SlideShare a Scribd company logo
K & H Innovation contest
Voxinf Kft.
Univerzális fizetési rendszer: VoxPay
Fizetéskezdeményező (PISP)
Hadüzeneta készpénznek
Univerzális
 Minden alapvető esetre azonnali utalásos megoldás
 Minden fontos célcsoport számára: kereskedő, vásárló, pénzküldő
 Elektronikus csatornák: online és mobil megoldás
 Új sémákra alapul: PSD2, azonnali utalás, fizetési kérelem
 Kommunikáció: Internet, QR-kód, NFC
Fizetési esetek, szereplők
Szereplők
Vevő Kereskedő PISP
fizető kedvezményezett szerver szolgáltatás
(pénz)küldő (pénz)fogadó PSD2, fizetési kérelem
Esetek
o Online fizetés (WEB áruház, online szolgáltatás, egyéb online vásárlás)
o Offline fizetés (Offline vásárlás, befizetés, futár szolgáltatás)
o Pénzküldés (P to P)
Mi a konkrét termék?
Komponensek a különböző szereplők számára, különböző esetekre:
Mobil Applikáció (Vevő)
Mobil/WEB Applikáció (Kereskedő)
Online fizetés (Web áruház, kereskedő)
Működési modell, kommunikáció (ábra)
Offline vásárlás
Vevő APP
Offline vásárlás
Kereskedő APP
Online vásárlás
Kereskedő APP
Kommunikációs technológia
QR kód
NFC
Online
Minta alkalmazások
Elektronikus Autópálya matrica vásárlás (online)
Pénzküldés (mobil)
VoxPay projekt állása (?)
Korlátozások
Másodlagos számla azonosítok lassú elterjedése
Fizetési Kérelem késése
QR kód szabványkésése
NFC szabvány?

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Voxpay fizetés

  • 1. K & H Innovation contest Voxinf Kft. Univerzális fizetési rendszer: VoxPay Fizetéskezdeményező (PISP) Hadüzeneta készpénznek
  • 2. Univerzális  Minden alapvető esetre azonnali utalásos megoldás  Minden fontos célcsoport számára: kereskedő, vásárló, pénzküldő  Elektronikus csatornák: online és mobil megoldás  Új sémákra alapul: PSD2, azonnali utalás, fizetési kérelem  Kommunikáció: Internet, QR-kód, NFC
  • 3. Fizetési esetek, szereplők Szereplők Vevő Kereskedő PISP fizető kedvezményezett szerver szolgáltatás (pénz)küldő (pénz)fogadó PSD2, fizetési kérelem Esetek o Online fizetés (WEB áruház, online szolgáltatás, egyéb online vásárlás) o Offline fizetés (Offline vásárlás, befizetés, futár szolgáltatás) o Pénzküldés (P to P)
  • 4. Mi a konkrét termék? Komponensek a különböző szereplők számára, különböző esetekre: Mobil Applikáció (Vevő) Mobil/WEB Applikáció (Kereskedő) Online fizetés (Web áruház, kereskedő)
  • 5. Működési modell, kommunikáció (ábra) Offline vásárlás Vevő APP Offline vásárlás Kereskedő APP Online vásárlás Kereskedő APP
  • 7. Minta alkalmazások Elektronikus Autópálya matrica vásárlás (online) Pénzküldés (mobil)
  • 8. VoxPay projekt állása (?) Korlátozások Másodlagos számla azonosítok lassú elterjedése Fizetési Kérelem késése QR kód szabványkésése NFC szabvány?