner (IEP), Malaysia
39
GODANDINHERITANCE
“The LORD knows the days of the
upright: and their inheritance shall be
forever. They shall not be ashamed in
the evil time: and in the days of famine,
they shall be satisfied.”
Psalm 37 : 18 – 19
40
41
Thanksâ€ĻTheNextStep?
Any questions?
You can find me at: johnnymoi7@yahoo.com
ORor 012 371 0788

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Developing a Strategic Framework for the World's First Christian Social Stock Exchange

  • 2. BACKGROUND/INTRODUCTION Social Stock Exchanges (SSEs): īŋŽ Trading platform listing “social development” businesses in approved Main Stock Exchange īŋŽ Allows investors to buy shares of Companies in : Education, Food & Agriculture, Energy, Water, Sanitation, Healthcare, Green Tech, Environment orientated and biblically approved businesses īŋŽ Key participants: Government, Financial Institutions, Community Organizations, Social Development Agencies, Social Entrepreneurs, Investorsâ€Ļ īŋŽ Some SSEs (differ in form and function): * UK: Social Stock Exchange (SSE) * Canada: Social Venture Connexion (SVX) * Singapore: Impact Exchange (IX) @ Mauritius Stock Exchange * South Africa: South Africa Social Impact Exchange (SASIX) * U.S. : Mission Markets (MM) Christian Social Stock Exchange (CSSE): A Christian compliant trading platform listing social development & impact investing or Biblically Responsible Investing (BRI) businesses in approved Main Stock Exchange. * None in the world yet! SPONSOR to champion CSSE! – Be the first Sponsor to gain global branding by sponsoring it! 2
  • 3. Socially Responsible Investing (SRI) īƒŽ Also known as social investment īƒŽ Sustainable socially conscious īƒŽ Green īƒŽ Ethical Investing īƒŽ Environmental Social Governance (ESG) factors â€Ļ is any investment strategy which seeks to consider both financial return and social / environmental / governance good to bring about social change regarded as positive by proponents 3
  • 4. Biblically Responsible Investing (BRI) īƒŽ Is an investment decision making process that applies Christian values to issues facing shareholders and stakeholders regarding moral and social principles īƒŽ And investing that seeks to please and glorify God as a vital act of worship or financial deliverance īƒŽ Holy Bible is more than 2,000 years old īƒŽ Bible contains more than 2,350 verses about money and possessions īƒŽ Contains 126 biblical financial principles īƒŽ Over half of all parables in Bible about money and possessions īƒŽ God’s promise on financial deliverance 4
  • 5. CHRISTIANITYAND WEALTH ‘Wealth gotten by vanity shall be diminished: but he that gathers by labor shall increase.’ (Proverbs 13 : 11) 5
  • 6. Background # 2 CSSE: FAITH - BASED STOCK EXCHANGE OF THE FUTURE! -Lt Cdr John Moi (Ret) - 6
  • 7. Background#3 CURRENTPOSITION New emerging concept with challenges: īŋŽ Accretion & accreditation of key participants īŋŽ Social and / or spiritual mission of the business īŋŽ Target beneficiaries īŋŽ How the business impact the companies and stakeholders īŋŽ Metrics or measurement tools of social and / or environmental impact / screens and parameters īŋŽ Christian compliance and limitations and existence of Christian financial screens and parameters īŋŽ USD 70 Trillion of assets worth / traded (2017), 1750 signatories and > 50 countries – United Nations Environmental Program: Principles Responsible Investing (PRI) guidelines 7
  • 8. Background#4 CURRENTPOSITION–KEYAREAS OFRESEARCH īŋŽ Policy & regulation for a sustainable CSSE – To develop īŋŽ Education, training & awareness activities – To develop īŋŽ Research & Development activities – To specify īŋŽ Metric tools or methodologies to measure the impact – To determine and develop e.g. PRI, BRIâ€Ļ īŋŽ Creating a sustainable framework for localised / universal CSSE – To develop 8
