This document provides information from a presentation given by Wesleyan to medical students. It summarizes Wesleyan's services for doctors, including student membership benefits like income protection insurance. They note that doctors face risks like illness preventing them from working, but NHS sick pay is limited. Wesleyan's income protection insurance can help by providing tax-free weekly payouts if a doctor is sick for over 6 weeks to replace lost income. The presentation encourages medical students to apply for free student cover today to be protected as they start their career.

1. Introduction
• Welcome – How we can help during your career
and why now is the time to join Wesleyan.
• We have been invited by the Medical School to
provide information on what we have to offer
• Whats happening today?
• Questions at the end – see us at our stand
• Wesleyan have always been about you, and
always will be

2. • Wesleyan – Specialist financial services for
doctors
• Offers advice and solutions designed to suit
your personal and professional needs as a
doctor.
• Range of products and services from
mortgages to investment and insurance.

3. What can wesleyan do for you
• Whichever medical school you are at, you will
have your own student liaison manager.
• I cover yourselves, Ox, Camb, Imperial
• I’ll help arrange your Student Wesleyan
membership
• We also sponsor educational events/revision
lectures – social events through clin soc

4. Final year photo
• Free

5. Stages of career
• Click all way through
• Short summary of each stage

6. Your biggest asset is you
• As our career progresses your earnings increase, and
subsequently so does your financial risk
• More you earn more you stand to lose.
• You need to be able to protect what you work for, and
your ability to work as a doctor
• You need to think about what would happen if this was
taken away from you
• Use printer anology
• £3.8million – one lump sum – would you protect this
• Way to protect this: it’s called income protection

7. Nhs sick pay
• Nhs workers have the highest rate of sickness
in the public sector
• Being a doctor won’t protect you from
becoming sick or having an accident.
• What would happen if you fell ill and were
unable to work?
• How long would you continue to be paid for?
• Prove point – paid out £29mill in claims

8. NHS sick pay entitlements
• No employers sick pay designed to
permanently replace your income
• First 4 months – 1 month full
• After 1 month full/2 months half
• Maximum 6months full 6months half – after 5
yrs
• Half pay is a massive drop in the income
you’re accustomed to – how can you protect
against this?

9. How it works
• Phase 1 student cover – £210/week tax free after 6 weeks
illness
• Half pay –top you up
• Sick pay runs out – sole provider
• Free until Nov after graduation
• Benefits increase automatically to £380/week tax free after
graduation
• Phase 2 – New doctor cover – If you choose to become a
paying member
• New doctor cover premiums are heavily discounted - very
competitive in the market
• Speak to doctors around you before making a decision

10. Why should you care?
• Debts won’t wait until you get better
• Payments still need to be made
• Last thing you want to worry about is money when
you’re trying to get back to full health
• With wesleyan, you get a guaranteed weekly income –
one less thing to worry about
• Underwritten at current health – more likely to be
healthy
• Only company to offer you this
• Able to take this cover out today and start reaping in
benefits.

11. Benefits of plan
• Elective friendly – more risk – become ill when
on elective you can claim if you are ill for more
than 6 weeks. – even if staying in UK
• Occupation specific – if you decide to retrain
you receive financial support
• Rehabilitation & proportional benefit
• Permanent protection

12. Apply for student cover today
• Apply today so you are ready to start your
career as an F1
• Lasts all the way until nov after graduation for
free
• Discuss with parents/doctors
• Please ask any questions you do have to
myself or my colleagues.
• Good luck with studies!