This document contains information about taking out student loans to finance an Associate's degree program in Human Resource Specialist at Bryant & Stratton College. It estimates the total cost of the 2-year program to be $73,620 and models loan repayment over 8 and 10 year terms. The 8-year loan has monthly payments of $897 and total interest of $12,528, while the 10-year loan has monthly payments of $745 and total interest of $15,624. Thus, the document recommends taking the 8-year loan to minimize total interest costs.