  • 9. Background#5 ASSUMPTIONS īŋŽ Will adopt & enhance existing policies & guidelines in setting up as a stock exchange using PRI & BRI principles īŋŽ Encourage new and existing members to migrate as founding members of CSSE īŋŽ Regulated by relevant authorities of country- specific īŋŽ Initial funding by SPONSOR under its CSR or other funding programs by co-sponsors īŋŽ SPONSOR to spearhead the first Christian Social Stock Exchange Academy (CSSEA) or Centre of Excellence (CoE) to the world īŋŽ SPONSOR proposed to be the Leading Christian Social Enterprise Incubator & Accelerator (CSEIA) in related activities & development 9
  • 10. ProjectObjective#.1 PROJECTOBJECTIVES īŋŽ To develop the world’s first Christian Social Stock Exchange īŋŽ To enhance the positive image of related government agencies and social stakeholders of country specific īŋŽ To assist other nations & Christian countries in developing similar CSSEs leveraging on related networks īŋŽ To be the pioneer CoE in Christian Social Stock Exchange Education and Consultancy 10
  • 11. ProjectObjective#.2 BRIEFDESCRIPTIONOF STRATEGY īŋŽ The CSSE will be created with: īŋŽ Latest ICT technologies (AI & Blockchain technology & Mobile Apps?) īŋŽ Competent people (guided by Professional Team) / Social Entrepreneurs / Government agencies / Christian Scholars and Academia īŋŽ CSSE will bring together the government, social business entities and social investors and perhaps the Christian community at large! 11
  • 12. Proposed Strategic Thrusts īƒŽ Introduce sponsor’s nation positioning as the world’s first global hub for Christian based investments īƒŽ Establish the sponsor / nation as a leading / global center for Biblical Responsible Investment (BRI) īƒŽ Develop sponsor / nation as an international provider of world’s first of Christian wealth management products and services 12
  • 13. Proposed Strategic Blueprint īƒŽ Provide enabling frameworks to support innovations in BRI markets īƒŽ Enhance market access and international connectivity to BRI īƒŽ Develop a vibrant ecosystem to speed up growth of Christian based sustainability and responsible investment īƒŽ Promote the growth of private equity with responsible investment consideration īƒŽ Facilitate new digital business models, products and services for faith based fund and wealth management īƒŽ Promote sponsor / nation positioning as a pioneer hub for responsible investment support services īƒŽ Encourage institutional participation in BRI and funds īƒŽ Develop facilitative market infrastructures for Christian based wealth management īƒŽ Strengthen intermediation capabilities to support internationalization īƒŽ Contribute to talent pipeline in wealth management for the yet to be launched Christian Social Stock Exchange of the Future! īƒŽ Provide targeted incentives to strengthen international competitiveness in the future new markets 13
  • 14. ProjectObjective#.3 STRATEGY-SUPPORTING PLATFORMS: īŋŽ Formation of CSSE – Framework & Guidelines īŋŽ CSSE Advisory Board – Policies & Direction īŋŽ CSSE Partners Incorporated – Social Business Partnership / Alliance īŋŽ CSSE Bonds & Funds – Raising capital: bonds and funds īŋŽ CSSE Academy / CoE – Promotion for the science and art activities of Christian Social Stock Exchange īŋŽ CSSE Institute – Promotion of educational activities īŋŽ CSSE Advisory & Research – Provision of advisory services, identify investment opportunities, conduct due diligence and manage transactional exchange īŋŽ CSSE Growth Fund – Issuance of growth funds: matured market using Christian funds and principles? īŋŽ X-celerator Fund – To expedite growth of budding enterprises using Christian funds and principles? īŋŽ X-essment Advisory – To measure and monitor social-environment impact? To include spiritual impact? Christian screen and parameter. īŋŽ CSSE (Cross) Foundation – Capital market enhancement activities that scale up positive impact of the entity (SPONSOR) 14
