The document provides guidance on selecting the best home loan by focusing on key factors like interest rates, disbursement times, and eligibility criteria. It stresses the importance of finding a loan with low interest rates to manage monthly payments effectively. Additionally, it advises potential borrowers to conduct thorough research and seek independent professional advice before making investment decisions.

1. © Clix Capital Services Pvt. Ltd. All rights reserved.
Which home loan?
should you pick?

2. 2
© Clix Capital Services Pvt. Ltd. All rights reserved.
Home Loan
Benefits
An ideal home loan looks like the
one that has the lowest cost and
charges. The market has a wide
range of options and you need to
choose the best one out of all.
There are existing banks and non-
banking financial institutions
that can offer you a home loan at
various rates and charges. To be
precise, a home loan is the only
suitable way to attain enough
funds to purchase a property
within a short span of time.
A home loan is a long-term loan
with various rates, charges, and
fees.

3. 3
© Clix Capital Services Pvt. Ltd. All rights reserved.
A digital borrowing process
Out of all the options available, the
right home loan will be the one that has
the lowest rate of interest and charges as
well. There are factors to consider, like
interest rate, disbursement time, rates,
charges, and eligibility. It is important
to understand the various factors and then
settle down for the best deal.

4. 4
© Clix Capital Services Pvt. Ltd. All rights reserved.
Low rate of interest
The consideration while borrowing a home
loan should be concentrated on the rate
of interest. The rate of interest is one
such component that is not a fixed one.
Also, it is a factor that makes a loan
affordable and expensive too. If your
rate of interest is low, you will be
able to get a low EMI monthly without
any burden. An ideal home loan is one
that comes with a low rate of interest
so that you can manage the expenses
without having a hefty EMI. Try for a
good rate by comparing the options
available in the financial market.

5. 5
© Clix Capital Services Pvt. Ltd. All rights reserved.
Disbursement time
If you are in a hurry, this will be
an important consideration. You need
to make sure that you look out for
the time of disbursement when you are
comparing the various loan providers.
If you are okay with delays, then
this will not matter much. The
disbursement time will vary from one
financial institution to another. You
need to make sure that you choose a
loan provider that has the lowest
period of disbursement.

6. www.clix.capital
This information made available is privileged and confidential and meant for private circulation only. The recipient/reader shall not engage in reproduction or
distribution of this document, in whole or in part, or make disclosure of its contents, without the prior written consent of Clix Capital Services Private Limited
(Clix). This information contained herein is provided strictly for informational and internal discussion purposes and does not create a business or professional
services relationship, nor does it constitute an offer or solicitation of an offer or any advice or recommendation, to purchase any securities or other financial
instruments.
This document has been prepared on the basis of data provided by companies, publicly available information, internally developed data, and other third party sources
believed to be reliable. Whilst no action has been solicited based upon the information provided herein, Clix exercises due care in selection of the information to
avoid inaccuracies and believes the representations contained therein as fair and reasonable. However, it does not guarantee the accuracy of any such information and
has not independently verified the assumptions on which such information is based. Clix along with their respective directors, employees, affiliates, or
representatives do not assume any responsibility for, or warrant the accuracy, completeness, adequacy, and reliability of such information and none shall be liable
for any direct, indirect, special, incidental, consequential, punitive, or exemplary damages, including lost profits arising in any way from the information contained
in this material.
Recipients of this information should rely on information/data arising out of their own investigations. Readers are advised to seek independent professional advice
and arrive at an informed investment decision before making any investments. Investments in securities are subject to market risks. No assurances, guarantees, or
representations can be made that the objectives of any of the investments will be achieved. Readers should note that investments will involve significant risks and
the investments may not be suited to all categories of investors.
Certain information contained in this document may constitute ‘forward-looking statements,’ which can be identified by the use of forward-looking terminology. Due to
various risks and uncertainties, actual events or results, or the actual performance of the company and the group may differ materially from those reflected or
contemplated in such forward-looking statements. Clix is not responsible or liable for any loss resulting from the management of any such investments. Willing
investors should have the financial ability and willingness to accept risks and lack of liquidity, which are characteristics of the investments described herein.
Thank You
For more information please contact:
Clix Capital Services Private Limited
Email: hello@clix.capital | Mobile: 18002009898