The document summarizes reports from Deloitte's 2013 Shift Index series. Report 3 explores the economy-wide decline in return on assets over 47 years, which indicates companies' decreasing ability to capture opportunities relative to their assets. Report 4 uncovers that while individuals readily adopt new technologies personally, companies do not change outdated practices inhibiting organizational learning. The series examines developments in technology, flows of capital/information/talent, and their impacts on competition and performance across industries.