  • 15. Project #.4 RURALDEVELOPMENTBOND(EXAMPLE) īŋŽ Mobilizing private capital for development in rural or designated areas īŋŽ Ecosystem of people and organizations in rural areas designated īŋŽ Access to the financial markets īŋŽ Using Christian compliant financial instruments / facilities and principles? 15
  • 16. Project Objective#.5 DEVELOPMENTGROWTHFUND (EXAMPLE) īŋŽ Accelerator program that assists social enterprises matching capital to different stages of growth īŋŽ Cover key areas: Water, Sanitation, Energy, Food, Agriculture, Education, Healthcare, Green Technology, Environmental friendlyâ€Ļ īŋŽ Using Christian compliant financial instruments and principles? 16
  • 17. ProjectObjective#.6 MARKETVALUECHAIN–UTILIZING CHRISTIANFINANCE&IMPACT INVESTINGPRINCIPLES& FINANCIAL INSTRUMENTS Will include: īŋŽ Seed capital – Initial funding to begin creating a new business or product(s) īŋŽ Early stage capital – Financing provided by financier after seed capital īŋŽ Growth capital – Expansion capital or growth equity for expansion purposes īŋŽ Bridging capital – A form of debt or equity; loan to equity īŋŽ Exits – NO Plan by owner(s) to exit 17
  • 18. ProjectObjective#. 7 IDEATOMATURITYSTAGES& UTILIZINGCHRISTIANFINANCIAL INSTRUMENTS Will progress from: īŋŽ Idea stage – Early steps in an innovation process until documented in a business case īŋŽ Early stage – Financing by stakeholders after seed capital īŋŽ Expansion stage – Financing provided by stakeholders / investors to Co. whose product(s) are commercially available īŋŽ Pre-IPO stage – Placement of large block of stock before listing īŋŽ Maturity stage – Longest period of sales peak before decline īŋŽ Exit stage – A business exit strategy by owner to sell ownership to investors (NO) 18
  • 19. ProjectObjective#.8 MARKETINGSTRATEGY&TARGET MARKETS īŋŽ A Marketing Plan will be developed upon approval that includes: īŋŽ Above & below the line marketing activities īŋŽ Supplemented by Social or Digital Media īŋŽ Target markets include Social Investors, Govt related agencies, Financial Institutions, Community organizations, Green Development Agencies, Social Entrepreneurs, Philanthropic Bodies, Christian based Foundations or entities? 19
  • 20. Expected Outcomes #.1 INVESTMENT MARKETING INFORMATION ī‚§ USD 60 – 70 Trillion (2017 – United Nations Environment Program : Principles for Responsible Investment (PRI), 1750 signatories, > 50 countries as of Aug 2017) ī‚§ USD 21 Trillion (BRI Inspired Investing Group with data from Pew Research) ī‚§ USD 31.4 Trillion ( US Investor Group, 2019) ī‚§ USD 28.2 Trillion (Investment Company Institute 2017) 20
  • 21. ExpectedOutcome#.2 POSITIONINGSTATEMENTS īŋŽ World: “World’s First Christian Social Stock Exchange advocated by SPONSOR” īŋŽ Rest of the World: “CSSE - Creating the Social Stock Exchanges of the Future” (Under the flagship of SPONSOR) īŋŽ “ Social Stock Exchange of The Future! īŋŽ Catchword: Christian Finance & Impact Investing” Partnership īŋŽ SPONSOR: The Leading Evangelist of Christian Social Stock Exchange! īŋŽ SPONSOR: The Global Advocate of Christian Social Stock Exchange! īŋŽ BRI Stock Exchange of the Future! 21
  • 22. ExpectedOutcome#.3 BRANDINGSTRATEGY īŋŽ World: “The world’s first Christian Social Stock Exchange!” īŋŽ Rest of the world: “Country-specific Christian Social Stock Exchange” īŋŽ Tagline: Investing in People, Planet, Profits & Preservation, Progress & Promulgation (6P’s) for the Future īŋŽ Will use both traditional and digital media to create branding to public and world at large īŋŽ Christian compliance Social Stock Exchange īŋŽ Christian Finance & Impact Investing Partnership īŋŽ SPONSOR: The Global Advocate of World’s First Christian Social Stock Exchange! īŋŽ World’s first Biblically Responsible Investing Stock Exchange 22
