The document discusses a UVGI terminal sterilizer that sanitizes credit/debit terminals between consumer uses to eliminate bacteria and viruses. It notes that touchless payments have increased 40% during the pandemic. The sterilizer uses ultraviolet light to destroy microorganisms within 20 seconds, preventing cross-contamination. It describes the prototype, components, competitive advantages, business model of selling units for $290 initially and $475 once established, and investment needs for production runs.