REMNTM is a privately held mortgage banking firm founded in 1989 with over 600 employees across the US. It has three business channels - Retail, Wholesale, and Consumer Direct. In 2011, REMN funded $2.32 billion in mortgages and issued over $2 billion in securities. It maintains over $300 million in warehouse capacity. REMN offers traditional and niche mortgage products through in-house processing, underwriting, and closing teams supported by training, technology, and marketing programs.
Simpozionul interdisciplinar naţional Creație - Evoluție, ediţia a XVII-a a fost organizat de MUZEUL JUDEȚEAN DE ȘTIINȚELE NATURII PRAHOVA și INSTITUTUL DE ANTROPOLOGIE "FRANCISC I. RAINER" al Academiei Române. Simpozionul s-a desfășurat în 12 decembrie 2014 la MUZEUL JUDEŢEAN DE ŞTIINŢELE NATURII PRAHOVA.
rezentare sustinuta la Universitatea de Medicina si Farmacie "Carol Davila" din Bucuresti, cu prilejul – Brain Awareness Week (BAW), desfasurat in perioada 16-22 martie 2015. (http://info.snn.ro/saptamana-creierului-2015/)
Simpozionul interdisciplinar naţional Creație - Evoluție, ediţia a XVII-a a fost organizat de MUZEUL JUDEȚEAN DE ȘTIINȚELE NATURII PRAHOVA și INSTITUTUL DE ANTROPOLOGIE "FRANCISC I. RAINER" al Academiei Române. Simpozionul s-a desfășurat în 12 decembrie 2014 la MUZEUL JUDEŢEAN DE ŞTIINŢELE NATURII PRAHOVA.
rezentare sustinuta la Universitatea de Medicina si Farmacie "Carol Davila" din Bucuresti, cu prilejul – Brain Awareness Week (BAW), desfasurat in perioada 16-22 martie 2015. (http://info.snn.ro/saptamana-creierului-2015/)
Is your importing/exporting of XER's taking longer than usual? Your XER and or P6 database may be suffering from the POBS sysndrome. Read on to find out if your system or XER are infected, and how to get the cure.
The goal at PrimeLending is to provide unsurpassed quality service and support throughout the entire mortgage process for every client and referral source. This proactive sales and operational philosophy simplifies and accelerates the loan process at all levels. PrimeLending takes pride in being recognized as a premier mortgage lender offering a wide array of loan products. Mortgage loan options include:
FHA • VA• USDA • Government Bond Programs • Fannie Mae HomePath • Fannie Mae HomeStyle Renovation
Conventional Financing to 10 properties • Fannie Mae Direct • Making Home Affordable HARP Refinance
Jumbo • Super Jumbo Loans to 5 Million • Luxury Home Financing with Reduced Documentation
Foreign Nationals • Canadian Financing • Pledged Assets OK
Let me provide you a mortgage without obstacles. Thank you for taking the time to visit my website. Please do not hesitate to contact me with any questions you might have. I look forward to serving as your mortgage consultant and being your lender for life.
How do CPAs stay ahead of the rapidly changing environment? Maryland Association of CPAs offer free four (4) hour professional issues updates for our members every six months.
These engaging and interactive "town hall" format meetings cover the latest developments facing CPAs. The Fall series features updates on the four mega-trends - Economy, Gobalization, technology and the Workforce. In aaddition the latest developments in Regulations and Standards are covered. This edition features many tax and IRS developments (PTIN, 1099) and the latest on financial accounting standards (IFRS, private companies).
We clsoe with a session on leadership in rapidly changing times.
AAA National Conference - Everything you wanted to know about state CPA Socie...Tom Hood, CPA,CITP,CGMA
Top 10 reasons and resources for CPA Firms from State CPA Associations. Presentation to the AAA National Practice Management Conference in New Orleans by Tom Hood, CPA, Past President of national CPA-SEA (State Execustives Association) and President of the Maryland Association of CPAs
What is over the Horizin for the CPA Profession? Tom Hood covers the latest developments in the CPA Profession and looks to the future in this four hour (Free CPE) session for members of the Maryland Association of CPAs. It covers the latest in the four major trend areas of Economic, Politica;/Legislative/Regulatory, Social/Demographic, and Technology. He finishes with tools and resources to help CPAs thrive in the "Extreme Future".