  • 23. ExpectedOutcome#.4 PRODUCT/SERVICESTRATEGY īŋŽ Provides an investor-friendly & Christian trading platform listing social business developed from Legal, Government, private sector and related entities for all countries particularly the Christian community īŋŽ SPONSOR CO will provide assistance and end-to-end consultancy services to countries intending to start their Christian Social Stock Exchanges īŋŽ SPONSOR CO will be the Academy & Centre of Excellence (CoE) on Christian Social Stock Exchange to the world 23
  • 24. ExpectedOutcome#.5 PROMOTIONSTRATEGY īŋŽ Includes all activities in both traditional & digital media to create awareness īŋŽ Printed & digital info about entity and services īŋŽ Alliances with other SSEs / World’s Social Development bodies / UN agencies / Universities / CSR bias entities / Social orientated foundations / Impact Investing entities, Christian business bodies īŋŽ Website, Blog & other Social Media platforms to be employed to increase visibility īŋŽ Development & Implementation of CSSE Certification programs & CSSE Summit or Conference, Gala Events to be organised by SPONSOR CO īŋŽ Formation of the world’s first CSSE Network Alliance? 24
  • 25. Project&CommercializationPlan#.1 RESOURCESREQUIREMENTS īŋŽ Malaysia: CSSE will register with ROC as S/B & regulated by existing authorities of the Main Exchange of Malaysia (similar for country specific) īŋŽ Sponsor will seek partnership with Securities Commission to leverage on existing infrastructures for pilot project īŋŽ Listing of CSSE in other bourses may be considered using capital mechanism like Alibaba, Grab... īŋŽ Proposer will rent an interim office space with ICT facilities to conduct research and develop framework, SOPs of supporting platforms e.g. Academy, Institute, Advisory Board....etc... īŋŽ SPONSOR may allocate working space in its premises for coordination or other related activities īŋŽ Proposer will develop the business model and initial set up of entity īŋŽ Note: SSE (UK) took 18 months from idea to pre-IPO maturity stage & has raised about US$ 1,000,000. SSE Market Cap: GBP 1.25 Billions as of Nov 2019 25
  • 26. Project&CommercializationPlan#.2 FINANCIALCONSIDERATIONSAND COMMERCIALIZATIONPLAN īŋŽ Initial request of working grant / seed capital of RM 15,000 per month ( 1 year) to cover salary, living & incidental expenses, visits to SSEs & key person(s) funds to be requested, training programs (SSE & Impact Investing, Christian Finance, etc)... īŋŽ SPONSOR to consider fund-raising thru “Certified Christian Social Stock Exchange Professional / Christian Investment Professional and other related certification programs” (To be determined) īŋŽ Fund –raising thru “World’s Summit /Conference and Global Leadership Awards on CSSE Gala Event hosted by SPONSOR (To be determined) (Separate Event Organising proposals can be tabled) īŋŽ Donations and sponsorships during initial stage īŋŽ Self generating revenues from set up, consultancy services, talks, training programs on CSSE īŋŽ CSSE Academy or CoE to be listed in less than 5 years (Note: SSE (UK) took 18 months from idea to pre-IPO maturity stage has raised about US$ 1,000,000 - SSE Market Cap: GBP 1.25 Billions – 2019) 26
  • 27. Project&CommercializationPlan#.3 PotentialCommercializationPlan īƒŽ Certified Christian Social Stock Exchange Professional (CSSEP) – 2 -3 day intensive program, 300 pax at USD 1,500 per pax = USD 45,000.00 (Sponsor?) Bi-annual or quarterly īƒŽ CSSE Inaugural Gala & Awards Night – 500 pax at USD 100 per pax per table of 10 = USD 50,000.00 īƒŽ Platinum (1 @USD10 K), Gold (2 @USD 5K each), Silver (4 @USD 3K each) & Copper (8@ USD 1.5K each) Sponsors’ tables: projected revenues @100% take up rate = USD 44,000.00 īƒŽ Corporate & CEOs’ write up on Inaugural CSSE Handbook: Projected revenues of 30 X USD 5,000/Co = USD 150,000.00 īƒŽ Project revenues from above= USD 289,000.00 X 4.0 (RM 1,156,000.00) īƒŽ Revenues from Consultancy and services rendered by SPONSOR-CSSE Think tank – From USD 1,000,000 onwards for setting up CSSE in country īƒŽ Note: Proposal Papers for CSSE Inaugural Gala & Awards Night are ready! 27
