The document provides guidance on what to do if you've been scammed, emphasizing that anyone can fall victim regardless of their background. It discusses characteristics that make individuals more susceptible to scams, such as being a frequent bargain hunter or lacking a defensive plan, and notes that younger adults have reported more scams despite older adults losing larger amounts of money. Additionally, it highlights the importance of safeguarding personal information and taking precautions to avoid falling victim to fraud.

1. What To Do if You've Been Scammed
Learn what to do if you paid someone you suspect of being a
scammer, gave them personal information, or granted them
access to your phone or computer.
Scammers are incredibly convincing. They contact, email, and
text us in an attempt to obtain our money or sensitive personal
information, such as our Social Security numbers or account
numbers. They're also really good at what they do. Here's what

2. to do if you paid or offered your personal information to
someone you suspect is a fraudster.
Who Gets Scammed: Why Some People
Are More Vulnerable
5 characteristics that could make you an easy target
The "illusion of invulnerability," as in "I'm too smart to ever
fall for a deception," is the most harmful attitude a customer
can have, according to social scientists. No, you're not, and all
the evidence suggests that everybody, regardless of age,
education, race, or gender, has the capacity to be conned,
given the correct circumstances and a con artist who is skilled
at putting his victim "under the ether," in other words,
unaware of risk.
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Furthermore, typical victimhood thinking is sometimes
incorrect: when it comes to falling for scams, millennials, not
elders, are the most vulnerable. According to 2017 Federal
Trade Commission data, persons in their 20s accounted for
40% of those who reported losing money to fraud, with those
70 and older accounting for only 18%.
However, the FTC discovered that older persons who fell
victim to scammers lost far more money than younger adults.
According to experts, financial fraud losses among the elderly
are due not just to age-related cognitive impairment, but also
to the fact that the 65-plus demographic controls trillions of
dollars—and thieves follow the money.
Researchers have been able to discover specific features that
distinguish those who are taken in from those who are not,

4. regardless of age. According to Doug Shadel, author of
"Outsmarting the Scam Artists" (Wiley, 2012), victims exhibit
the following characteristics at substantially higher rates
than nonvictims.
Being a Bargain Hunter
Do you know someone who is continually looking for investment
"opportunities" and bargains, who sends away for promotional
materials and enters contests and drawings, and who reads all
of their mail (electronic and postal), including sales brochures
and generic charity solicitations? A person who is exposed to
what is commonly referred to as "the marketplace" on a
frequent basis is susceptible for becoming a scam victim.
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Persuasion Susceptibility
Doug Shadel and his colleagues discovered in several research
that fraud victims are more interested than the general public
in particular claims used by con artists to catch their prey:
"This offer is only valid for the next 24 hours," says the
seller. "My clients are making 30% a year on this investment,"
or—a favorite among veterans, who have become a new
favorite target for con artists—"From one ex-Marine to
another..."
Lack of a Defensive Plan
Scam victims are more likely to take fewer precautions to
avoid or mitigate fraud. They don't allow themselves enough
time to ponder after hearing a sales pitch, they don't
undertake rigorous professional reference checks, and

6. they're less likely to sign up for registries that limit unwanted
phone calls.
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Possibility of Taking Risks
Researchers believe there is a substantial link between this
attribute and victimization, in part because high-risk but
legitimate investments share many characteristics with
fraudulent offers, such as the potential for higher profits and
the need to make a quick choice. As a result, people with
similar personality types are drawn to both.

7. Faced with a Difficult Situation
Watch out if you've lost a loved one, gone through a divorce,
been laid off from a job, or otherwise suffered a major crisis
in the last two years. According to a 2013 Federal Trade
Commission research, your chances of getting scammed more
than double—most likely because dealing with challenging living
conditions consumes cognitive ability that could be utilized to
detect scams.
How to Avoid Scams on the Internet
Do you know how to safeguard yourself against internet
dangers?
Click The Link Below To Make Sure that Never
Hapen Again
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