Briefing of the major issues facing the CPA Profession. It looks at the macro trends and the specifics inside the CPA Profession.
This update includes the latest on the economy, standards & legislation / regulation, workforce, technology, globalization, and the latest research about issues facing CPA firms, Business & Industry CPAs, and young professionals.
Become a VP of Mortgage Lending at Guaranteed Ratejoelrich
Take a closer look at the #1 Mortgage platform in the nation. Are you ready to take your mortgage origination career to a whole other realm as a VP of Mortgage Lending?
Is your importing/exporting of XER's taking longer than usual? Your XER and or P6 database may be suffering from the POBS sysndrome. Read on to find out if your system or XER are infected, and how to get the cure.
The goal at PrimeLending is to provide unsurpassed quality service and support throughout the entire mortgage process for every client and referral source. This proactive sales and operational philosophy simplifies and accelerates the loan process at all levels. PrimeLending takes pride in being recognized as a premier mortgage lender offering a wide array of loan products. Mortgage loan options include:
FHA • VA• USDA • Government Bond Programs • Fannie Mae HomePath • Fannie Mae HomeStyle Renovation
Conventional Financing to 10 properties • Fannie Mae Direct • Making Home Affordable HARP Refinance
Jumbo • Super Jumbo Loans to 5 Million • Luxury Home Financing with Reduced Documentation
Foreign Nationals • Canadian Financing • Pledged Assets OK
Let me provide you a mortgage without obstacles. Thank you for taking the time to visit my website. Please do not hesitate to contact me with any questions you might have. I look forward to serving as your mortgage consultant and being your lender for life.
How do CPAs stay ahead of the rapidly changing environment? Maryland Association of CPAs offer free four (4) hour professional issues updates for our members every six months.
These engaging and interactive "town hall" format meetings cover the latest developments facing CPAs. The Fall series features updates on the four mega-trends - Economy, Gobalization, technology and the Workforce. In aaddition the latest developments in Regulations and Standards are covered. This edition features many tax and IRS developments (PTIN, 1099) and the latest on financial accounting standards (IFRS, private companies).
We clsoe with a session on leadership in rapidly changing times.
AAA National Conference - Everything you wanted to know about state CPA Socie...Tom Hood, CPA,CITP,CGMA
Top 10 reasons and resources for CPA Firms from State CPA Associations. Presentation to the AAA National Practice Management Conference in New Orleans by Tom Hood, CPA, Past President of national CPA-SEA (State Execustives Association) and President of the Maryland Association of CPAs
What is over the Horizin for the CPA Profession? Tom Hood covers the latest developments in the CPA Profession and looks to the future in this four hour (Free CPE) session for members of the Maryland Association of CPAs. It covers the latest in the four major trend areas of Economic, Politica;/Legislative/Regulatory, Social/Demographic, and Technology. He finishes with tools and resources to help CPAs thrive in the "Extreme Future".
Briefing of the major issues facing the CPA Profession. It looks at the macro trends and the specifics inside the CPA Profession.
This update includes the latest on the economy, standards & legislation / regulation, workforce, technology, globalization, and the latest research about issues facing CPA firms, Business & Industry CPAs, and young professionals.
Become a VP of Mortgage Lending at Guaranteed Ratejoelrich
Take a closer look at the #1 Mortgage platform in the nation. Are you ready to take your mortgage origination career to a whole other realm as a VP of Mortgage Lending?
This session will cover state budget and fiscal matters and related-tax policy implications as well as an update on captive insurance companies, self procurement taxes and recent legislation.
Sperry Van Ness shares a portion of its new weekly listings via their Monday Morning sales call. Email info@svn.com if you would like to attend our weekly call which we open up to the brokerage community.
This panel will discuss the latest developments with the IRS including Large Business & International (LB&I) organizational changes and how they affect you.