  • 28. Financial Road Map īƒŽ Develop and implement Certified CSSE programs offline & online īƒŽ Development of paid training programs, workshops, seminars, talks īƒŽ End to end consultancy for start up clients (OIC & 3rd world countries) īƒŽ Annual Event Organizer for Summit / Gala Awards for country specific īƒŽ Paid advertorials on CEOs & Company for Directory / Handbook īƒŽ Fund raising thru equity / crowd funding īƒŽ Pre IPO Offer & IPO listing within 5 years or earlier 28
  • 29. KPIs īƒŽ Set up CoE and registered Co within 3 months īƒŽ Website, Blog & Social Media within 3 months īƒŽ Documentation & SOPs – Ongoing īƒŽ Development & implementation of Certified Professional Programs within 6 months (4 programs from 2nd year onwards) īƒŽ Launch of Inaugural / Annual / Summit Awards Event within 1 year / Annually īƒŽ Expansion to world’s countries – Minimum 5 countries from 2nd year onwards īƒŽ Pre IPO Offer & IPO Listing of CoE within 5 years or earlier 29
  • 30. 30 Financial Benefits to Sponsors / Investors (where applicable) īƒŽ Targeted 20% ROI per year īƒŽ Proposed Dividend Policy (up to 50% from profit years) īƒŽ Angel Tax Incentives īƒŽ VCC Incentives īƒŽ Operational HQ Incentives īƒŽ Labuan / International Offshore facilities & incentives īƒŽ Government grants & incentives īƒŽ Investment opportunities in overseas markets via JV / VIP programs
  • 31. 10 COMMANDMENTS: A BUSINESS PERSPECTIVE īƒŽ You shall have no other gods before meâ€Ļ(money, power, fame, greed or anything above Himâ€Ļ) īƒŽ You shall not make for yourself an idol in the form of anything in heaven above or on the earthâ€Ļ(icons, images, peopleâ€Ļ) īƒŽ You shall not misuse the name of the LORD your Godâ€Ļ(for dishonest gains) īƒŽ Remember the Sabbath day by keeping it holyâ€Ļ(Work is worship onto the LORD) īƒŽ Honor your father and your motherâ€Ļ(honor those in authority, employers and stakeholders) īƒŽ You shall not murderâ€Ļ(eliminate your competitors by unethical means) īƒŽ You shall not commit adulteryâ€Ļ(partnering with unscrupulous people to harm others) īƒŽ You shall not stealâ€Ļ(from own and / or other properties or resources) īƒŽ You shall not give false testimony against your neighborsâ€Ļ(competitors, stakeholders or any person) īƒŽ You shall not covet your neighbor’s house (properties), wife (competitors’ partners), maidservant (working staff / employees), donkey (products & services) or anything that belongs to your neighbor (competitors) 31
  • 32. 12 COMPONENTS OF GOD’S COMPANY 1. Commitment to the ‘King’ of the company – Your LORD your God 2. Commitment to obey God’s commands 3. Commitment to marriage & family (extended family and stakeholders) 4. Commitment to God’s ownership structure 5. Commitment to fulfilling the Great Commission through prayer evangelism and (charitable works, emphasis mine) 6. Commitment to the 5 pivotal paradigms (credit to Ed Silvoso): a. Disciple nations, not only individuals b. Reclaim the redeemed marketplace c. Everyone is a minister and work is worship d. Take the Kingdom of God to the gates of hell e. Eliminates systemic poverty 7. Commitment to being extraordinary 8. Commitment to Kingdom thinking 9. Commitment to high standard of conduct 10. Commitment to Kingdom giving 11. Commitment to a transformational organization 12. Commitment to prayers (Credit to Rick Heeren, Author of Marketplace Miracles and other books) 32
  • 33. BUSINESS BY BIBLE:SOME BIBLICAL PRINCIPLES 1. Before you start a business venture plan ahead and make sure you can carry it. – “Don’t begin until you can count the cost” (Luke 14 : 28) 2. Focus on establishing your business before you overcommit to comfort at home. – “Develop your business first before building your house” (Proverbs 24 : 27) 3. God thinks highly of people who are enterprising and hardworking. – “She goes out to inspect a field and buys it; with her earnings she plants a vineyard” (Proverbs 31 : 16) 4. Aquila and Priscilla were Christian leaders in ministry and in business. - Ä Jew named Aquilaâ€Ļhad recently arrived from Italy with his wife, Priscillaâ€ĻPaul lived and worked with them, for they were tentmakers just as he was” (Acts 18 : 2-3) 5. You should be fair to your employees (and all stakeholders, emphasis mine). – “Do not cheat, or rob anyone. Always pay your hired workers (and creditors, emphasis mine) promptly (Leviticus 19 : 13) 6. Hard work done with excellence and integrity honors God. – As slaves of Christ, do the will of God with all your heart. Work with enthusiasm as though you were working for the LORD rather than for people (Ephesians 6 : 6 – 7) 7. Always be sure to pay all your taxes. - “Well then, Jesus said “give to Caesar what belongs to him. But everything that belongs to God must be given to God (Mark 12 : 17) 8. Serving God through your business during the week means that you live in harmony with what you profess on Sundays. –”Listen to this, you who rob the poor and trample the needy! You can’t wait for the Sabbath day to be over and the religious festivals to end so you can get back to cheating the helpless” (Amos 8 : 4 – 5) 9. Whatever business ventures you pursue, remember that God is your LORD and you are completely dependent on him in everything. – Look here you people who say, ‘Today or tomorrow we are going to a certain town and will stay there a year. If the LORD wants us to, we will do this or that” (James 4 : 13, 15) 10. Be generous in your business dealings – it is an investment that will come back to you later! – All goes well for those who are generous, who lend freely and their business fairly (Psalm 112 : 5) 11. Conduct your business above board and in public, with no hidden kickbacks or shady deals – “Boaz called the leaders from the town and asked them to sit as witnesses (Ruth 4 : 2) 12. Integrity is an essential mark of true business people. – “The LORD demands fairness in every business deal; he sets the standard (Proverbs 16 : 11) 33
  • 34. 10 COMMANDMENTS OF SCRIPTURAL PROSPERITY 1. Obey all of God’s commandments (Deuteronomy 28 : 1- 2, 11, 15) 2. Seek the prosperity of your soul (3 John 1 – 2) 3. Acquire wisdom & knowledge (2 Chronicles 1 : 11 – 12) 4. Bless Israel and pray for the peace of Jerusalem (Genesis 12 : 1, 3) 5. Honor the Lord with your wealth (Proverbs 3 : 9-10) 6. Be generous to the poor (Proverbs 22 : 9) 7. Don’t use debt to prosper (Habukkuk 2 : 6-7) 8. Be diligent (Proverbs 10 : 4) 9. Establish God’s covenant in the Marketplace (Deuteronomy 8 : 18) 10. No dishonest scales of any kind (Proverbs 11 : 1) (Credit to Norm Franz – Author: Money & Wealth in the New Millennium) 34
  • 35. TECHNOLOGY LEADERSHIP FRAMEWORK īƒŽ New economic financial models that reflect the full cost of resource depletion & environmental impact īƒŽ New energy conservation patterns that will reduce our indiscriminate use of fossil fuels īƒŽ New non-fossil fuels (biomass, solar, wind, water, nuclear, others) sources that will replace a portion of our oil consumption and that will limit the emission of greenhouse gases into the atmosphere īƒŽ New sustainable housing and transportation alternatives that limit the impact on the environment, the use of energy and the generation of waste īƒŽ New accounting and auditing practices for public & private companies that fully account for environmental impact, energy use and resource demand īƒŽ New environmental ethics for individuals and corporations (Credit to Derk Matt, CEO, www.hmmenvirotech.com) īƒŽ Innovation technologies to turn waste into useful energy or products (new) īƒŽ Innovation technologies to create surplus from normal outputs (new) īƒŽ Innovation technologies to harness health-giving benefits from the environment (new) īƒŽ Innovation technologies to rebalance the damage done to the environment (new) 35