2. Who We Are
• A privately held mortgage banking firm founded in
1989
• More than 600 employees from coast to coast
• Three distinct business channels: Retail, Wholesale
and Consumer Direct
3. What We Do
• Funded $2.32 billion in 2011
• Issued more than $2 billion in FNMA and GNMA
securities
– Creates a natural business hedge for the cyclical
nature of the industry
– Goal over the next 12 months is 60-70% retained
servicing
• Raised more than $30 million in capital to pursue
increased market share
• Maintains warehouse line capacity in excess of $300
million
4. Senior Management
Peter Norden Rick Floyd
Chief Executive Officer Executive Vice President
Joel Katz Douglas Rotella
President Executive Vice President
Retail Sales
Joseph Sheridan
Chief Operating Officer
Grace Currid
Chief Credit Officer
5. Southeast Region Leaders
Greg Janicki Brian Poling
Southeast Regional Manager Area Manager, Florida
Cell: 404-217-7886 Cell: 352-874-7580
E-mail: gjanicki@remn.com E-mail: bpoling@remn.com
Angie Gora Chris Wasinger
Area Manager, Georgia Area Manager, Florida
Cell: 404-392-4241 Cell: 407-230-3771
E-mail: agora@remn.com E-mail: cwasinger@remn.com
Todd Greak
Area Manager, Georgia
Cell: 770-652-7459
E-mail: tgreak@remn.com
6. Licensing
WA
ME
MN
OR VT
WI NH
NY MA
CA MI RI
IA PA CT
NJ
IL IN OH DE
UT
CO WV DC
KS MO VA MD
KY
TN NC
OK
NM AR SC
MS GA
AL
LA
TX
License Approved FL
License Pending
7. REMN Product Line
Traditional Products: Niche Products:
• Conventional • In-house FHA 203(k) with
• FHA Concierge Service
• VA • Interest Only
• Fixed and Adjustable Rates • Low to Moderate Programs
• Jumbo and Super Jumbo • Bi-Weekly
• Reverse Mortgage • FNMA HomePath
• USDA Financing • REMN Home Fixer
• Second Home or • Construction to Perm
Investment Properties • Energy Efficient Mortgage
• Foreign Nationals
• Non-Warrantable Condos
• Commercial Loans
8. Secondary Marketing
• Encompass – Single-tier LOS platform with real-time
access to loan files for
Originators, Processors, Underwriters and Closers
• Loan Decisions – “On Demand” product eligibility and
best execution loan pricing
• Weekly “Capital Market Update” e-mails
• Weekly “Did You Know?” product tip e-mails
• Immediate notification as market conditions improve or
worsen
• Open-Door Policy – Call or e-mail any time to discuss
scenarios or ask questions
9. Operations
• Processing, underwriting and closing on a regional level
(most branches have on-site processing)
• “Certified Processor” program expedites the closing
process by streamlining the clearing of underwriting
conditions
• Dedicated to supporting sales by providing a customer
service experience that is second to none
• Regional underwriting helpdesks to discuss scenarios
and best options
10. Marketing
• New Loan Originator set up, including Web site,
announcement cards and start up marketing credit
• Library of customizable brochures, flyers and
advertisements
• Loan comparison listing sheets for agent contacts
• Access to the Media Center, an automated marketing
and database management system
• Mobile marketing and social media campaigns
• Custom work and one-on-one marketing consultations
11. Training
• Two-day orientation course for all new employees
• Continuing education classes, seminars, collaborative
meetings and e-learning courses
• Branch visits from regional trainers
• One-on-one training as needed
• Weekly e-mail reminders of upcoming training events
12. Technology
• Single software LOS platform for
originating, processing, underwriting, closing and
delivery
• E-mail packages for closings
• Individual secure eFax number
• Lock-in online
• Helpdesk support via phone, e-mail or Web
• 24-hour access to loan documents through REMN's
Web-based paperless system
• Centralized access to key information from all REMN
departments on SharePoint
13. REMN All-Star Team
All-Star Team – Top 10% of sales force in volume and units
receives a luxurious trip to the Boca Raton Resort
14. Customer Satisfaction
• All REMN customers, selling agents and listing
agents have the opportunity to rate their
experience by completing a phone or e-mail
survey the week after closing
• Monthly and quarterly report cards are built for
branches, regions and all of REMN
• Quarterly report cards are built for Loan
Originators
15. Human Resources
• Medical coverage provided by Oxford Health Plans
• Vision Coverage by Davis Vision
• Dental coverage provided by Cigna
• Life Insurance, Accidental Death and Dismemberment
provided by Cigna
• Flexible Spending Account and Dependent Care Account
• Voluntary Long Term Disability provided by Cigna
• Personal Short Term Disability, Cancer Plan, Accident
Plan and Additional Life Insurance provided by Aflac
• 401(k) provided by ING with company match
• Online enrollment for all benefits