  • 36. Technology – ESG Framework Faith based investing can be focused in a particular country, region or city or can create impact in multiple countries or regions within the technology - ESG framework Environmental (E): Biodiversity / land Use carbon emissions Energy usage Raw material sourcing Regulatory / legal risks Supply Chain management Waste & recycling Water management Weather events Social (S): Community relationship Controversial business customer / relation / product Diversity issues Health & Safety Human Capital Management Human rights Responsible marketing & R & D Union Relations ī‚§ Governance (G): Accountability Anti-takeover Measures Board Structure / Size Bribery & Corruption CEO Duality Executive Compensation Scheme Ownership Structure Shareholders Rights Transparency Voting Procedures Sectors Healthcare Clean Energy Water & Sanitation Housing Education Financial Services Waste Management & Recycling (new) R & D for above sectors (new) 36
  • 37. STANDARDS, MONITORING, EVALUATION & PRINCIPLES ī‚§ Global Impact Investing Rating System (GIIRS) ī‚§ Global Impact Investing Network (GIIN) ī‚§ Overseas Private Investment Corporation (OPIC) ī‚§ Accounting & Auditing Organization for Islamic Financial Institutions (AAOIFI) ī‚§ Interfaith Center for Corporate Responsibility (ICCR) ī‚§ Impact Reporting Investment Standards (IRIS) ī‚§ Islamic Financial Services Board (IFSB) ī‚§ SustainableAccounting Standards Board (SASB) ī‚§ Sustainability Supervisory Board (SSB) ī‚§ SocialVenture Network (SVN) ī‚§ Global Reporting Initiatives (GRI) ī‚§ United Nations Development Programs (UNDP) ī‚§ United Nations Environment Program Financial Institutions (UNEPFI) ī‚§ United Nations Principles for Responsible Investing (UNPRI) ī‚§ United Nations Global Compact (UNGC) 37
  • 38. CONCLUSION īŋŽ Recent emergence of SSEs that differ in form and function with few examples īŋŽ None from the Christian community? īŋŽ Necessitate extensive R & D activities, development of strategic framework and related documentation (SOPs) īŋŽ SPONSOR proposed to be the Global Advocate of Christian Social Stock Exchange by merging Christian Finance & Impact Investing (BRI) Concepts / Principles īŋŽ SPONSOR proposed to spearhead the first CSSE Academy / CoE for the world! īŋŽ SPONSOR proposed to be the leading pioneer Incubator & Accelerator of CSSE īŋŽ Approve the working grant / seed capital of RM 15,000 / month / year for originator of business case for research & development activities 38
  • 39. MINORACCOMPLISHMENTS īƒŽ International & local award-winning writer (Commonwealth Navies & Anugerah Usman Awang) īƒŽ Author: Servant Leadership 1.0 – Serve to Lead & Servant Leadership 2.0 – Principles of SERVANTHOOD (with precepts from major Holy Books) published in major dailies and online portals īƒŽ Author: Islamic & Christian Financial Concepts, other Wealth Management /Thematic Concepts. Also “- 12 Strategic Initiatives for the Palm Oil &Timber Industries (2 papers) īƒŽ Author:The world’s first Islamic Social Stock Exchange & Global Islamic Finance &Tourism (G.I.F.T.) Frameworks īƒŽ Chief Editor & Event Organizer, LEADERS publication īƒŽ Former Columnist with the New StraitsTimes –Property Column with published articles on Wealth Creation, Investment and Property in general īƒŽ Former HOD / Editor – Sales & Niche Publications (Halal, Oil & Gas,Tourist, Agriculture publications & Internet Solutions. Secured 10 Millions deal forTM Publications from Tourism Ministry īƒŽ Certified Master Financial Planner (MFP), USA īƒŽ Certified Professional Landlord (CPL), USA īƒŽ Certified Islamic Estate Planner (IEP), Malaysia 39
  • 40. GODANDINHERITANCE “The LORD knows the days of the upright: and their inheritance shall be forever. They shall not be ashamed in the evil time: and in the days of famine, they shall be satisfied.” Psalm 37 : 18 – 19 40
  • 41. 41 Thanksâ€ĻTheNextStep? Any questions? You can find me at: johnnymoi7@yahoo.com ORor 012 371 0788